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S&P International Holding Ltd (1695) Fair Value & Analysis

Consumer Defensive · HK · Market cap HK$87.5M

SP S&P International Holding Ltd 1695 · HK
PriceHK$0.0800
Fair ValueHK$0.1576
Upside+97.0%
Quality51/100
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Expensive Growth
Thin margins · 8.7% net margin
Low debt · negative free cash flow
Ranks above peers (10/13)
Narrow moat 37/100
Evidence: High Range HK$0.1576 – HK$0.1654 Share as image

Fair value as of: Aug 13, 2026

From 17 valuation models · updated 3 days ago

Fair value updated Aug 13, 2026, revised from HK$0.1658 to HK$0.1576 (−4.9%) since Aug 5, 2026.

A solid business, screening 97% undervalued on our models.

What matters now

  • The price is below even our cautious bear case (HK$0.1576). The market is more pessimistic than our downside scenario.
  • Solid quality (51/100) at a price below fair value, the discount is the argument here, not the business quality.
  • The models converge in a tight band (HK$0.1576 to HK$0.1654), unusually little disagreement for a valuation.
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Price vs Fair Value (5 years)

HK$0.1190 HK$0.0430 Fair Value HK$0.1576 Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range HK$0.0430 – HK$0.1190 · fair‑value band HK$0.1576 – HK$0.1654 · the HK$0.0800 price screens below the HK$0.1576 fair value. Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

S&P International Holding Ltd (1695) currently trades at HK$0.0800, while our model-based Fair Value estimate is HK$0.1576, implying the stock looks roughly 97.0% undervalued today. The Quality Score stands at 51/100 (solid quality), in the Consumer Defensive sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, S&P International Holding Ltd generated revenue of HK$133M at a net margin of 8.7%. Revenue grew 4.4% year over year. It earns a return on equity of 9.0%. Net debt stands at HK$21.5M. Fundamentals as of Aug 13, 2026

Our scenario range runs from HK$0.1576 (bear case) to HK$0.1654 (bull case); at HK$0.0800, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 32% below its 52-week high and 8% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Defensive peers we cover trades at -14% fair-value upside, at 97%, 1695 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income HK$0.0900 HK$0.1000 HK$0.1000 76
ROIC Compounder HK$0.0800 HK$0.0900 HK$0.1000 72
Gordon GGM HK$0.0400 HK$0.0700 HK$0.0900 70
All 17 models by family
DCF Models
Owner Earnings HK$0.1100 HK$0.1500 HK$0.2000 31
Earnings-Based
Graham-Dodd HK$0.0700 HK$0.2400 HK$0.3200 54
Lynch FV HK$0.0500 HK$0.0800 HK$0.1000 50
PEG = 1.0 HK$0.0500 HK$0.0800 HK$0.1000 46
EPV HK$0.0800 HK$0.0900 HK$0.1000 59
Dividend Discount
Gordon GGM HK$0.0400 HK$0.0700 HK$0.0900 70
DDM Multi-Stage HK$0.0400 HK$0.0700 HK$0.0800 61
Multiples
P/E Multiple HK$0.1700 HK$0.2300 HK$0.2800 63
P/S Multiple HK$0.1400 HK$0.1800 HK$0.2300 58
P/B Multiple HK$0.1400 HK$0.1800 HK$0.2300 55
EV/EBIT HK$0.1800 HK$0.2400 HK$0.3000 53
EV/EBITDA HK$0.2000 HK$0.2700 HK$0.3400 54
EV/Revenue HK$0.1300 HK$0.1800 HK$0.2400 43
Asset-Based
NCAV (Graham) HK$0.0600 HK$0.0800 HK$0.1200 50
Economic Profit
Residual Income HK$0.0900 HK$0.1000 HK$0.1000 76
ROIC Compounder HK$0.0800 HK$0.0900 HK$0.1000 72
Growth Earnings
Growth-Adj P/E HK$0.1400 HK$0.2000 HK$0.2600 68

Widest divergence: Growth Earnings (HK$0.2000) versus Dividend Discount (HK$0.0700). Highest evidence: Residual Income (76).

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Key figures & financial health

Revenue (TTM) HK$133M
Revenue growth (YoY) +4.4%
Net margin 8.7%
Return on equity 9.0%
Free cash flow −HK$15.3M FY2025
P/E ratio 4.1 as of Jul 2, 2026
More key figures
Operating margin 6.8%
EPS (TTM) HK$0.0100
EPS growth (YoY) -41.8%
Net debt HK$21.5M FY2025

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 51/100

Of which business quality 48 · Market factors (momentum, volatility) 38

Profitability 40
Margins and returns on capital today
Quality Growth 39
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 70
Balance sheet, leverage, solvency risk
Investment 84
Disciplined investing over empire-building
Low Volatility 77
Calm price path (market factor)
Momentum 27
Price trend over the last 3–12 months (market factor)
52W Momentum 13
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

S&P International Holding Limited, an investment holding company, engages in manufacturing and distributing coconut-based food and beverage products. The company provides coconut cream/milk powder, low fat desiccated coconut, coconut, coconut water, rice dumplings, toasted coconut paste, coconut milk beverage, and other related products.

