EN DE

Unity Investments Holdings (0913) Fair Value & Analysis

Financial Services · HK · Market cap HK$49.0M

UI Unity Investments Holdings 0913 · HK
PriceHK$0.1500
Fair ValueHK$0.1275
Upside-15.0%
Quality59/100
Watch Unity Investments Holdings for free, get notified when fair value or trend changes. Watch for free
Weak Growth
Low debt · generates free cash flow
Ranks above peers (7/10)
Wide moat 85/100
Evidence: High Range HK$0.0821 – HK$0.3515 Share as image

Fair value as of: Aug 13, 2026

From 10 valuation models · updated 2 days ago

Share price +7.1% over the past month.

A solid business, but screening 15% overvalued on our models.

What matters now

  • The model range is unusually wide (HK$0.0821 to HK$0.3515). The outcome hinges heavily on assumptions, so read the point estimate with caution.
  • Solid but not exceptional quality (59/100) and above fair value, neither a clear bargain nor a standout compounder.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Share this valuation: 𝕏 WhatsApp

Price vs Fair Value (5 years)

HK$1.22 HK$0.1370 Fair Value HK$0.1275 Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range HK$0.1370 – HK$1.22 · fair‑value band HK$0.0821 – HK$0.3515 · the HK$0.1500 price screens above the HK$0.1275 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

Unity Investments Holdings (0913) currently trades at HK$0.1500, while our model-based Fair Value estimate is HK$0.1275, implying the stock looks roughly 15.0% overvalued today. The Quality Score stands at 59/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Trailing-twelve-month revenue stands at HK$29.5M. Revenue declined 5.8% year over year. It earns a return on equity of 60.0%. The balance sheet holds a net cash position of HK$10.0M. Fundamentals as of Aug 13, 2026

Our scenario range runs from HK$0.0821 (bear case) to HK$0.3515 (bull case); at HK$0.1500, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 67% below its 52-week high and 10% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -33% fair-value upside, at -15%, 0913 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF HK$1.27 HK$2.03 HK$3.23 80
Rev-Margin DCF HK$1.00 HK$1.63 HK$2.95 74
P/E Multiple HK$4.05 HK$5.40 HK$6.75 63
All 10 models by family
DCF Models
5Y P/E Exit HK$3.12 HK$7.38 HK$13.26 38
10Y P/E Exit HK$2.45 HK$5.98 HK$11.90 35
Earnings-Based
Graham-Dodd HK$2.83 HK$19.71 HK$27.65 54
Lynch FV HK$10.18 HK$14.54 HK$18.91 50
Multiples
P/E Multiple HK$4.05 HK$5.40 HK$6.75 63
P/B Multiple HK$0.9500 HK$1.26 HK$1.58 55
Asset-Based
NCAV (Graham) HK$0.4500 HK$0.6000 HK$0.9000 50
Growth DCF
Growth DCF HK$1.27 HK$2.03 HK$3.23 80
Rev-Margin DCF HK$1.00 HK$1.63 HK$2.95 74
Economic Profit
Residual Income HK$2.58 HK$3.93 HK$44.05 61

Widest divergence: Earnings-Based (HK$14.54) versus Asset-Based (HK$0.6000). Highest evidence: Growth DCF (80).

Notify me when 0913 reaches fair value

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.

Key figures & financial health

Revenue (TTM) HK$29.5M
Revenue growth (YoY) -5.8%
Net margin 499%
Return on equity 60.0%
Free cash flow HK$39.7M FY2025
P/E ratio 0.3 as of Jul 2, 2026
More key figures
Operating margin 77.2%
EPS (TTM) HK$0.0200
EPS growth (YoY) +330%
Net cash HK$10.0M FY2025

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 59/100

Of which business quality 59 · Market factors (momentum, volatility) 20

Profitability 83
Margins and returns on capital today
Quality Growth 60
Are margins and returns improving?
Cashflow 72
Earnings quality: real cash, not paper profit
Fin. Strength 73
Balance sheet, leverage, solvency risk
Investment 33
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 12
Price trend over the last 3–12 months (market factor)
52W Momentum 2
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Unity Investments Holdings, Ltd. and its subsidiaries engage primarily in investment holding in listed and unlisted companies. The firm invests in both listed and unlisted companies, and the current core portfolio comprises of mainly small to medium sized listed companies.

