China Harmony Auto Holding vs Carvana: Fair Value & Quality
Both stocks run through our valuation models. Here is how China Harmony Auto Holding (3836) and Carvana (CVNA) compare, as of Aug 17, 2026.
As of Aug 17, 2026, Fair Value Calculator sees China Harmony Auto Holding as the less overvalued of the two: China Harmony Auto Holding trades at HK$0.67 versus a fair value of HK$0.49 (-26%), while Carvana trades at $75.59 versus $20.89 (-72%).
China Harmony Auto Holding
3836.HK · HKD · Consumer Discretionary
-26%
upside to fair value
overvalued
PriceHK$0.67
Fair ValueHK$0.49
Quality46/100
Carvana
CVNA · USD · Consumer Discretionary
-72%
upside to fair value
overvalued
Price$75.59
Fair Value$20.89
Quality47/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
China Harmony Auto HoldingCarvana
Valuation
—P/E (TTM)38.3×
—P/S (TTM)3.21×
—P/B20.98×
—EV/EBITDA31.9×
4.8%Dividend yield9.6%
Profitability
-3%Net margin6%
-3%Operating margin9%
-14%Return on equity60%
-1%Return on assets11%
Growth
28%Revenue growth (YoY)52%
7.1%Avg. growth/yr (3Y)14.3%
6.3%Avg. growth/yr (5Y)29.5%
Balance & size
0.03×Debt / equity1.40×
$131MMarket cap$72B
expensiveGrowth qualityhealthy
Carvana leads: 1 to 8 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
China Harmony Auto Holdingof which business quality 45 · market factors 20Carvanaof which business quality 47 · market factors 33
ProfitabilityMargins and returns on capital today
23
72
Quality GrowthAre margins and returns improving?
65
54
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
88
63
Low VolatilityCalm price path (market factor)
50
0
MomentumPrice trend over the last 3–12 months (market factor)
8
48
52W MomentumDistance to the 52-week high (market factor)
6
46
Net IssuanceBuybacks instead of dilution
68
0
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
China Harmony Auto Holding
Dividend DiscountHK$0.45
MultiplesHK$1.85
Asset-BasedHK$2.16
2 of 4 models see the stock below the current price.
Carvana
DCF Models$34.74
Earnings-Based$43.91
Dividend Discount$107
Multiples$21.09
Asset-Based$2.06
Growth DCF$26.92
Economic Profit$18.96
Growth Earnings$58.29
24 of 26 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
China Harmony Auto Holding
Bear HK$0.28Fair Value HK$0.49Bull HK$0.65
HK$0.67 = current price (white tick)
Carvana
Bear $10.35Fair Value $20.89Bull $25.80
$75.59 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
China Harmony Auto Holding · Consumer Discretionary
Quality score46 · below median
Fair value upside-26% · below median
Carvana · Consumer Discretionary
Quality score47 · below median
Fair value upside-72% · bottom 25%
Bottom line
As of Aug 17, 2026, Fair Value Calculator sees China Harmony Auto Holding as the less overvalued of the two: China Harmony Auto Holding trades at HK$0.67 versus a fair value of HK$0.49 (-26%), while Carvana trades at $75.59 versus $20.89 (-72%).
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
