US Global Investors Inc (GROW) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of US Global Investors Inc stock $3.15, price $2.50, upside +26.0%, quality 75 out of 100. Rating: undervalued. Calculated from audited financials with 12 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 3, 2026.
How to read this chart
60‑month range $1.95 – $5.83 · fair‑value band $2.55 – $3.44 · the $2.50 price screens below the $3.15 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. As of Nov 3, 2026.
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U.S. Global Investors, Inc. is a publicly owned investment manager. It primarily provides its services to investment companies. The firm is a large advisory firm, an investment adviser to an investment company which provides portfolio management for investment companies.
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The firm manages and launches equity/balanced funds, fixed income funds and other funds. It also manages hedge funds. The firm primarily invests in no-load mutual funds and exchange traded funds (ETFs). U.S. Global Investors, Inc. is based in San Antonio, Texas.
Stock analysis
US Global Investors Inc (GROW) currently trades at $2.50, while our model-based Fair Value estimate is $3.15, implying the stock looks roughly 21% undervalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of $4.39 per share, and 9 of the 12 models we run sit above the $2.50 price.
Bear case: the Dividend Discount group reads lowest at $1.08, and 3 of the 12 models stay below the price. Data coverage for this calculation is medium.
Scenario range: $2.55 (bear) to $3.44 (bull), the price of $2.50 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 75/100 (high quality), in the Financial Services sector.
Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.
US Global Investors Inc reported revenue of $7.8M in FY2026 versus $24.7M in FY2022, a compound −25.1%/yr. Reported net income was $3.1M in FY2026, compounding −2.9%/yr from FY2022.
Key figures
Market cap $33.5M Micro · P/E ratio 11.3 · P/S ratio 3.26 · EPS (TTM) $0.2400 · Dividend yield 3.6% · Net margin 29.8% · Return on equity 6.8% · Return on assets (EBIT) 4.6% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 39 out of 100 (low confidence).
What moves the price
The share trades about 29% below its 52-week high and 14% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −16% fair-value upside, at 26%, GROW screens cheaper than that median.
Fair Value models
Bear$2.55Fair Value $3.15Bull$3.44
Price $2.50 · Upside +26.0%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2026 figures (about 4 months old). Earnings retained since then ($0.0538 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
In the last 6 months, no officer or director bought or sold shares on the open market.
BuyDerek Steven PileckiControl Person5× since May 1, 2026: 66,825 shares, avg. $2.58$172,140Nov 3, 2026
BuyGator Capital Management, LLC10% owner5× since May 1, 2026: 66,825 shares, avg. $2.58$172,140Nov 2, 2026
Plus 12 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.36/100
Revenue is shrinking: the last year, the last three and the last five years are all negative.
Revenue growth 1 year
−8.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−19.8%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−18.5%
Start year 2021 (pandemic). Over 10 years: +3.5% a year
Revenue growth 31 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−2.3%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: adjusted.
−24.2%
Earnings growth per share plus dividend.
Earnings per share, growth per year−27.8%
Dividend (yield on the price)3.6%
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.38% → 29%
Growth Forecast
Little optimism in the price
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
less than -40 %
The company could shrink this much every year for the next five years and today's price would still be justified.
Compare US Global Investors Inc with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 588 stocks
Beats the industry median on 9/13 measures
Overall it ranks above its industry peers.
Valuation
Quality Score75 · Top 25%
Fair Value upside+26.0% · Above median
Profitability
Return on equity (12 months)6.8% · Below median
Return on assets6.3% · Above median
Net margin (12 months)29.8% · Above median
Operating margin (12 months)−3.2% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY)39.1% · Top 25%
Dividend yield (12 months)3.6% · Below median
Balance sheet
Debt / equity0.00× · Below median
Valuation Multiplesvs Asset Management median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "US Global Investors Inc Fair Value". https://www.fairvalue-calculator.com/stock/GROW
Frequently asked questions
Is US Global Investors Inc (GROW) overvalued or undervalued?
As of Nov 3, 2026, our model estimates a fair value of $3.15 versus a price of $2.50, about +26% upside (undervalued).
What is the fair value of GROW?
Our model-based fair value for US Global Investors Inc is $3.15 (as of Nov 3, 2026), built from audited fundamentals. The current price: $2.50.
What is the quality score of GROW?
US Global Investors Inc has a Quality Score of 75/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for US Global Investors Inc (GROW)?
Our model-based price target is the fair value of $3.15 (as of Nov 3, 2026) from 12 valuation models. Cautious scenario $2.55, optimistic scenario $3.44. It is a calculation from audited fundamentals, not an analyst target.
What is the US Global Investors Inc stock forecast for 2026?
Our models put fair value at $3.15, about +26% upside versus a price of $2.50 (undervalued). Cautious scenario $2.55, optimistic scenario $3.44. The calculation is refreshed regularly with new filings.
What is the revenue of US Global Investors Inc (GROW)?
US Global Investors Inc reported trailing-twelve-month revenue of about $10.3M (latest available figure, as of Nov 3, 2026).
Does US Global Investors Inc pay a dividend?
US Global Investors Inc currently shows a dividend yield of 3.60% relative to its recent price (as of Nov 3, 2026).
How much is the dividend of US Global Investors Inc (GROW) and when is the ex-dividend date?
