Shandong International Trust (1697) fair value: what the stock is really worth
As of Sep 30, 2026: fair value of Shandong International Trust HK$0.46, price HK$0.23, upside +100.0%, quality 48 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 29, 2026.
How to read this chart
60‑month range HK$0.2230 – HK$0.7000 · fair‑value band HK$0.3420 – HK$0.5700 · the HK$0.2280 price screens below the HK$0.4560 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 29, 2026.
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Shandong International Trust Co., Ltd., a non-bank financial institution, provides various trust services in the People's Republic of China. It operates through Trust Business and Proprietary Business segments.
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Shandong International Trust Co., Ltd., a non-bank financial institution, provides various trust services in the People's Republic of China. It operates through Trust Business and Proprietary Business segments. The company offers private equity investment banking services to various enterprises and institutions and asset and wealth management services to institutional investors and high-net-worth individuals. It also provides administrative services to the trustors through administrative management trusts, as well as wealth planning, intergenerational inheritance, custody, bankruptcy isolation, and risk disposal services. In addition, the company invests its assets in various types of equity products, such as listed stocks and mutual funds, as well as wealth management products. Shandong International Trust Co., Ltd. was incorporated in 1987 and is headquartered in Jinan, the People's Republic of China.
Stock analysis
Shandong International Trust (1697) currently trades at HK$0.2280, while our model-based Fair Value estimate is HK$0.4560, implying the stock looks roughly 50.0% undervalued today.
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Valuation
How firm this estimate is: it rests on 15 models at a data quality of 95/100, which puts the evidence level at low.
Scenario range: HK$0.3420 (bear) to HK$0.5700 (bull), the price of HK$0.2280 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 48/100 (below-average quality), in the Financial Services sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Shandong International Trust reported revenue of 650M CNY in FY2025 versus 568M CNY in FY2021, a compound +3.4%/yr. Reported net income was 53.7M CNY in FY2025, compounding −41.8%/yr from FY2021.
Key figures
Market cap HK$1.3B (≈ $166M) · P/E ratio 28.0 · P/S ratio 2.31 · EPS (TTM) HK$0.0400 · Dividend yield 3.6% · Net margin 8.3% · Return on equity 0.5% · Return on assets (EBIT) 2.3%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 45% below its 52-week high and 2% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −15% fair-value upside, at 100%, 1697 screens cheaper than that median.
Fair Value models
Bear HK$0.3420Fair Value HK$0.4560Bull HK$0.5700
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (HK$0.0300 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.32/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+27.3%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−8.6%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.2%
Start year 2020 (pandemic). Over 10 years: −8.1% a year
Revenue growth 12 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−6.0%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis.
−12.5%
Earnings growth per share plus dividend.
Earnings per share, growth per year−16.1%
Dividend (yield on the price)3.6%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−38.8% vs −25.2%, slowing
Profit margin 2020 to 2024 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.66% → 58%
Start year 2020 (pandemic)
⚠ Revenue per share shrinking 9.0%/yr over ~10Y (margins eroding too) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
Compare Shandong International Trust with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 661 stocks
Beats the industry median on 4/11 measures
Overall it trails its industry peers.
Valuation
Quality Score50 · Below median
Fair Value upside+100.0% · Top 25%
Profitability
Return on equity (TTM)0.5% · Below median
Return on assets0.4% · Below median
Net margin (TTM)8.3% · Below median
Growth and dividend
Revenue growth−79.5% · Bottom 25%
Dividend yield (TTM)3.6% · Below median
Valuation Multiplesvs Asset Management median · lower = cheaper
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Cite: Fair Value Calculator (2026). "Shandong International Trust Fair Value". https://www.fairvalue-calculator.com/stock/1697
Frequently asked questions
Is Shandong International Trust (1697) overvalued or undervalued?
As of Sep 29, 2026, our model estimates a fair value of HK$0.4560 versus a price of HK$0.2280, about +100% upside (undervalued).
What is the fair value of 1697?
Our model-based fair value for Shandong International Trust is HK$0.4560 (as of Sep 29, 2026), built from audited fundamentals. The current price: HK$0.2280.
