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STIC Investments, Inc (026890) Fair Value & Analysis

Financial Services · KR · Market cap 277B KRW

SI STIC Investments, Inc 026890 · KO
Price8,210 KRW
Fair Value7,090 KRW
Upside-13.6%
Quality60/100
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Weak Growth
Highly profitable · 26.4% net margin
Low debt · negative free cash flow
Ranks above peers (5/8)
Wide moat 69/100
Evidence: Medium Range 5,318 KRW – 8,863 KRW Share as image

Fair value as of: Jul 24, 2026

From 5 valuation models · updated 17 days ago

Share price +8.2% over the past month.

A solid business, but screening 14% overvalued on our models.

What matters now

  • Solid but not exceptional quality (60/100) and above fair value, neither a clear bargain nor a standout compounder.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

17,924 KRW 4,761 KRW Fair Value 7,090 KRW Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 24, 2026.

How to read this chart

60‑month range 4,761 KRW – 17,924 KRW · fair‑value band 5,318 KRW – 8,863 KRW · the 8,210 KRW price screens above the 7,090 KRW fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 24, 2026.

Full chart & analysis →

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Analysis

STIC Investments, Inc (026890) currently trades at 8,210 KRW, while our model-based Fair Value estimate is 7,090 KRW, implying the stock looks roughly 13.6% overvalued today. The Quality Score stands at 60/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Over the trailing twelve months, STIC Investments, Inc generated revenue of 87.7B KRW at a net margin of 26.4%. Revenue declined 0.4% year over year. It earns a return on equity of 9.4%. Net debt stands at 10.4B KRW. Fundamentals as of Jul 24, 2026

Our scenario range runs from 5,318 KRW (bear case) to 8,863 KRW (bull case); at 8,210 KRW, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 39% below its 52-week high and 29% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -12% fair-value upside, at -14%, 026890 screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income 5,632 KRW 5,836 KRW 6,005 KRW 76
P/E Multiple 6,256 KRW 8,341 KRW 10,427 KRW 63
P/B Multiple 5,318 KRW 7,090 KRW 8,863 KRW 55
All 5 models by family
Earnings-Based
Graham-Dodd 2,836 KRW 4,437 KRW 5,319 KRW 54
Multiples
P/E Multiple 6,256 KRW 8,341 KRW 10,427 KRW 63
P/B Multiple 5,318 KRW 7,090 KRW 8,863 KRW 55
Asset-Based
NCAV (Graham) 3,523 KRW 4,721 KRW 7,047 KRW 50
Economic Profit
Residual Income 5,632 KRW 5,836 KRW 6,005 KRW 76

Widest divergence: Multiples (7,090 KRW) versus Earnings-Based (4,437 KRW). Highest evidence: Residual Income (76).

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Key figures & financial health

Revenue (TTM) 87.7B KRW
Revenue growth (YoY) -0.4%
Net margin 26.4%
Return on equity 9.4%
Free cash flow −21.5B KRW FY2024
Operating margin 41.4%
More key figures
EPS growth (YoY) -32.2%
Net debt 10.4B KRW FY2021

Figures from reported company fundamentals · as of Jul 24, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 60/100

Of which business quality 56 · Market factors (momentum, volatility) 23

Profitability 40
Margins and returns on capital today
Quality Growth 13
Are margins and returns improving?
Cashflow 33
Earnings quality: real cash, not paper profit
Fin. Strength 85
Balance sheet, leverage, solvency risk
Investment 84
Disciplined investing over empire-building
Low Volatility 45
Calm price path (market factor)
Momentum 12
Price trend over the last 3–12 months (market factor)
52W Momentum 18
Distance to the 52-week high (market factor)
Net Issuance 91
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

STIC Investments, Inc. is a private equity and venture capital firm specializing fund of fund investment and direct investment in series A, series B, buyouts, secondary direct investments, corporate restructurings, mid-cap, seed/startups, emerging growth, turnaround, middle market, late venture, PIPES, recapitalization and growth capital.

