Qingdao Rural Commercial Bank Co (002958) Fair Value & Analysis

Financial Services · CN · Market cap 16.0B CNY

Analysis

Qingdao Rural Commercial Bank Co (002958) currently trades at ¥2.84, while our model-based Fair Value estimate is ¥5.68 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Qingdao Rural Commercial Bank Co., Ltd. provides various banking products and services in China. The company accepts deposits; offers loans, settlements, bill acceptance and discounting, letter of credit and guarantees, foreign exchange credit, and consulting and witnessing services. It also acts as an insurance agency; and underwrites government bonds and financial bonds. In addition, the company engages in the interbank lending of RMB and foreign currencies, and bank card business. Qingdao Rural Commercial Bank Co., Ltd. was founded in 1951 and is headquartered in Qingdao, China.

Open the full interactive analysis →

Similar stocks

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.