Neto Malinda (NTML) fair value: what the stock is really worth
As of Nov 9, 2026: fair value (intrinsic value) of Neto Malinda stock ILS 84.21, price ILS 115, that is 26.6% below the price, quality 55 out of 100. Rating: overvalued. Calculated from audited financials with 17 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 5, 2026.
How to read this chart
60‑month range 33.40 ILS – 189.39 ILS · fair‑value band 71.57 ILS – 110.51 ILS · the 114.80 ILS price screens above the 84.21 ILS fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 5, 2026.
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Neto Malinda Trading Ltd. engages in the production, import, marketing, and distribution of kosher food and household consumer products.
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It is involved in the import, purchase of local produce, processing, distribution, and marketing of fresh, frozen, and processed meats and fish products; production and import of canned tuna, vegetables, fruits, and grocery products, such as rice and pasta; and production, distribution, and marketing of pizzas, processed cheeses, burekas, malawach, jachnun, and pasties.
The company also engages in the production, distribution, and marketing of special kosher products for the ultra-Orthodox sector under the Atara, Khilot, Basar Ha'Kfar, Delicateso, and Hidurim brand names; marketing and distribution of regular kosher fresh and frozen poultry, cheeses, whipped cream products, and olive oil and jams.
In addition, it is involved in the production, import, and marketing of disposable near food products made of plastic and aluminum, wipes, and candles. The company was formerly known as Food Hamashbir Ltd. and changed its name to Neto Malinda Trading Ltd. in September 2003.
Neto Malinda Trading Ltd. was founded in 1940 and is based in Kiryat Malakhi, Israel.
Stock analysis
Neto Malinda (NTML) currently trades at 114.80 ILS, while our model-based Fair Value estimate is 84.21 ILS, 27% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of 229.12 ILS per share, and 9 of the 17 models we run sit above the 114.80 ILS price.
Bear case: the Asset-Based group reads lowest at 61.14 ILS, and 8 of the 17 models stay below the price. Data coverage for this calculation is high.
Scenario range: 71.57 ILS (bear) to 110.51 ILS (bull), the price of 114.80 ILS sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 55/100 (solid quality), in the Consumer Defensive sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Neto Malinda reported revenue of 5.2B ILS in FY2025 versus 3.3B ILS in FY2021, a compound +11.9%/yr. Reported net income was 227M ILS in FY2025, compounding +4.3%/yr from FY2021.
Key figures
Market cap 2.3B ILS Small · P/E ratio 10.0 · P/S ratio 0.38 · EPS (TTM) 11.47 ILS · Dividend yield 2.5% · Net margin 4.1% · Return on equity 15.0% · Return on assets (EBIT) 11.7% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 45 out of 100 (low confidence).
What moves the price
The share trades about 39% below its 52-week high and 9% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Defensive peers we cover trades at −1% fair-value upside, at −27%, NTML screens richer than that median.
Fair Value models
Bear71.57 ILSFair Value 84.21 ILSBull110.51 ILS
Price 114.80 ILS · Downside -26.6%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (7.33 ILS per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.58/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+8.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.6%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+11.6%
Start year 2020 (pandemic). Over 10 years: +8.5% a year
Revenue growth 18 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.9%
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What shareholders gained per year (last 5 years) (mathematically smoothed) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Smoothed = median of all growth paths between the years of the window (trend line on the logarithm of earnings per share): a single extreme year cannot distort the rate. The reported figure stays in the tooltip.
+11.2%
Earnings growth per share plus dividend.
Earnings per share, growth per year+8.7%
Dividend (yield on the price)2.5%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.9.2% vs 12.9%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.7% → 6%
2025 sits 78% above its own trend. The rate follows the median trend of the last 5 years, not that single year.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Packaged Foods · 625 stocks
Beats the industry median on 8/13 measures
Overall it ranks above its industry peers.
Valuation
Quality Score55 · Above median
Fair Value upside−23.6% · Below median
Profitability
Return on equity (12 months)15.0% · Top 25%
Return on assets9.6% · Top 25%
Net margin (12 months)4.1% · Below median
Operating margin (12 months)5.2% · Below median
Growth and dividend
Revenue growth (quarter YoY)8.6% · Above median
Dividend yield (12 months)2.5% · Below median
Balance sheet
Debt / equity0.00× · Lowest 25%
Valuation Multiplesvs Packaged Foods median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Neto Malinda Fair Value". https://www.fairvalue-calculator.com/stock/NTML
Frequently asked questions
Is Neto Malinda (NTML) overvalued or undervalued?
As of Nov 5, 2026, our model estimates a fair value of 84.21 ILS versus a price of 114.80 ILS, about 27% lower (overvalued).
What is the fair value of NTML?
Our model-based fair value for Neto Malinda is 84.21 ILS (as of Nov 5, 2026), built from audited fundamentals. The current price: 114.80 ILS.
What is the quality score of NTML?
Neto Malinda has a Quality Score of 55/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Neto Malinda (NTML)?
Our model-based price target is the fair value of 84.21 ILS (as of Nov 5, 2026) from 17 valuation models. Cautious scenario 71.57 ILS, optimistic scenario 110.51 ILS. It is a calculation from audited fundamentals, not an analyst target.
What is the Neto Malinda stock forecast for 2026?
Our models put fair value at 84.21 ILS, about 27% lower versus a price of 114.80 ILS (overvalued). Cautious scenario 71.57 ILS, optimistic scenario 110.51 ILS. The calculation is refreshed regularly with new filings.
