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NICE Total Cash Management Co (063570) Fair Value & Analysis

Industrials · KR · Market cap 96.5B KRW

NT NICE Total Cash Management Co 063570 · KQ
Price3,280 KRW
Fair Value4,300 KRW
Upside+31.1%
Quality57/100
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Healthy Growth
Thin margins · 2.5% net margin
Low debt · generates free cash flow
1.79% dividend yield
Ranks above peers (8/10)
Moderate moat 50/100
Evidence: High Range 3,225 KRW – 5,376 KRW Share as image

Fair value as of: Jul 20, 2026

From 24 valuation models · updated 21 days ago

Share price +5.5% over the past month.

A solid business, screening 31% undervalued on our models.

What matters now

  • Solid quality (57/100) at a price below fair value, the discount is the argument here, not the business quality.
  • Our model range runs from 3,225 KRW (bear) to 5,376 KRW (bull), base 4,300 KRW. The closer the price sits to the lower half, the larger the margin of safety.
  • Quality 57/100 (solid quality) with high evidence: the data supports the verdict.
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Price vs Fair Value (5 years)

6,877 KRW 2,875 KRW Fair Value 4,300 KRW Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 20, 2026.

How to read this chart

60‑month range 2,875 KRW – 6,877 KRW · fair‑value band 3,225 KRW – 5,376 KRW · the 3,280 KRW price screens below the 4,300 KRW fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 20, 2026.

Full chart & analysis →

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Analysis

NICE Total Cash Management Co (063570) currently trades at 3,280 KRW, while our model-based Fair Value estimate is 4,300 KRW, implying the stock looks roughly 31.1% undervalued today. The Quality Score stands at 57/100 (solid quality), in the Industrials sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, NICE Total Cash Management Co generated revenue of 272B KRW at a net margin of 2.5%. Revenue grew 16.7% year over year. It earns a return on equity of 158.9%. Net debt stands at 97.6B KRW. Fundamentals as of Jul 20, 2026

Our scenario range runs from 3,225 KRW (bear case) to 5,376 KRW (bull case); at 3,280 KRW, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 35% below its 52-week high and 3% above its 52-week low, currently below its 200-day average. For context, the median of 10 Industrials peers we cover trades at 118% fair-value upside, at 31%, 063570 screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF 19,027 KRW 28,352 KRW 43,504 KRW 80
Residual Income 3,914 KRW 3,866 KRW 3,456 KRW 76
Rev-Margin DCF 14,852 KRW 20,712 KRW 27,954 KRW 74
All 24 models by family
DCF Models
FCF DCF 18,977 KRW 28,718 KRW 44,732 KRW 38
Owner Earnings 18,254 KRW 27,492 KRW 42,680 KRW 31
5Y Revenue Exit 14,852 KRW 20,699 KRW 28,282 KRW 39
5Y EBITDA Exit 27,372 KRW 45,448 KRW 67,607 KRW 41
5Y P/E Exit 11,570 KRW 14,210 KRW 16,959 KRW 38
10Y Revenue Exit 15,899 KRW 21,779 KRW 30,060 KRW 36
10Y EBITDA Exit 24,321 KRW 39,490 KRW 61,676 KRW 37
10Y P/E Exit 14,022 KRW 17,136 KRW 20,957 KRW 35
Earnings-Based
Graham-Dodd 1,393 KRW 5,526 KRW 7,508 KRW 54
Lynch FV 1,369 KRW 1,956 KRW 2,542 KRW 50
PEG = 1.0 1,369 KRW 1,956 KRW 2,542 KRW 46
EPV 12,550 KRW 13,817 KRW 14,925 KRW 59
Multiples
P/E Multiple 3,225 KRW 4,300 KRW 5,376 KRW 63
P/S Multiple 2,611 KRW 3,481 KRW 4,352 KRW 58
P/B Multiple 2,611 KRW 3,481 KRW 4,352 KRW 55
EV/EBIT 16,254 KRW 20,022 KRW 23,790 KRW 53
EV/EBITDA 34,260 KRW 44,029 KRW 53,798 KRW 54
EV/Revenue 13,019 KRW 16,476 KRW 19,934 KRW 43
Asset-Based
NCAV (Graham) 2,635 KRW 3,530 KRW 5,269 KRW 50
Growth DCF
Growth DCF 19,027 KRW 28,352 KRW 43,504 KRW 80
Rev-Margin DCF 14,852 KRW 20,712 KRW 27,954 KRW 74
Economic Profit
Residual Income 3,914 KRW 3,866 KRW 3,456 KRW 76
ROIC Compounder 12,686 KRW 14,134 KRW 15,512 KRW 72
Growth Earnings
Growth-Adj P/E 2,420 KRW 3,457 KRW 4,494 KRW 68

