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Hang Pin Living Technology Co Ltd (1682) Fair Value & Analysis

Consumer Cyclical · HK · Market cap HK$261M

HP Hang Pin Living Technology Co Ltd 1682 · HK
PriceHK$0.1770
Fair ValueHK$0.0255
Upside-85.6%
Quality41/100
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Weak Growth
Loss-making · -1.3% net margin
negative free cash flow
Trails peers (2/9)
Narrow moat 5/100
Evidence: Low Range HK$0.0170 – HK$0.0340 Share as image

Fair value as of: Aug 13, 2026

From 1 valuation models · updated 3 days ago

Share price −12.4% over the past month.

Below-average quality, and screening another 86% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (HK$0.0340). The favourable scenario is already priced in.
  • Weak quality (41/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
  • A fairly wide model range (HK$0.0170 to HK$0.0340) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

HK$0.2800 HK$0.0367 Fair Value HK$0.0255 Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range HK$0.0367 – HK$0.2800 · fair‑value band HK$0.0170 – HK$0.0340 · the HK$0.1770 price screens above the HK$0.0255 fair value. Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

Hang Pin Living Technology Co Ltd (1682) currently trades at HK$0.1770, while our model-based Fair Value estimate is HK$0.0255, implying the stock looks roughly 85.6% overvalued today. The Quality Score stands at 41/100 (below-average quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).

Over the trailing twelve months, Hang Pin Living Technology Co Ltd generated revenue of HK$82.5M at a net margin of -1.3%. Revenue declined 11.4% year over year. It earns a return on equity of -1.2%. The balance sheet holds a net cash position of HK$23.3M. Fundamentals as of Aug 13, 2026

Our scenario range runs from HK$0.0170 (bear case) to HK$0.0340 (bull case); at HK$0.1770, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 45% below its 52-week high and 135% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at 27% fair-value upside, at -86%, 1682 screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
NCAV (Graham) HK$0.0400 HK$0.0500 HK$0.0700 50
All 1 models by family
Asset-Based
NCAV (Graham) HK$0.0400 HK$0.0500 HK$0.0700 50

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Key figures & financial health

Revenue (TTM) HK$82.5M
Revenue growth (YoY) -11.4%
Net margin -1.3%
Return on equity -1.2%
Free cash flow −HK$4.9M FY2025
Operating margin -22.5%
More key figures
Net cash HK$23.3M FY2026

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 41/100

Of which business quality 45 · Market factors (momentum, volatility) 66

Profitability 20
Margins and returns on capital today
Quality Growth 33
Are margins and returns improving?
Cashflow 33
Earnings quality: real cash, not paper profit
Fin. Strength 92
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 74
Price trend over the last 3–12 months (market factor)
52W Momentum 71
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Hang Pin Living Technology Company Limited, an investment holding company, engages in garment sourcing and provision of financial services in the People's Republic of China and Hong Kong.

Full company description

Hang Pin Living Technology Company Limited, an investment holding company, engages in garment sourcing and provision of financial services in the People's Republic of China and Hong Kong. The company offers product design and product development, sampling, product offering, sourcing, in-house production, outsourcing, logistics and delivery and overseas sales. It also provides money lending services, such as secured and unsecured loans to individuals and corporations. In addition, the company manufactures and sells garment products. The company was formerly known as Hua Long Jin Kong Company Limited and changed its name to Hang Pin Living Technology Company Limited in April 2019. Hang Pin Living Technology Company Limited was founded in 1988 and is headquartered in Sheung Wan, Hong Kong.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Hang Pin Living Technology Co Ltd reported revenue of HK$82.5M in FY2026 versus HK$122M in FY2022, a compound −9.4%/yr. Reported net income was −HK$1.1M in FY2026.

Growth Quality 6/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2026)
HK$82.5M
Latest YoY
+1.3%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−12.5%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−7.2%
Avg. growth/yr (16Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−13.8%
Revenue −9.4%/yr
FY22 HK$122M
FY23 HK$123M
FY24 HK$96.7M
FY25 HK$81.5M
FY26 HK$82.5M
Net income
FY22 −HK$12.7M
FY23 −HK$5.5M
FY24 −HK$3.7M
FY25 HK$929K
FY26 −HK$1.1M

1682 screens 86% overvalued. Compare with H & M Hennes & Mauritz AB →

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Cite: Fair Value Calculator (2026). "Hang Pin Living Technology Co Ltd Fair Value". https://www.fairvalue-calculator.com/stock/1682

Peer Group

Apparel Manufacturing · 214 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 45 · Bottom 25%
Fair Value upside −86% · Bottom 25%
Return on assets -8% · Bottom 25%
Net margin (TTM) -1% · Bottom 25%
Operating margin (TTM) -22% · Bottom 25%
Revenue growth -11% · Bottom 25%

Valuation Multiples vs Apparel Manufacturing median · lower = cheaper

P/B 0.37× · Cheaper than 75% of peers
P/S (TTM) 0.40× · Cheaper than median

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Apparel Manufacturing stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
H & M Hennes & Mauritz AB HMB kr 174.25 kr 165.47 -5%
LPP SA LPP 22,220 PLN 17,754 PLN -20%
Bosideng International Holdings 3998 HK$4.65 HK$5.92 +27%
Youngor Fashion Co 600177 ¥7.78 ¥5.59 -28%
Page Industries Limited PAGEIND ₹38,295 ₹12,395 -68%
Hla Group 600398 ¥6.07 ¥9.92 +63%
Youngone Corporation 111770 85,200 KRW 188,736 KRW +122%
F&F Co 383220 68,800 KRW 179,500 KRW +161%
Youngone Holdings 009970 188,300 KRW 697,038 KRW +270%
Wiselink Co 8932 105.00 TWD 37.95 TWD -64%

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Frequently asked questions

Is Hang Pin Living Technology Co Ltd (1682) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of HK$0.0255 versus a price of HK$0.1770, about −86% (overvalued).
What is the fair value of 1682?
Our model-based fair value for Hang Pin Living Technology Co Ltd is HK$0.0255 (as of Aug 13, 2026), built from audited fundamentals. The current price is HK$0.1770.
What is the quality score of 1682?
Hang Pin Living Technology Co Ltd has a Quality Score of 41/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Hang Pin Living Technology Co Ltd (1682)?
Hang Pin Living Technology Co Ltd reported trailing-twelve-month revenue of about HK$82.5M (latest available figure, as of Aug 13, 2026).
What is the net profit margin of 1682?
The net profit margin of Hang Pin Living Technology Co Ltd is about -1.3%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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