What is the revenue of Neto Malinda (NTML)?
Neto Malinda reported trailing-twelve-month revenue of about 5.6B ILS (latest available figure, as of Nov 5, 2026).
Does Neto Malinda pay a dividend?
Neto Malinda currently shows a dividend yield of 2.55% relative to its recent price (as of Nov 5, 2026).
How much is the dividend of Neto Malinda (NTML) and when is the ex-dividend date?
Neto Malinda pays a dividend of 2.92 ILS per share a year, a dividend yield of 2.5%. The last ex-dividend date was Aug 27, 2026. The payout ratio is 25.5% of earnings. Our assessment: Watch coverage. The dividend isn’t fully covered by free cash flow or earnings, part of it is funded from reserves or debt. Fine for now, but worth watching: if it stays uncovered, the dividend could be cut.
What is the intrinsic value of Neto Malinda (NTML)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Neto Malinda it is 84.21 ILS per share (as of Nov 5, 2026), against a price of 114.80 ILS. It is the blended result of 17 valuation models in 7 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit, Growth Earnings).
Is Neto Malinda stock overvalued or undervalued in 2026?
As of Nov 5, 2026, NTML trades above its calculated fair value: price 114.80 ILS, fair value 84.21 ILS, a gap of about −27% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of NTML?
No. The price is what the market pays today (114.80 ILS); the fair value is what the company's own numbers justify (84.21 ILS). For Neto Malinda the two are 30.59 ILS per share apart. That gap is exactly why we show both numbers side by side.
How much is Neto Malinda worth?
The market values Neto Malinda at about 2.3B ILS (market capitalisation, as of Nov 5, 2026). Per share that is 114.80 ILS; our models calculate a fair value of 84.21 ILS per share.
What do the bullish and bearish scenarios say about NTML?
Our models span a range for Neto Malinda: cautious scenario 71.57 ILS, base 84.21 ILS, optimistic 110.51 ILS per share (as of Nov 5, 2026, price 114.80 ILS). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of NTML?
Neto Malinda trades at a price-to-earnings ratio of 10.0 (as of Nov 5, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 84.21 ILS is built from several models across several years. Other multiples: P/B 1.4, P/S 0.4, EV/EBITDA 6.0.
How solid is the balance sheet of Neto Malinda (NTML)?
Balance-sheet figures for Neto Malinda (as of Nov 5, 2026): return on equity 15.0%, debt of 0.00 per unit of equity. They feed the Quality Score of 55/100, which measures business quality independently of the share price.
How far is NTML from its 52-week high?
Neto Malinda trades at 114.80 ILS, about 39% below its 52-week high of 189.39 ILS and 9% above the low of 105.60 ILS (as of Nov 9, 2026). Distance from the high says nothing about value: that is what the fair value of 84.21 ILS is for.
Which stocks are comparable to Neto Malinda?
From the same area (Consumer Defensive) we also value Nestlé S.A, Danone S.A, Foshan Haitian Flavouring and Food Company, The Kraft Heinz Company, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Neto Malinda stock attractive at the current price?
The data as of Nov 5, 2026: price 114.80 ILS, calculated fair value 84.21 ILS (−27%), Quality Score 55/100, from 17 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of NTML calculated?
We run Neto Malinda through 17 models from 7 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of 84.21 ILS builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Neto Malinda itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Neto Malinda (NTML)?
The closing price on Nov 9, 2026 was 114.80 ILS. Our model-based fair value is 84.21 ILS, about 27% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Neto Malinda right now?
The price sits above even our optimistic bull case (110.51 ILS). The favourable scenario is already priced in. Solid but not exceptional quality (55/100) and above fair value, neither a clear bargain nor a standout compounder.
Where does the earnings growth of Neto Malinda (NTML) come from?
Earnings per share at Neto Malinda grew +10.7 % a year from 2014 to 2025. Broken into its drivers: revenue per share +8.4 %, EBIT margin +0.5 %, tax rate +0.4 %, residual (interest, one-offs) +1.2 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Neto Malinda
How large is the market capitalisation of Neto Malinda (NTML)?
The market capitalisation of Neto Malinda is 2.3B ILS. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Neto Malinda (NTML)?
The price-to-sales ratio of Neto Malinda is 0.38 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Neto Malinda (NTML)?
Earnings per share at Neto Malinda are 11.47 ILS (price ÷ EPS = P/E 10.0). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Neto Malinda (NTML)?
The dividend yield of Neto Malinda is 2.5% (payout 25.5%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Neto Malinda (NTML)?
The net margin of Neto Malinda is 4.1% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Neto Malinda (NTML)?
The return on equity (ROE) of Neto Malinda is 15.0% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Neto Malinda (NTML)?
On an EBIT basis the return on assets of Neto Malinda is 11.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Neto Malinda (NTML)?
The operating margin of Neto Malinda is 5.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Neto Malinda (NTML)?
Revenue at Neto Malinda is growing +8.6% versus a year earlier (3y avg +7.6%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Neto Malinda (NTML)?
Earnings per share at Neto Malinda are growing −14.7% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Neto Malinda (NTML) generate?
The free cash flow of Neto Malinda is −101M ILS (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Neto Malinda (NTML) carry?
The net debt of Neto Malinda is 261M ILS (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Broad data
Nov 5, 2026