Full company description

STIC Investments, Inc. is a private equity and venture capital firm specializing fund of fund investment and direct investment in series A, series B, buyouts, secondary direct investments, corporate restructurings, mid-cap, seed/startups, emerging growth, turnaround, middle market, late venture, PIPES, recapitalization and growth capital. The firm considers investments in industrials & business services such as defense, manufacturing, diversified industrial technology, automotive, shipbuilding, chemicals, packaging, and logistics; ICT such as ICT software, ICT hardware, and digital services, application software, infrastructure software, cyber-security, and semiconductor companies; bio & healthcare such as hospitals, life sciences companies, pharmaceutical companies, medical products manufacturers; consumer & consumer technology such as e-commerce platforms, technology-enabled services, and payment services; and games & entertainment sectors. The firm invest from Korea to Pan-Asia in direct investments and in fund of fund Korea, Southeast Asia, Middle East, and Europe region. It prefers to equity investment between $0.2 million and $5 million. The firm seeks minority stakes. STIC Investments, Inc. was founded in 1999 and is based in Seoul, South Korea with additional offices in across Asia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2020 – FY2025 · reported fiscal years

STIC Investments, Inc reported revenue of 79.5B KRW in FY2024 versus 174B KRW in FY2020, a compound −17.8%/yr. Reported net income was 15.0B KRW in FY2025, compounding −28.6%/yr from FY2021.

Growth Quality 11/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2024)
79.5B KRW
Latest YoY
−15.2%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−36.7%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−13.6%
Avg. growth/yr (24Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−1.9%
Revenue −17.8%/yr
FY20 174B KRW
FY21 313B KRW
FY22 60.4B KRW
FY23 93.8B KRW
FY24 79.5B KRW
Net income −28.6%/yr
FY21 58.0B KRW
FY22 15.8B KRW
FY23 27.6B KRW
FY24 9.3B KRW
FY25 15.0B KRW

026890 screens 14% overvalued. Compare with Fondul Proprietatea SA →

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Cite: Fair Value Calculator (2026). "STIC Investments, Inc Fair Value". https://www.fairvalue-calculator.com/stock/026890

Peer Group

Asset Management · 971 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 60 · Above median
Fair Value upside −14% · Below median
Return on equity (TTM) 9% · Above median
Return on assets 8% · Top 25%
Net margin (TTM) 26% · Above median
Operating margin (TTM) 41% · Below median
Revenue growth -0% · Below median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 15 · sector 37
FUTURE 0 · sector 6
PAST 37 · sector 26
HEALTH 100 · sector 95
DIVIDEND 0 · sector 69

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Jul 24, 2026).

Stock Price Fair Value vs Fair Value
Fondul Proprietatea SA FP $0.0420 $0.0800 +90%
BlackRock, Inc BLK $1,136 $465.75 -59%
Blackstone Inc BX $124.56 $16.35 -87%
Investor AB INVEB kr 423.70 kr 847.40 +100%
Brookfield Corporation BN C$62.45 C$10.12 -84%
KKR & Co KKR $100.94 $44.88 -56%
AB Industrivärden INDUA kr 532.50 kr 1,065 +100%
Jio Financial Services Limited JIOFIN ₹242.98 ₹40.19 -83%
Hedef Holding HEDEF 267.25 TRY 320.98 TRY +20%
Bajaj Holdings BAJAJHLDNG ₹10,398 ₹9,202 -12%

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Frequently asked questions

Is STIC Investments, Inc (026890) overvalued or undervalued?
As of Jul 24, 2026, our model estimates a fair value of 7,090 KRW versus a price of 8,210 KRW, about −14% (overvalued).
What is the fair value of 026890?
Our model-based fair value for STIC Investments, Inc is 7,090 KRW (as of Jul 24, 2026), built from audited fundamentals. The current price is 8,210 KRW.
What is the quality score of 026890?
STIC Investments, Inc has a Quality Score of 60/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of STIC Investments, Inc (026890)?
STIC Investments, Inc reported trailing-twelve-month revenue of about 87.7B KRW (latest available figure, as of Jul 24, 2026).
What is the net profit margin of 026890?
The net profit margin of STIC Investments, Inc is about 26.4%, meaning it keeps roughly 26.4% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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