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Universal Textile Co Ltd (1445) Fair Value & Analysis

Consumer Cyclical · TW · Market cap 1.5B TWD

UT Universal Textile Co Ltd 1445 · TW
Price10.55 TWD
Fair Value10.83 TWD
Upside+2.7%
Quality48/100
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Strengths

Moderate debt · generates free cash flow

Risks

!Weak Growth
!Loss-making · -17.9% net margin
!Trails peers (4/11)
!Narrow moat 11/100
Weak Growth
Loss-making · -17.9% net margin
Moderate debt · generates free cash flow
4.41% dividend yield
Trails peers (4/11)
Narrow moat 11/100
Evidence: Medium Range 8.09 TWD – 10.83 TWD Share as image

Fair value as of: Aug 19, 2026

From 5 valuation models · updated 2 days ago

Share price −4.5% over the past month.

Below-average quality, currently priced close to our fair value.

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What matters now

  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
  • Our model range runs from 8.09 TWD (bear) to 10.83 TWD (bull), base 10.83 TWD. The closer the price sits to the lower half, the larger the margin of safety.
  • Quality 48/100 (below-average quality) with medium evidence: read the verdict with care.
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Price vs Fair Value (5 years)

27.15 TWD 10.15 TWD Fair Value 10.83 TWD Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 19, 2026.

How to read this chart

60‑month range 10.15 TWD – 27.15 TWD · fair‑value band 8.09 TWD – 10.83 TWD · the 10.55 TWD price screens below the 10.83 TWD fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 19, 2026.

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Analysis

Universal Textile Co Ltd (1445) currently trades at 10.55 TWD, while our model-based Fair Value estimate is 10.83 TWD, implying the stock looks roughly 2.7% fairly valued today. The Quality Score stands at 48/100 (below-average quality), in the Consumer Cyclical sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, Universal Textile Co Ltd generated revenue of 741M TWD at a net margin of -17.9%. Revenue declined 14.7% year over year. It earns a return on equity of -6.1%. Net debt stands at 1.8B TWD. Fundamentals as of Aug 19, 2026

Our scenario range runs from 8.09 TWD (bear case) to 10.83 TWD (bull case); at 10.55 TWD, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 37% below its 52-week high, currently below its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -7% fair-value upside, at 3%, 1445 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF 22.38 TWD 332.84 TWD 80
Gordon GGM 280.14 TWD 302.52 TWD 335.01 TWD 70
DDM Multi-Stage 280.14 TWD 333.56 TWD 402.88 TWD 61
All 5 models by family
DCF Models
FCF DCF 10.83 TWD 365.33 TWD 38
Dividend Discount
Gordon GGM 280.14 TWD 302.52 TWD 335.01 TWD 70
DDM Multi-Stage 280.14 TWD 333.56 TWD 402.88 TWD 61
Asset-Based
NCAV (Graham) 586.99 TWD 786.26 TWD 1,173 TWD 50
Growth DCF
Growth DCF 22.38 TWD 332.84 TWD 80

Widest divergence: Asset-Based (786.26 TWD) versus DCF Models (10.83 TWD). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 741M TWD
Revenue growth (YoY) -14.7%
Net margin -17.9%
Return on equity -6.1%
Free cash flow 155M TWD FY2025
Operating margin 2.3%
More key figures
EPS (TTM) -0.8700 TWD
Dividend yield 4.4%
EPS growth (YoY) -83.1%
Net debt 1.8B TWD FY2025

Figures from reported company fundamentals · as of Aug 19, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 48/100

Of which business quality 51 · Market factors (momentum, volatility) 33

Profitability 3
Margins and returns on capital today
Quality Growth 57
Are margins and returns improving?
Cashflow 86
Earnings quality: real cash, not paper profit
Fin. Strength 35
Balance sheet, leverage, solvency risk
Investment 51
Disciplined investing over empire-building
Low Volatility 81
Calm price path (market factor)
Momentum 18
Price trend over the last 3–12 months (market factor)
52W Momentum 5
Distance to the 52-week high (market factor)
Net Issuance 84
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Universal Textile Co., Ltd. manufactures and sells various processed yarns and synthetic fiber fabrics in Taiwan. The company operates through Textile and Textured yarn segments. It offers products, such as polyester filament fabrics, T/R mixed weave fabrics, elastic fabrics, etc, as well as produces polyester processed yarn.

