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Literacy Capital PLC (BOOK) fair value: what the stock is really worth

As of Nov 12, 2026: fair value (intrinsic value) of Literacy Capital PLC stock £4.12, price £2.94, upside +40.1%, quality 52 out of 100. Rating: undervalued. Calculated from audited financials with 2 of our 26 valuation models and 37 quality factors, updated daily.

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Financial Services GB · ISIN GB00BMF1L080

LC Literacy Capital PLC logo Some data Nov 12, 2026

Literacy Capital PLC

BOOK · LSE

Cheap (29% below fair value) and solid company, but falling price: meets 2 of 3 rules.

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Fair value £4.12 · Undervalued 
Revenue last quarter +19% vs. a year ago. 
Quality 52/100 
Thin margins · 7.1% net margin (TTM) 
Some data 
Falling price (downtrend) 
Weak Growth (revenue 5y −20.3 %/yr in GBP) 
Negative free cash flow 
Trails peers (4/12) 
Narrow moat 44/100 · thin data
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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

£5.21 £2.53 Fair Value £4.12 Aug 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 12, 2026.

How to read this chart

60‑month range £2.53 – £5.21 · fair‑value band £3.09 – £5.15 · the £2.94 price screens below the £4.12 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 12, 2026.

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Company profile

Literacy Capital plc is a venture capital and private equity firm specializing in early stage investments, direct private equity investments, buyout, growth capital, MBIs, M&A, mature, family owned, fund investments and co investments with private equity managers.

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It also invest in private equity fund of fund investments. The firm is sector agnostic. It prefers to invest in communication services, consumer discretionary, consumer staples, energy, financials, healthcare, industrials, information technology, materials, real estate and utilities.

The firm seeks to invest in United Kingdom. The firm seeks to invest in companies with EBITDA between £1 million ($1.36 Million) and £10 million ($13.64 Million) or for bolt-on acquisitions minimum £0.5 million ($0.68 million). The firm prefer to invest in majority or minority stakes.

Literacy Capital plc was founded on 22 September 2017 and is based in London, United Kingdom.

Stock analysis

Literacy Capital PLC (BOOK) currently trades at £2.94, while our model-based Fair Value estimate is £4.12, implying the stock looks roughly 29% undervalued today.

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Valuation

How firm this estimate is: it rests on 2 models at a data quality of 95/100, which puts the data coverage at medium.

Scenario range: £3.09 (bear) to £5.15 (bull), the price of £2.94 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 52/100 (solid quality), in the Financial Services sector.

Weak Growth: Revenue growth is weak, negative or inconsistent.

Literacy Capital PLC reported revenue of £6.0M in FY2025 versus £85.6M in FY2021, a compound −48.6%/yr. Reported net income was £743K in FY2025, compounding −68.9%/yr from FY2021.

Key figures

Market cap £177M Micro · P/E ratio 294.0 · P/S ratio 22.4 · EPS (TTM) £0.0100 · Net margin 7.1% · Return on equity 0.3% · Return on assets (EBIT) 17.3% (5-year average) · Operating margin 125%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 44 out of 100 (low confidence).

What moves the price

The share trades about 28% below its 52-week high and 3% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −4% fair-value upside, at 40%, BOOK screens cheaper than that median.

Fair Value models

Bear £3.09 Fair Value £4.12 Bull £5.15
Price £2.94 · Upside +40.1%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (£0.0087 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
P/B Multiple £3.09 £4.12 £5.15 55
NCAV (Graham) £2.42 £3.25 £4.85 51
All 2 models by family
Multiples
P/B Multiple £3.09 £4.12 £5.15 55
Asset-Based
NCAV (Graham) £2.42 £3.25 £4.85 51

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Quality Score breakdown

Overall quality 52/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 19
How much profit the company makes from its sales and capital
Quality Growth 45
Are margins and returns getting better?
Cashflow 33
Do the profits arrive as real cash?
Financial strength 51
Debt, balance sheet and risk of trouble
Investment 83
Does it invest with discipline instead of growing at any price?
Low Volatility 93
How calm the share price moves, does not count
Price momentum 28
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 8
Distance to the 52-week high, does not count
New shares 84
Buys back shares or issues new ones?