Full company description

S&P International Holding Limited, an investment holding company, engages in manufacturing and distributing coconut-based food and beverage products. The company provides coconut cream/milk powder, low fat desiccated coconut, coconut, coconut water, rice dumplings, toasted coconut paste, coconut milk beverage, and other related products. It offers its products under the Santan, Cosip, Cocos, and Rasa Enak brand names to customers, distributors, industrial customers, trading companies, and wholesale customers. The company operates in West Indies, South East Asia, the Middle East, North America, East Asia, and internationally. The company was founded in 1983 and is headquartered in Petaling Jaya, Malaysia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

S&P International Holding Ltd reported revenue of HK$133M in FY2025 versus HK$92.7M in FY2021, a compound +9.6%/yr. Reported net income was HK$11.6M in FY2025.

Growth Quality 45/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2025)
HK$133M
Latest YoY
+16.6%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+13.4%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+8.5%
Avg. growth/yr (11Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+6.7%
Revenue +9.6%/yr
FY21 HK$92.7M
FY22 HK$91.6M
FY23 HK$85.2M
FY24 HK$114M
FY25 HK$133M
Net income
FY21 −HK$3.4M
FY22 −HK$890K
FY23 −HK$1.8M
FY24 HK$9.4M
FY25 HK$11.6M
Character of growth · EPS growth decomposed (2014-2025) −0.9 % p.a.
Revenue per share +5.0 pp

of which total revenue +5.0 pp · buybacks/dilution +0.0 pp

EBIT margin −5.4 pp
Tax rate +0.5 pp
Residual (interest, one-offs) −0.9 pp

Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).

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Cite: Fair Value Calculator (2026). "S&P International Holding Ltd Fair Value". https://www.fairvalue-calculator.com/stock/1695

Peer Group

Packaged Foods · 652 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 51 · Below median
Fair Value upside +100% · Top 25%
Return on equity (TTM) 9% · Above median
Return on assets 3% · Below median
Net margin (TTM) 9% · Top 25%
Operating margin (TTM) 7% · Above median
Revenue growth 4% · Above median
Dividend yield (TTM) 7.7% · Top 25%
Debt / equity 0.10× · Higher than median

Valuation Multiples vs Packaged Foods median · lower = cheaper

P/E (TTM) 4.1× · Cheaper than 75% of peers
P/B 0.08× · Cheaper than 75% of peers
P/S (TTM) 0.08× · Cheaper than 75% of peers
EV/EBITDA 0.8× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 23
FUTURE 22 · sector 19
PAST 36 · sector 28
HEALTH 95 · sector 96
DIVIDEND 100 · sector 55

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Packaged Foods stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
Nestlé India Limited NESTLEIND ₹1,507 ₹362.37 -76%
Britannia Industries Limited BRITANNIA ₹5,646 ₹1,870 -67%
Tata Consumer Products Limited TATACONSUM ₹1,062 ₹327.27 -69%
PT Indofood CBP Sukses Makmur Tbk ICBP 7,550 IDR 12,864 IDR +70%
Samyang Foods Co 003230 1,219,000 KRW 1,010,543 KRW -17%
Patanjali Foods Limited PATANJALI ₹352.60 ₹144.77 -59%
Vietnam Dairy Products Joint Stock Company VNM 61,600 VND 52,858 VND -14%
PT Mayora Indah Tbk, MYOR 1,665 IDR 2,699 IDR +62%
PT Cisarua Mountain Dairy Tbk CMRY 4,630 IDR 4,350 IDR -6%
Nongshim Co 004370 389,500 KRW 530,619 KRW +36%

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Frequently asked questions

Is S&P International Holding Ltd (1695) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of HK$0.1576 versus a price of HK$0.0800, about +97% (undervalued).
What is the fair value of 1695?
Our model-based fair value for S&P International Holding Ltd is HK$0.1576 (as of Aug 13, 2026), built from audited fundamentals. The current price is HK$0.0800.
What is the quality score of 1695?
S&P International Holding Ltd has a Quality Score of 51/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of S&P International Holding Ltd (1695)?
S&P International Holding Ltd reported trailing-twelve-month revenue of about HK$133M (latest available figure, as of Aug 13, 2026).
What is the net profit margin of 1695?
The net profit margin of S&P International Holding Ltd is about 8.7%, meaning it keeps roughly 8.7% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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