Full company description

Universal Textile Co., Ltd. manufactures and sells various processed yarns and synthetic fiber fabrics in Taiwan. The company operates through Textile and Textured yarn segments. It offers products, such as polyester filament fabrics, T/R mixed weave fabrics, elastic fabrics, etc, as well as produces polyester processed yarn. The company provides wool, linen, and cotton, as well as special cross-section polyester filament yarns and recycled PET. Universal Textile Co., Ltd. was incorporated in 1969 and is headquartered in Taipei, Taiwan.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Universal Textile Co Ltd reported revenue of 770M TWD in FY2025 versus 1.3B TWD in FY2021, a compound −11.5%/yr. Reported net income was −113M TWD in FY2025.

Growth Quality 23/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
770M TWD
Latest YoY
−22.1%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−20.1%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−3.4%
Avg. growth/yr (23Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−4.3%
Revenue −11.5%/yr
FY21 1.3B TWD
FY22 1.5B TWD
FY23 1.4B TWD
FY24 989M TWD
FY25 770M TWD
Net income
FY21 −25.2M TWD
FY22 11.0M TWD
FY23 1.0B TWD
FY24 −199M TWD
FY25 −113M TWD

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Cite: Fair Value Calculator (2026). "Universal Textile Co Ltd Fair Value". https://www.fairvalue-calculator.com/stock/1445

Peer Group

Textile Manufacturing · 321 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 48 · Below median
Fair Value upside +3% · Above median
Return on assets -2% · Bottom 25%
Net margin (TTM) -18% · Bottom 25%
Operating margin (TTM) 2% · Below median
Revenue growth -15% · Bottom 25%
Dividend yield (TTM) 4.7% · Top 25%
Debt / equity 0.89× · Higher than 75% of peers

Valuation Multiples vs Textile Manufacturing median · lower = cheaper

P/S (TTM) 0.06× · Cheaper than 75% of peers
P/FCF 0.3× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE37 · sector 11
FUTURE0 · sector 0
PAST0 · sector 15
HEALTH56 · sector 95
DIVIDEND95 · sector 34

Insider activity: 45/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Textile Manufacturing stocks, each showing price versus our Fair Value estimate (as of Aug 19, 2026).

Stock Price Fair Value vs Fair Value
Shenzhou International Group 2313 HK$42.10 HK$68.24 +62%
Tongkun Group 601233 ¥22.67 ¥14.53 -36%
Inner Mongolia ERDOS Resources Co 600295 ¥12.79 ¥14.35 +12%
Far Eastern New Century Corporation 1402 27.55 TWD 25.64 TWD -7%
K.P.R. Mill Limited KPRMILL ₹1,124 ₹467.49 -58%
Vardhman Textiles Limited VTL ₹591.90 ₹437.53 -26%
Isiklar Enerji ve Yapi Holding IEYHO 174.20 TRY 324.31 TRY +86%
Ruentex Industries Ltd 2915 54.10 TWD 133.24 TWD +146%
Welspun Living Limited WELSPUNLIV ₹165.23 ₹47.77 -71%
Arvind Limited ARVIND ₹571.85 ₹322.41 -44%

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Frequently asked questions

Is Universal Textile Co Ltd (1445) overvalued or undervalued?
As of Aug 19, 2026, our model estimates a fair value of 10.83 TWD versus a price of 10.55 TWD, about +3% (fairly valued).
What is the fair value of 1445?
Our model-based fair value for Universal Textile Co Ltd is 10.83 TWD (as of Aug 19, 2026), built from audited fundamentals. The current price: 10.55 TWD.
What is the quality score of 1445?
Universal Textile Co Ltd has a Quality Score of 48/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Universal Textile Co Ltd (1445)?
Universal Textile Co Ltd reported trailing-twelve-month revenue of about 741M TWD (latest available figure, as of Aug 19, 2026).
What is the net profit margin of 1445?
The net profit margin of Universal Textile Co Ltd is about -17.9%, meaning it is currently running at a net loss. Based on the latest reported figures.
Does Universal Textile Co Ltd pay a dividend?
Universal Textile Co Ltd currently shows a dividend yield of about 4.44% relative to its recent price (as of Aug 19, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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