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Universal Cement Corporation (1104) Fair Value & Analysis

Basic Materials · TW · Market cap 18.3B TWD

UC Universal Cement Corporation 1104 · TW
Price26.60 TWD
Fair Value25.93 TWD
Upside-2.5%
Quality62/100
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Mixed Growth
Highly profitable · 22.7% net margin
Low debt · generates free cash flow
6.95% dividend yield
Ranks above peers (11/14)
Moderate moat 54/100
Evidence: High Range 17.39 TWD – 34.80 TWD Share as image

Fair value as of: Jul 21, 2026

From 25 valuation models · updated 20 days ago

Share price −1.8% over the past month.

A solid business, currently priced close to our fair value.

What matters now

  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
  • A fairly wide model range (17.39 TWD to 34.80 TWD) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

36.90 TWD 17.98 TWD Fair Value 25.93 TWD Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 21, 2026.

How to read this chart

60‑month range 17.98 TWD – 36.90 TWD · fair‑value band 17.39 TWD – 34.80 TWD · the 26.60 TWD price screens above the 25.93 TWD fair value. Dashed = 300-day average. As of Jul 21, 2026.

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Analysis

Universal Cement Corporation (1104) currently trades at 26.60 TWD, while our model-based Fair Value estimate is 25.93 TWD, implying the stock looks roughly 2.5% fairly valued today. The Quality Score stands at 62/100 (solid quality), in the Basic Materials sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Universal Cement Corporation generated revenue of 7.8B TWD at a net margin of 22.7%. Revenue declined 8.8% year over year. It earns a return on equity of 7.1%. Net debt stands at 2.0B TWD. Fundamentals as of Jul 21, 2026

Our scenario range runs from 17.39 TWD (bear case) to 34.80 TWD (bull case); at 26.60 TWD, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 19% below its 52-week high and 1% above its 52-week low, currently below its 200-day average. For context, the median of 10 Basic Materials peers we cover trades at -59% fair-value upside, at -3%, 1104 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF 20.47 TWD 28.72 TWD 40.04 TWD 80
Residual Income 28.98 TWD 30.77 TWD 33.28 TWD 76
Rev-Margin DCF 14.60 TWD 21.21 TWD 28.41 TWD 74
All 25 models by family
DCF Models
FCF DCF 19.91 TWD 28.83 TWD 41.61 TWD 38
Owner Earnings 28.63 TWD 41.49 TWD 59.92 TWD 31
5Y Revenue Exit 14.60 TWD 20.94 TWD 28.64 TWD 39
5Y EBITDA Exit 16.22 TWD 23.82 TWD 32.24 TWD 41
5Y P/E Exit 25.59 TWD 40.56 TWD 55.55 TWD 38
10Y Revenue Exit 16.06 TWD 22.11 TWD 29.45 TWD 36
10Y EBITDA Exit 17.42 TWD 24.06 TWD 32.08 TWD 37
10Y P/E Exit 23.29 TWD 35.40 TWD 49.13 TWD 35
Earnings-Based
Graham-Dodd 17.39 TWD 41.87 TWD 54.06 TWD 54
PEG = 1.0 7.38 TWD 10.54 TWD 13.70 TWD 46
EPV 13.75 TWD 16.00 TWD 17.97 TWD 59
Dividend Discount
Gordon GGM 15.61 TWD 27.74 TWD 43.22 TWD 70
DDM Multi-Stage 15.61 TWD 23.31 TWD 31.76 TWD 61
Multiples
P/E Multiple 32.61 TWD 43.48 TWD 54.36 TWD 63
P/S Multiple 12.98 TWD 17.30 TWD 21.63 TWD 58
P/B Multiple 32.61 TWD 43.48 TWD 54.36 TWD 55
EV/EBIT 18.85 TWD 25.06 TWD 31.27 TWD 53
EV/EBITDA 16.08 TWD 21.36 TWD 26.65 TWD 54
EV/Revenue 12.33 TWD 17.52 TWD 22.71 TWD 43
Asset-Based
NCAV (Graham) 17.61 TWD 23.59 TWD 35.21 TWD 50
Growth DCF
Growth DCF 20.47 TWD 28.72 TWD 40.04 TWD 80
Rev-Margin DCF 14.60 TWD 21.21 TWD 28.41 TWD 74
Economic Profit
Residual Income 28.98 TWD 30.77 TWD 33.28 TWD 76
ROIC Compounder 13.75 TWD 16.00 TWD 17.97 TWD 72
Growth Earnings
Growth-Adj P/E 25.28 TWD 36.11 TWD 46.94 TWD 68

Widest divergence: Growth Earnings (36.11 TWD) versus Earnings-Based (16.00 TWD). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) 7.8B TWD
Revenue growth (YoY) -8.8%
Net margin 22.7%
Return on equity 7.1%
Free cash flow 1.3B TWD FY2025
P/E ratio 10.4
More key figures
Operating margin 16.2%
EPS (TTM) 2.55 TWD
Dividend yield 7.0%
Net debt 2.0B TWD FY2025

Figures from reported company fundamentals · as of Jul 21, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 62/100

Of which business quality 60 · Market factors (momentum, volatility) 47

Profitability 38
Margins and returns on capital today
Quality Growth 39
Are margins and returns improving?
Cashflow 61
Earnings quality: real cash, not paper profit
Fin. Strength 78
Balance sheet, leverage, solvency risk
Investment 85
Disciplined investing over empire-building
Low Volatility 94
Calm price path (market factor)
Momentum 33
Price trend over the last 3–12 months (market factor)
52W Momentum 17
Distance to the 52-week high (market factor)
Net Issuance 64
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Universal Cement Corporation, together with its subsidiaries, research, produces, manufactures, and sells cement, ready-mixed concrete, and gypsum board panels in Taiwan. It operates through Building Materials and Others segments.