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Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 11/100
Revenue growth is weak, negative or inconsistent.
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−20.3%
Start year 2020 (pandemic)
Revenue growth 7 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+52.6%
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−47.5%
Earnings growth per share plus dividend.
Earnings per share, growth per year−47.5%
Dividend (yield on the price)0.0%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.90% → 13%

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 632 stocks

Beats the industry median on 4/12 measures
Overall it trails its industry peers.
Valuation
Quality Score 52 · Below median
Fair Value upside +40.1% · Above median
Profitability
Return on equity (12 months) 0.3% · Below median
Return on assets 0.2% · Below median
Net margin (12 months) 7.1% · Below median
Operating margin (12 months) 125.3% · Top 25%
Growth and dividend
Revenue growth (quarter YoY) 19.2% · Above median
Dividend yield (12 months) 0.0% · Bottom 25%

Valuation Multiplesvs Asset Management median · lower = cheaper

P/E (12 months) 294.0× · Priciest 25%
P/B 0.81× · Cheaper than median
P/S (12 months) 22.37× · Priciest 25%
EV/EBITDA 13.4× · Pricier than median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)87 · sector 37
FUTURE (revenue growth)96 · sector 36
PAST (return on equity)1 · sector 21
HEALTH (low debt)0 · sector 96
DIVIDEND (yield)0 · sector 75

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Raymond James Financial, Inc RJF $167.13 $281.42 +68% vs BOOK
Apollo Global Management, Inc APO $122.95 $197.52 +61% vs BOOK
Ameriprise Financial, Inc AMP $520.06 $639.69 +23% vs BOOK
Exor N.V EXO €73.40 €76.42 +4% vs BOOK
State Street Corporation STT $174.17 $168.03 −4% vs BOOK
Northern Trust Corporation NTRS $178.71 $133.48 −25% vs BOOK
Ares Management Corporation ARES $137.89 $99.35 −28% vs BOOK
Brookfield Asset Management Ltd BAM $52.56 $31.26 −41% vs BOOK
Blackstone Inc BX $122.01 $52.29 −57% vs BOOK
KKR & Co KKR $100.05 $27.63 −72% vs BOOK

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Literacy Capital PLC: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "Literacy Capital PLC Fair Value". https://www.fairvalue-calculator.com/stock/BOOK

