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Creverse, Inc (096240) Fair Value & Analysis

Academic & Educational Services · KR · Market cap 71.2B KRW

CI Creverse, Inc 096240 · KQ
Price8,500 KRW
Fair Value13,318 KRW
Upside+56.7%
Quality63/100
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Mixed Growth
Thin margins · 2.1% net margin
Low debt · generates free cash flow
6.27% dividend yield
Ranks above peers (8/9)
Narrow moat 44/100
Evidence: High Range 9,989 KRW – 18,347 KRW Share as image

Fair value as of: Jul 22, 2026

From 23 valuation models · updated 18 days ago

Fair value updated Jul 22, 2026, revised from 12,025 KRW to 13,318 KRW (+10.8%) since Jul 5, 2026. Share price +1.1% over the past month.

A solid business, screening 57% undervalued on our models.

What matters now

  • The price is below even our cautious bear case (9,989 KRW). The market is more pessimistic than our downside scenario.
  • Solid quality (63/100) at a price below fair value, the discount is the argument here, not the business quality.
  • A fairly wide model range (9,989 KRW to 18,347 KRW) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

24,263 KRW 8,150 KRW Fair Value 13,318 KRW Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 22, 2026.

How to read this chart

60‑month range 8,150 KRW – 24,263 KRW · fair‑value band 9,989 KRW – 18,347 KRW · the 8,500 KRW price screens below the 13,318 KRW fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 22, 2026.

Full chart & analysis →

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Analysis

Creverse, Inc (096240) currently trades at 8,500 KRW, while our model-based Fair Value estimate is 13,318 KRW, implying the stock looks roughly 56.7% undervalued today. The Quality Score stands at 63/100 (solid quality), in the Academic & Educational Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Creverse, Inc generated revenue of 224B KRW at a net margin of 2.1%. Revenue grew 5.2% year over year. Net debt stands at 23.1B KRW. Fundamentals as of Jul 22, 2026

Our scenario range runs from 9,989 KRW (bear case) to 18,347 KRW (bull case); at 8,500 KRW, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 39% below its 52-week high, currently below its 200-day average.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF 21,700 KRW 29,723 KRW 40,755 KRW 80
Residual Income 5,440 KRW 6,911 KRW 16,937 KRW 76
Rev-Margin DCF 10,646 KRW 12,848 KRW 15,386 KRW 74
All 23 models by family
DCF Models
FCF DCF 21,180 KRW 29,876 KRW 42,403 KRW 38
Owner Earnings 36,934 KRW 52,878 KRW 75,845 KRW 31
5Y Revenue Exit 10,646 KRW 12,495 KRW 14,535 KRW 39
5Y EBITDA Exit 26,475 KRW 40,860 KRW 57,053 KRW 41
5Y P/E Exit 16,347 KRW 22,710 KRW 29,023 KRW 38
10Y Revenue Exit 14,327 KRW 16,746 KRW 19,385 KRW 36
10Y EBITDA Exit 24,324 KRW 35,994 KRW 50,581 KRW 37
10Y P/E Exit 17,975 KRW 23,678 KRW 30,016 KRW 35
Earnings-Based
Graham-Dodd 5,327 KRW 13,099 KRW 16,960 KRW 54
PEG = 1.0 2,358 KRW 3,369 KRW 4,379 KRW 46
EPV 3,627 KRW 3,852 KRW 4,049 KRW 59
Multiples
P/E Multiple 12,927 KRW 17,236 KRW 21,545 KRW 63
P/S Multiple 9,989 KRW 13,318 KRW 16,648 KRW 58
P/B Multiple 9,989 KRW 13,318 KRW 16,648 KRW 55
EV/EBIT 6,104 KRW 7,379 KRW 8,655 KRW 53
EV/EBITDA 33,262 KRW 43,591 KRW 53,919 KRW 54
EV/Revenue 4,857 KRW 5,962 KRW 7,068 KRW 43
Asset-Based
NCAV (Graham) 2,785 KRW 3,732 KRW 5,570 KRW 50
Growth DCF
Growth DCF 21,700 KRW 29,723 KRW 40,755 KRW 80
Rev-Margin DCF 10,646 KRW 12,848 KRW 15,386 KRW 74
Economic Profit
Residual Income 5,440 KRW 6,911 KRW 16,937 KRW 76
ROIC Compounder 3,627 KRW 3,852 KRW 4,049 KRW 72
Growth Earnings
Growth-Adj P/E 9,879 KRW 14,113 KRW 18,347 KRW 68