US Global Investors Inc pays a dividend of $0.09 per share a year, a dividend yield of 3.6%. The next ex-dividend date is Nov 16, 2026, with payment on Dec 28, 2026. A dividend has been paid every year since at least 2007. The payout ratio is 37.5% of earnings. Free cash flow covers the dividend 0.74 times. Our assessment: Watch coverage. The dividend isn’t fully covered by free cash flow or earnings, part of it is funded from reserves or debt. Fine for now, but worth watching: if it stays uncovered, the dividend could be cut.
What growth is priced into US Global Investors Inc (GROW)?
For today's price to be fair in a discounted-cash-flow model, US Global Investors Inc would have to grow free cash flow by less than minus 40 % per year for five years (discount rate 8.9 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew -18.6 % per year. As of Nov 3, 2026.
What discount rate (WACC) does the fair value of GROW use?
Our models discount US Global Investors Inc at 8.9 %: a base by market capitalisation (nano), damped by beta 0.67, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For US Global Investors Inc that is less than minus 40 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (8.9 %) and the same formula as our fair value.
How much growth has US Global Investors Inc (GROW) delivered so far?
Over the past 5 years revenue at US Global Investors Inc grew -18.6 % a year. The price currently implies free-cash-flow growth of less than minus 40 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of US Global Investors Inc (GROW) growing?
The median revenue growth in the sector is +9.2 % a year. That is the yardstick for the growth priced into US Global Investors Inc (less than minus 40 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of US Global Investors Inc (GROW)?
The free-cash-flow yield on the price is 2.21 %: that much free cash flow US Global Investors Inc produces per unit of market value. When it exceeds the discount rate of our models (8.9 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of US Global Investors Inc (GROW)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For US Global Investors Inc it is $3.15 per share (as of Nov 3, 2026), against a price of $2.50. It is the blended result of 12 valuation models in 7 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit).
Is US Global Investors Inc stock overvalued or undervalued in 2026?
As of Nov 3, 2026, GROW trades below its calculated fair value: price $2.50, fair value $3.15, a gap of about +26% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of GROW?
No. The price is what the market pays today ($2.50); the fair value is what the company's own numbers justify ($3.15). For US Global Investors Inc the two are $0.6500 per share apart. That gap is exactly why we show both numbers side by side.
How much is US Global Investors Inc worth?
The market values US Global Investors Inc at about $33.5M (market capitalisation, as of Nov 3, 2026). Per share that is $2.50; our models calculate a fair value of $3.15 per share.
What do the bullish and bearish scenarios say about GROW?
Our models span a range for US Global Investors Inc: cautious scenario $2.55, base $3.15, optimistic $3.44 per share (as of Nov 3, 2026, price $2.50). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of GROW?
US Global Investors Inc trades at a price-to-earnings ratio of 11.3 (as of Nov 3, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $3.15 is built from several models across several years. Median P/E at fiscal year-end, 6 fiscal years (2018 to 2026), reported earnings, 4 of the years ex one-offs: 10.2. Other multiples: P/B 0.7, P/S 3.3.
How solid is the balance sheet of US Global Investors Inc (GROW)?
Balance-sheet figures for US Global Investors Inc (as of Nov 3, 2026): return on equity 6.8%, debt of 0.00 per unit of equity. They feed the Quality Score of 75/100, which measures business quality independently of the share price.
How far is GROW from its 52-week high?
US Global Investors Inc trades at $2.50, about 29% below its 52-week high of $3.53 and 14% above the low of $2.20 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $3.15 is for.
Which stocks are comparable to US Global Investors Inc?
From the same area (Financial Services) we also value Blackstone Inc, Brookfield Asset Management Ltd, KKR & Co, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is US Global Investors Inc stock attractive at the current price?
The data as of Nov 3, 2026: price $2.50, calculated fair value $3.15 (+26%), Quality Score 75/100, from 12 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of GROW calculated?
We run US Global Investors Inc through 12 models from 7 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit. Every model gets the same audited fundamentals; the fair value of $3.15 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0% above its aggregate fair value. US Global Investors Inc currently trades 21% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of US Global Investors Inc (GROW)?
The closing price on Nov 6, 2026 was $2.50. Our model-based fair value is $3.15, about +26% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with US Global Investors Inc right now?
The rarer combination: high quality (75/100) AND below fair value. That earns a closer look rather than a quick verdict. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of US Global Investors Inc
How large is the market capitalisation of US Global Investors Inc (GROW)?
The market capitalisation of US Global Investors Inc is $33.5M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of US Global Investors Inc (GROW)?
The price-to-sales ratio of US Global Investors Inc is 3.26 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of US Global Investors Inc (GROW)?
Earnings per share at US Global Investors Inc are $0.2400 (price ÷ EPS = P/E 11.3). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of US Global Investors Inc (GROW)?
The dividend yield of US Global Investors Inc is 3.6% (payout 37.5%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of US Global Investors Inc (GROW)?
The net margin of US Global Investors Inc is 29.8% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of US Global Investors Inc (GROW)?
The return on equity (ROE) of US Global Investors Inc is 6.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of US Global Investors Inc (GROW)?
On an EBIT basis the return on assets of US Global Investors Inc is 4.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of US Global Investors Inc (GROW)?
The operating margin of US Global Investors Inc is −3.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at US Global Investors Inc (GROW)?
Revenue at US Global Investors Inc is growing +39.1% versus a year earlier (3y avg −19.8%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at US Global Investors Inc (GROW)?
Earnings per share at US Global Investors Inc are growing +481% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does US Global Investors Inc (GROW) hold?
US Global Investors Inc holds more cash than debt, $24.2M net (fiscal year 2026). The company holds more cash than debt, a safety cushion.
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Some data
Nov 3, 2026