Frequently asked questions

Is Literacy Capital PLC (BOOK) overvalued or undervalued?
As of Nov 12, 2026, our model estimates a fair value of £4.12 versus a price of £2.94, about +40% upside (undervalued).
What is the fair value of BOOK?
Our model-based fair value for Literacy Capital PLC is £4.12 (as of Nov 12, 2026), built from audited fundamentals. The current price: £2.94.
What is the quality score of BOOK?
Literacy Capital PLC has a Quality Score of 52/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Literacy Capital PLC (BOOK)?
Our model-based price target is the fair value of £4.12 (as of Nov 12, 2026) from 2 valuation models. Cautious scenario £3.09, optimistic scenario £5.15. It is a calculation from audited fundamentals, not an analyst target.
What is the Literacy Capital PLC stock forecast for 2026?
Our models put fair value at £4.12, about +40% upside versus a price of £2.94 (undervalued). Cautious scenario £3.09, optimistic scenario £5.15. The calculation is refreshed regularly with new filings.
What is the revenue of Literacy Capital PLC (BOOK)?
Literacy Capital PLC reported trailing-twelve-month revenue of about £10.5M (latest available figure, as of Nov 12, 2026).
What is the intrinsic value of Literacy Capital PLC (BOOK)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Literacy Capital PLC it is £4.12 per share (as of Nov 12, 2026), against a price of £2.94. It is the blended result of 2 valuation models in 2 families (Multiples, Asset-Based).
Is Literacy Capital PLC stock overvalued or undervalued in 2026?
As of Nov 12, 2026, BOOK trades below its calculated fair value: price £2.94, fair value £4.12, a gap of about +40% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of BOOK?
No. The price is what the market pays today (£2.94); the fair value is what the company's own numbers justify (£4.12). For Literacy Capital PLC the two are £1.18 per share apart. That gap is exactly why we show both numbers side by side.
How much is Literacy Capital PLC worth?
The market values Literacy Capital PLC at about £177M (market capitalisation, as of Nov 12, 2026). Per share that is £2.94; our models calculate a fair value of £4.12 per share.
What do the bullish and bearish scenarios say about BOOK?
Our models span a range for Literacy Capital PLC: cautious scenario £3.09, base £4.12, optimistic £5.15 per share (as of Nov 12, 2026, price £2.94). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of BOOK?
Literacy Capital PLC trades at a price-to-earnings ratio of 294.0 (as of Nov 12, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of £4.12 is built from several models across several years. Other multiples: P/B 0.8, P/S 22.4, EV/EBITDA 13.4.
How solid is the balance sheet of Literacy Capital PLC (BOOK)?
Balance-sheet figures for Literacy Capital PLC (as of Nov 12, 2026): return on equity 0.3%. They feed the Quality Score of 52/100, which measures business quality independently of the share price.
How far is BOOK from its 52-week high?
Literacy Capital PLC trades at £2.94, about 28% below its 52-week high of £4.06 and 3% above the low of £2.85 (as of Nov 12, 2026). Distance from the high says nothing about value: that is what the fair value of £4.12 is for.
Which stocks are comparable to Literacy Capital PLC?
From the same area (Financial Services) we also value Blackstone Inc, KKR & Co, Brookfield Asset Management Ltd, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Literacy Capital PLC stock attractive at the current price?
The data as of Nov 12, 2026: price £2.94, calculated fair value £4.12 (+40%), Quality Score 52/100, from 2 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of BOOK calculated?
We run Literacy Capital PLC through 2 models from 2 families: Multiples, Asset-Based. Every model gets the same audited fundamentals; the fair value of £4.12 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.0% above its aggregate fair value. Literacy Capital PLC currently trades 29% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Literacy Capital PLC (BOOK)?
The closing price on Nov 12, 2026 was £2.94. Our model-based fair value is £4.12, about +40% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Literacy Capital PLC right now?
The price is below even our cautious bear case (£3.09). The market is more pessimistic than our downside scenario. Solid quality (52/100) at a price below fair value, the discount is the argument here, not the business quality. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Key figures of Literacy Capital PLC

How large is the market capitalisation of Literacy Capital PLC (BOOK)?
The market capitalisation of Literacy Capital PLC is £177M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Literacy Capital PLC (BOOK)?
The price-to-sales ratio of Literacy Capital PLC is 22.4 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Literacy Capital PLC (BOOK)?
Earnings per share at Literacy Capital PLC are £0.0100 (price ÷ EPS = P/E 294.0). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Literacy Capital PLC (BOOK)?
The net margin of Literacy Capital PLC is 7.1% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Literacy Capital PLC (BOOK)?
The return on equity (ROE) of Literacy Capital PLC is 0.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Literacy Capital PLC (BOOK)?
On an EBIT basis the return on assets of Literacy Capital PLC is 17.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Literacy Capital PLC (BOOK)?
The operating margin of Literacy Capital PLC is 125% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Literacy Capital PLC (BOOK)?
Revenue at Literacy Capital PLC is growing +19.2% versus a year earlier (3y avg +339%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Literacy Capital PLC (BOOK)?
Earnings per share at Literacy Capital PLC are growing +18.5% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Literacy Capital PLC (BOOK) generate?
The free cash flow of Literacy Capital PLC is −£9.7M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Literacy Capital PLC (BOOK) carry?
The net debt of Literacy Capital PLC is £23.8M (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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