Widest divergence: DCF Models (23,678 KRW) versus Asset-Based (3,732 KRW). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) 224B KRW
Revenue growth (YoY) +5.2%
Net margin 2.1%
Return on equity 1,747%
Free cash flow 14.8B KRW FY2025
Operating margin 10.9%
More key figures
Dividend yield 6.3%
EPS growth (YoY) -47.1%
Net debt 23.1B KRW FY2025

Figures from reported company fundamentals · as of Jul 22, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 63/100

Of which business quality 60 · Market factors (momentum, volatility) 31

Profitability 62
Margins and returns on capital today
Quality Growth 53
Are margins and returns improving?
Cashflow 60
Earnings quality: real cash, not paper profit
Fin. Strength 33
Balance sheet, leverage, solvency risk
Investment 97
Disciplined investing over empire-building
Low Volatility 83
Calm price path (market factor)
Momentum 11
Price trend over the last 3–12 months (market factor)
52W Momentum 6
Distance to the 52-week high (market factor)
Net Issuance 79
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Creverse, Inc. engages in the education business in South Korea and internationally. It provides kindergarten and adult learning content services, as well as operates learning assessment centers. The company was formerly known as CHUNGDAHM Learning, Inc. and changed its name to Creverse, Inc. in March 2022. Creverse, Inc.

Full company description

Creverse, Inc. engages in the education business in South Korea and internationally. It provides kindergarten and adult learning content services, as well as operates learning assessment centers. The company was formerly known as CHUNGDAHM Learning, Inc. and changed its name to Creverse, Inc. in March 2022. Creverse, Inc. was founded in 1998 and is based in Seoul, South Korea.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Creverse, Inc reported revenue of 221B KRW in FY2025 versus 211B KRW in FY2021, a compound +1.2%/yr. Reported net income was 6.6B KRW in FY2025, compounding −19.7%/yr from FY2021.

Growth Quality 61/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
221B KRW
Latest YoY
−3.2%
Avg. growth/yr (3Y)
−1.0%
Avg. growth/yr (5Y)
+4.2%
Avg. growth/yr (15Y)
+5.0%
Revenue +1.2%/yr
FY21 211B KRW
FY22 227B KRW
FY23 233B KRW
FY24 228B KRW
FY25 221B KRW
Net income −19.7%/yr
FY21 15.9B KRW
FY22 4.9B KRW
FY23 15.0B KRW
FY24 7.6B KRW
FY25 6.6B KRW

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Cite: Fair Value Calculator (2026). "Creverse, Inc Fair Value". https://www.fairvalue-calculator.com/stock/096240

Peer Group

Consumer Discretionary · 3559 stocks

How this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Miscellaneous Educational Service Providers” was too small, so the broader sector is used.)

Quality Score 63 · Top 25%
Fair Value upside +57% · Top 25%
Return on assets 7% · Top 25%
Net margin (TTM) 2% · Below median
Operating margin (TTM) 11% · Above median
Revenue growth 5% · Above median
Dividend yield (TTM) 6.3% · Top 25%
Debt / equity 0.00× · Lower than median

Valuation Multiples vs Consumer Discretionary median · lower = cheaper

P/FCF 0.0× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 23
FUTURE 26 · sector 14
PAST 0 · sector 21
HEALTH 100 · sector 96
DIVIDEND 100 · sector 41

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

4 more Miscellaneous Educational Service Providers stocks, each showing price versus our Fair Value estimate (as of Jul 22, 2026).

Stock Price Fair Value vs Fair Value
MegaStudy Co 072870 12,710 KRW 38,931 KRW +206%
YBM Net, Inc 057030 2,100 KRW 1,687 KRW -20%
FEU FEU 800.50 PHP 1,990 PHP +149%
IPO IPO 7.25 PHP 16.17 PHP +123%

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Frequently asked questions

Is Creverse, Inc (096240) overvalued or undervalued?
As of Jul 22, 2026, our model estimates a fair value of 13,318 KRW versus a price of 8,500 KRW, about +57% (undervalued).
What is the fair value of 096240?
Our model-based fair value for Creverse, Inc is 13,318 KRW (as of Jul 22, 2026), built from audited fundamentals. The current price is 8,500 KRW.
What is the quality score of 096240?
Creverse, Inc has a Quality Score of 63/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Creverse, Inc (096240)?
Creverse, Inc reported trailing-twelve-month revenue of about 224B KRW (latest available figure, as of Jul 22, 2026).
What is the net profit margin of 096240?
The net profit margin of Creverse, Inc is about 2.1%, meaning it keeps roughly 2.1% of revenue as net income. Based on the latest reported figures.
Does Creverse, Inc pay a dividend?
Creverse, Inc currently shows a dividend yield of about 6.27% relative to its recent price (as of Jul 22, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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