Full company description

Universal Cement Corporation, together with its subsidiaries, research, produces, manufactures, and sells cement, ready-mixed concrete, and gypsum board panels in Taiwan. It operates through Building Materials and Others segments. The company also offers other building materials; and pressure-sensing technology products, such as flexible electronic pressure sensors, pressure sensor modules, and flexible microelectromechanical pressure sensing instruments for use in industrial inspection, smart healthcare, smart retail, and consumer electronics. In addition, it is involved in marketing, importing, and exporting of cement, cement materials, and fuel; trucking operation; investment activities; and trading and leasing of real estate. Further, the company engages in the marketing of ready-mixed concrete and electronic products; and manufacture and marketing of gravel. Universal Cement Corporation was founded in 1959 and is headquartered in Taipei, Taiwan.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Universal Cement Corporation reported revenue of 7.9B TWD in FY2025 versus 6.1B TWD in FY2021, a compound +6.8%/yr. Reported net income was 1.8B TWD in FY2025, compounding +12.7%/yr from FY2021.

Growth Quality 75/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
7.9B TWD
Latest YoY
−0.4%
Avg. growth/yr (3Y)
+3.9%
Avg. growth/yr (5Y)
+7.9%
Avg. growth/yr (23Y)
+2.4%
Revenue +6.8%/yr
FY21 6.1B TWD
FY22 7.1B TWD
FY23 7.8B TWD
FY24 8.0B TWD
FY25 7.9B TWD
Net income +12.7%/yr
FY21 1.1B TWD
FY22 2.0B TWD
FY23 2.1B TWD
FY24 1.5B TWD
FY25 1.8B TWD

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Cite: Fair Value Calculator (2026). "Universal Cement Corporation Fair Value". https://www.fairvalue-calculator.com/stock/1104

Peer Group

Building Materials · 254 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 62 · Top 25%
Fair Value upside −3% · Above median
Return on equity (TTM) 7% · Above median
Return on assets 3% · Above median
Net margin (TTM) 23% · Top 25%
Operating margin (TTM) 16% · Top 25%
Revenue growth -9% · Bottom 25%
Dividend yield (TTM) 7.0% · Top 25%
Debt / equity 0.07× · Lower than median

Valuation Multiples vs Building Materials median · lower = cheaper

P/E (TTM) 10.4× · Cheaper than 75% of peers
P/B 0.76× · Cheaper than median
P/S (TTM) 2.36× · Pricier than 75% of peers
P/FCF 0.4× · Cheaper than median
EV/EBITDA 12.8× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 30 · sector 28
FUTURE 0 · sector 2
PAST 28 · sector 15
HEALTH 97 · sector 92
DIVIDEND 100 · sector 42

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Building Materials stocks, each showing price versus our Fair Value estimate (as of Jul 21, 2026).

Stock Price Fair Value vs Fair Value
CRH plc CRH $102.92 $70.57 -31%
UltraTech Cement Limited ULTRACEMCO ₹11,711 ₹4,719 -60%
China Jushi Co 600176 ¥54.52 ¥13.95 -74%
Grasim Industries Limited GRASIM ₹3,073 ₹1,245 -59%
CEMEX, S.A. CEMEXCPO 21.71 MXN 15.42 MXN -29%
Anhui Conch Cement Company 600585 ¥16.99 ¥26.14 +54%
Ambuja Cements Limited AMBUJACEM ₹435.25 ₹227.96 -48%
Shree Cement Limited SHREECEM ₹26,930 ₹8,215 -69%
TCC Group 1101B 43.70 TWD 10.48 TWD -76%
Taiwan Glass Ind. Corp 1802 53.30 TWD 13.98 TWD -74%

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Frequently asked questions

Is Universal Cement Corporation (1104) overvalued or undervalued?
As of Jul 21, 2026, our model estimates a fair value of 25.93 TWD versus a price of 26.60 TWD, about −3% (fairly valued).
What is the fair value of 1104?
Our model-based fair value for Universal Cement Corporation is 25.93 TWD (as of Jul 21, 2026), built from audited fundamentals. The current price is 26.60 TWD.
What is the quality score of 1104?
Universal Cement Corporation has a Quality Score of 62/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Universal Cement Corporation (1104)?
Universal Cement Corporation reported trailing-twelve-month revenue of about 7.8B TWD (latest available figure, as of Jul 21, 2026).
What is the net profit margin of 1104?
The net profit margin of Universal Cement Corporation is about 22.7%, meaning it keeps roughly 22.7% of revenue as net income. Based on the latest reported figures.
Does Universal Cement Corporation pay a dividend?
Universal Cement Corporation currently shows a dividend yield of about 6.95% relative to its recent price (as of Jul 21, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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