Full company description

Unity Investments Holdings, Ltd. and its subsidiaries engage primarily in investment holding in listed and unlisted companies. The firm invests in both listed and unlisted companies, and the current core portfolio comprises of mainly small to medium sized listed companies. It invests in a wide array of industries and sectors like securities investment companies and companies engaging in the businesses of infrastructure, manufacturing, trading, information technologies, media, energy, property investment and securities investment. Unity Investments Holdings, Ltd. is based in Hong Kong.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Unity Investments Holdings reported revenue of HK$154M in FY2025 versus −HK$14.4M in FY2021. Reported net income was HK$147M in FY2025.

Growth Quality 33/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
HK$154M
Avg. growth/yr (25Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+6.2%
Revenue
FY21 −HK$14.4M
FY22 −HK$27.4M
FY23 −HK$22.2M
FY24 −HK$10.8M
FY25 HK$154M
Net income
FY21 −HK$22.6M
FY22 −HK$44.1M
FY23 −HK$14.8M
FY24 −HK$16.8M
FY25 HK$147M

0913 screens 15% overvalued. Compare with BlackRock, Inc →

Share or link this analysis
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "Unity Investments Holdings Fair Value". https://www.fairvalue-calculator.com/stock/0913

Peer Group

Asset Management · 692 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 58 · Below median
Fair Value upside −15% · Below median
Return on equity (TTM) 60% · Top 25%
Return on assets 5% · Above median
Operating margin (TTM) 77% · Above median
Revenue growth -6% · Below median

Valuation Multiples vs Asset Management median · lower = cheaper

P/E (TTM) 0.3× · Cheaper than 75% of peers
P/S (TTM) 0.21× · Cheaper than 75% of peers
P/FCF 0.2× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 13 · sector 38
FUTURE 0 · sector 14
PAST 100 · sector 25
HEALTH 100 · sector 95
DIVIDEND 0 · sector 85

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
BlackRock, Inc BLK $1,161 $465.75 -60%
Blackstone Inc BX $146.41 $52.88 -64%
Investor AB INVEB kr 417.90 kr 835.80 +100%
AB Industrivärden INDUA kr 544.00 kr 375.93 -31%
ICICIAMC ICICIAMC ₹3,077 ₹1,132 -63%
Jio Financial Services Limited JIOFIN ₹256.05 ₹171.84 -33%
Hedef Holding HEDEF 267.25 TRY 321.44 TRY +20%
Bajaj Holdings BAJAJHLDNG ₹11,579 ₹11,257 -3%
HDFC Asset Management Company HDFCAMC ₹2,490 ₹866.78 -65%
Nippon Life Asset Management Limited NAMINDIA ₹1,182 ₹311.00 -74%

Compare Unity Investments Holdings with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Frequently asked questions

Is Unity Investments Holdings (0913) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of HK$0.1275 versus a price of HK$0.1500, about −15% (overvalued).
What is the fair value of 0913?
Our model-based fair value for Unity Investments Holdings is HK$0.1275 (as of Aug 13, 2026), built from audited fundamentals. The current price is HK$0.1500.
What is the quality score of 0913?
Unity Investments Holdings has a Quality Score of 59/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Unity Investments Holdings (0913)?
Unity Investments Holdings reported trailing-twelve-month revenue of about HK$29.5M (latest available figure, as of Aug 13, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

14 days Pro free · no card

Track Unity Investments Holdings and try Pro for 14 days

One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.

Zero risk: nothing is ever charged. After 14 days you decide whether to stay.