Panache Digilife vs Cisco Systems: Fair Value & Quality
Both stocks run through our valuation models. Here is how Panache Digilife (PANACHE) and Cisco Systems (CSCO) compare, as of Aug 18, 2026.
As of Aug 18, 2026, Fair Value Calculator sees Cisco Systems as the less overvalued of the two: Panache Digilife trades at ₹541 versus a fair value of ₹253 (-53%), while Cisco Systems trades at $113 versus $80.31 (-29%).
Panache Digilife
PANACHE.NSE · INR · Information Technology
-53%
upside to fair value
overvalued
Price₹541
Fair Value₹253
Quality39/100
Cisco Systems
CSCO · USD · Information Technology
-29%
upside to fair value
overvalued
Price$113
Fair Value$80.31
Quality74/100
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Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
Panache DigilifeCisco Systems
Valuation
60.6×P/E (TTM)40.4×
2.55×P/S (TTM)7.87×
5.88×P/B10.21×
21.3×EV/EBITDA29.0×
—PEG1.68×
—Dividend yield1.4%
—Dividend per share$1.65
Profitability
7%Net margin20%
17%Operating margin25%
19%Return on equity25%
10%Return on assets7%
Growth
66%Revenue growth (YoY)12%
29.5%Avg. growth/yr (3Y)3.2%
25.6%Avg. growth/yr (5Y)2.8%
Balance & size
—Debt / equity0.49×
$65MMarket cap$478B
expensiveGrowth qualityhealthy
Panache Digilife leads: 7 to 4 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Panache Digilifeof which business quality 38 · market factors 89Cisco Systemsof which business quality 70 · market factors 76
ProfitabilityMargins and returns on capital today
50
58
Quality GrowthAre margins and returns improving?
73
46
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
33
75
Low VolatilityCalm price path (market factor)
62
60
MomentumPrice trend over the last 3–12 months (market factor)
100
81
52W MomentumDistance to the 52-week high (market factor)
100
87
Net IssuanceBuybacks instead of dilution
0
97
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Panache Digilife
DCF Models₹360
Earnings-Based₹233
Multiples₹260
Asset-Based₹46.45
Economic Profit₹156
Growth Earnings₹353
15 of 15 models see the stock below the current price.
Cisco Systems
DCF Models$68.44
Earnings-Based$25.45
Dividend Discount$31.20
Multiples$53.39
Asset-Based$7.96
Growth DCF$58.14
Economic Profit$28.50
Growth Earnings$50.63
26 of 26 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Panache Digilife
Bear ₹190Fair Value ₹253Bull ₹316
₹541 = current price (white tick)
Cisco Systems
Bear $51.06Fair Value $80.31Bull $102
$113 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Panache Digilife · Information Technology
Quality score39 · bottom 25%
Fair value upside-53% · below median
Cisco Systems · Information Technology
Quality score74 · Top 25%
Fair value upside-29% · below median
Bottom line
As of Aug 18, 2026, Fair Value Calculator sees Cisco Systems as the less overvalued of the two: Panache Digilife trades at ₹541 versus a fair value of ₹253 (-53%), while Cisco Systems trades at $113 versus $80.31 (-29%).
Cisco Systems has the higher quality score (74/100).
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