Widest divergence: DCF Models (21,779 KRW) versus Earnings-Based (1,956 KRW). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 272B KRW
Revenue growth (YoY) +16.7%
Net margin 2.5%
Return on equity 159%
Free cash flow 39.9B KRW FY2025
Operating margin 6.5%
More key figures
Dividend yield 1.8%
EPS growth (YoY) -65.3%
Net debt 97.6B KRW FY2025

Figures from reported company fundamentals · as of Jul 20, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 57/100

Of which business quality 54 · Market factors (momentum, volatility) 26

Profitability 42
Margins and returns on capital today
Quality Growth 53
Are margins and returns improving?
Cashflow 62
Earnings quality: real cash, not paper profit
Fin. Strength 33
Balance sheet, leverage, solvency risk
Investment 67
Disciplined investing over empire-building
Low Volatility 66
Calm price path (market factor)
Momentum 9
Price trend over the last 3–12 months (market factor)
52W Momentum 11
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

NICE Total Cash Management Co., Ltd. provides automation equipment management services in South Korea. It offers ATM management, CD VAN, cash logistics, and digital video recording services, as well as unmanned parking services; and payment, merchant, and other support services for the POS, KIOSK, etc.

Full company description

NICE Total Cash Management Co., Ltd. provides automation equipment management services in South Korea. It offers ATM management, CD VAN, cash logistics, and digital video recording services, as well as unmanned parking services; and payment, merchant, and other support services for the POS, KIOSK, etc. The company was formerly known as NICE eBanking Services Co. Ltd. and changed its name to NICE Total Cash Management Co., Ltd. in March 2012. NICE Total Cash Management Co., Ltd. was founded in 1993 and is based in Seoul, South Korea.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

NICE Total Cash Management Co reported revenue of 384B KRW in FY2025 versus 238B KRW in FY2021, a compound +12.7%/yr. Reported net income was 7.1B KRW in FY2025, compounding −6.5%/yr from FY2021.

Growth Quality 79/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
384B KRW
Latest YoY
+13.4%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+9.9%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+7.1%
Avg. growth/yr (15Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+8.4%
Revenue +12.7%/yr
FY21 238B KRW
FY22 289B KRW
FY23 358B KRW
FY24 339B KRW
FY25 384B KRW
Net income −6.5%/yr
FY21 9.3B KRW
FY22 8.6B KRW
FY23 14.3B KRW
FY24 2.5B KRW
FY25 7.1B KRW

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Cite: Fair Value Calculator (2026). "NICE Total Cash Management Co Fair Value". https://www.fairvalue-calculator.com/stock/063570

Peer Group

Industrials · 5338 stocks

How this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Professional & Commercial Services” was too small, so the broader sector is used.)

Quality Score 57 · Above median
Fair Value upside +31% · Top 25%
Return on equity (TTM) 159% · Top 25%
Return on assets 2% · Below median
Net margin (TTM) 3% · Below median
Operating margin (TTM) 7% · Above median
Revenue growth 17% · Above median
Dividend yield (TTM) 1.8% · Above median
Debt / equity 0.07× · Lower than median

Valuation Multiples vs Industrials median · lower = cheaper

P/FCF 0.0× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 75 · sector 5
FUTURE 84 · sector 24
PAST 100 · sector 27
HEALTH 96 · sector 94
DIVIDEND 36 · sector 30

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Professional & Commercial Services stocks, each showing price versus our Fair Value estimate (as of Jul 20, 2026).

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INSUN Environmental New Technology Co 060150 3,060 KRW 6,658 KRW +118%
Nice D&B Co 130580 5,410 KRW 17,622 KRW +226%
CCID Consulting Company 8235 HK$0.7850 HK$2.55 +225%
Yangjisa Co 030960 4,750 KRW 502.19 KRW -89%
Smart Globe Holdings 8485 HK$1.50 HK$0.4500 -70%
Kocom Co 015710 2,600 KRW 6,071 KRW +133%
Paratech Company 033540 798.00 KRW 3,072 KRW +285%

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Frequently asked questions

Is NICE Total Cash Management Co (063570) overvalued or undervalued?
As of Jul 20, 2026, our model estimates a fair value of 4,300 KRW versus a price of 3,280 KRW, about +31% (undervalued).
What is the fair value of 063570?
Our model-based fair value for NICE Total Cash Management Co is 4,300 KRW (as of Jul 20, 2026), built from audited fundamentals. The current price is 3,280 KRW.
What is the quality score of 063570?
NICE Total Cash Management Co has a Quality Score of 57/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of NICE Total Cash Management Co (063570)?
NICE Total Cash Management Co reported trailing-twelve-month revenue of about 272B KRW (latest available figure, as of Jul 20, 2026).
What is the net profit margin of 063570?
The net profit margin of NICE Total Cash Management Co is about 2.5%, meaning it keeps roughly 2.5% of revenue as net income. Based on the latest reported figures.
Does NICE Total Cash Management Co pay a dividend?
NICE Total Cash Management Co currently shows a dividend yield of about 1.79% relative to its recent price (as of Jul 20, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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