EN DE
STOCK COMPARISON

Granite Point Mortgage Trust vs Annaly Capital Management: Fair Value & Quality

Both stocks run through our valuation models. Here is how Granite Point Mortgage Trust (GPMT) and Annaly Capital Management (NLY) compare, as of Sep 25, 2026.

As of Sep 25, 2026, Fair Value Calculator sees Annaly Capital Management as the less overvalued of the two: Granite Point Mortgage Trust trades at $0.84 versus a fair value of $0.36 (-57%), while Annaly Capital Management trades at $21.04 versus $19.87 (-6%).
Granite Point Mortgage Trust
GPMT · USD · Financials
-57%
upside to fair value
overvalued
Price$0.84
Fair Value$0.36
Quality55/100
Annaly Capital Management
NLY · USD · Financials
-6%
upside to fair value
fairly valued
Price$21.04
Fair Value$19.87
Quality25/100
Get comparisons like this free by email every month: the most undervalued quality stocks.

Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

Granite Point Mortgage TrustAnnaly Capital Management
Valuation
n/aP/E (TTM)6.8×
6.16×P/S (TTM)6.51×
0.11×P/B1.01×
11.6×EV/EBITDA6.7×
n/aPEG32.03×
−57.0%Fair value upside−5.6%
23.9%Dividend yield13.3%
$0.20Dividend per share$2.80
Profitability
-29%Operating margin81%
0.19×EBIT margin trend (5Y)n/a
-6%Return on equity15%
-2%Return on assets2%
Growth
93%Revenue growth (YoY)49%
22.9%Avg. growth/yr (3Y)17.3%
6.7%Avg. growth/yr (5Y)35.2%
n/aValue creation/yr−2.9%
Balance & size
0.6×Interest coverage (EBIT/interest)1.4×
1.20×Debt / equity1.98×
$63MMarket cap$16B
mixedGrowth qualitymixed

Annaly Capital Management leads: 5 to 6 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Granite Point Mortgage Trustof which business quality 51 · market factors 6 Annaly Capital Managementof which business quality 22 · market factors 52
ProfitabilityMargins and returns on capital today
5
38
Quality GrowthAre margins and returns improving?
80
59
CashflowEarnings quality: real cash, not paper profit
47
12
Fin. StrengthBalance sheet, leverage, solvency risk
22
5
InvestmentDisciplined investing over empire-building
100
27
Low VolatilityCalm price path (market factor)
18
66
MomentumPrice trend over the last 3–12 months (market factor)
1
47
52W MomentumDistance to the 52-week high (market factor)
0
45
Net IssuanceShare count: buybacks or dilution?
100
0

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyGranite Point Mortgage TrustPrice $0.84Annaly Capital ManagementPrice $21.04
DCF Models-40%below the price$0.50n/a
Dividend Discount+379%above the price$4.01+115%above the price$45.20
Multiples+253%above the price$2.96+100%above the price$42.08
Asset-Based+824%above the price$7.73-30%below the price$14.71
Growth DCF-58%below the price$0.35n/a
Economic Profitn/a+16%above the price$24.39
Minimum-58%below the price$0.35-30%below the price$14.71
Maximum+824%above the price$7.73+115%above the price$45.20
Median+253%above the price$2.96+58%above the price$33.23
Geometric mean+108%above the price$1.74+37%above the price$28.74

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Granite Point Mortgage Trust: 3 of 9 models see the stock below the current price.

Annaly Capital Management: 1 of 8 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

Granite Point Mortgage Trust
Price $0.84
Fair Value $0.36
Bear $0.36Bull $1.16
Annaly Capital Management
Price $21.04
Fair Value $19.87
Bear $17.24Bull $32.00

Compare two other stocks

Tap a field and type again, ticker or company name.

Free, no sign-up

Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Granite Point Mortgage Trust · Financials

Quality score55 · below median
Fair value upside-57% · bottom 25%

Annaly Capital Management · Financials

Quality score25 · bottom 25%
Fair value upside-6% · above median

Bottom line

As of Sep 25, 2026, Fair Value Calculator sees Annaly Capital Management as the less overvalued of the two: Granite Point Mortgage Trust trades at $0.84 versus a fair value of $0.36 (-57%), while Annaly Capital Management trades at $21.04 versus $19.87 (-6%).

Granite Point Mortgage Trust has the higher quality score (55/100).

Open Annaly Capital Management live analysis →

More comparisons

Popular match-ups from the same sectors, all with fair value and quality score.

Free · Top-25 report

See the undervalued quality stocks every month

Just your email for the monthly Top-25 report of the most undervalued quality stocks, with fair value, quality and price target. Plus 14 days of Pro to try, no card.

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click. Not financial advice.

A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.