What is the quality score of 1697?
Shandong International Trust has a Quality Score of 48/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Shandong International Trust (1697)?
Our model-based price target is the fair value of HK$0.4560 (as of Sep 29, 2026) from 2 valuation models. Cautious scenario HK$0.3420, optimistic scenario HK$0.5700. It is a calculation from audited fundamentals, not an analyst target.
What is the Shandong International Trust stock forecast for 2026?
Our models put fair value at HK$0.4560, about +100% upside versus a price of HK$0.2280 (undervalued). Cautious scenario HK$0.3420, optimistic scenario HK$0.5700. The calculation is refreshed regularly with new filings.
What is the revenue of Shandong International Trust (1697)?
Shandong International Trust reported trailing-twelve-month revenue of about 663M CNY (latest available figure, as of Sep 29, 2026).
Does Shandong International Trust pay a dividend?
Shandong International Trust currently shows a dividend yield of about 3.60% relative to its recent price (as of Sep 29, 2026).
What is the intrinsic value of Shandong International Trust (1697)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Shandong International Trust it is HK$0.4560 per share (as of Sep 29, 2026), against a price of HK$0.2280. It is the blended result of 2 valuation models (cash flow, earnings, asset, dividend).
Is Shandong International Trust stock overvalued or undervalued in 2026?
As of Sep 29, 2026, 1697 trades below its calculated fair value: price HK$0.2280, fair value HK$0.4560, a gap of about +100% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 1697?
No. The price is what the market pays today (HK$0.2280); the fair value is what the company's own numbers justify (HK$0.4560). For Shandong International Trust the two are HK$0.2280 per share apart. That gap is exactly why we show both numbers side by side.
How much is Shandong International Trust worth?
The market values Shandong International Trust at about HK$1.3B (market capitalisation, as of Sep 29, 2026). Per share that is HK$0.2280; our models calculate a fair value of HK$0.4560 per share.
What do the bullish and bearish scenarios say about 1697?
Our models span a range for Shandong International Trust: cautious scenario HK$0.3420, base HK$0.4560, optimistic HK$0.5700 per share (as of Sep 29, 2026, price HK$0.2280). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 1697?
Shandong International Trust trades at a price-to-earnings ratio of 28.0 (as of Sep 29, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of HK$0.4560 is built from several models across several years. Other multiples: P/B 0.1, P/S 1.7, EV/EBITDA 5.6.
How solid is the balance sheet of Shandong International Trust (1697)?
Balance-sheet figures for Shandong International Trust (as of Sep 29, 2026): return on equity 0.5%. They feed the Quality Score of 48/100, which measures business quality independently of the share price.
How far is 1697 from its 52-week high?
Shandong International Trust trades at HK$0.2280, about 45% below its 52-week high of HK$0.4150 and 2% above the low of HK$0.2230 (as of Sep 30, 2026). Distance from the high says nothing about value: that is what the fair value of HK$0.4560 is for.
Which stocks are comparable to Shandong International Trust?
From the same area (Financial Services) we also value Blackstone Inc, KKR & Co, Brookfield Corporation, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Shandong International Trust stock attractive at the current price?
The data as of Sep 29, 2026: price HK$0.2280, calculated fair value HK$0.4560 (+100%), Quality Score 48/100, from 2 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 1697 calculated?
We run Shandong International Trust through 2 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of HK$0.4560, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.7 % above its aggregate fair value. Shandong International Trust currently trades 50 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Shandong International Trust (1697)?
The closing price on Sep 30, 2026 was HK$0.2280. Our model-based fair value is HK$0.4560, about +100% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Shandong International Trust right now?
The price is below even our cautious bear case (HK$0.3420). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (48/100) at a price below fair value, the discount is the argument here, not the business quality. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Where does the earnings growth of Shandong International Trust (1697) come from?
Earnings per share at Shandong International Trust grew −20.8 % a year from 2014 to 2025. Broken into its drivers: revenue per share −8.1 %, EBIT margin −4.4 %, tax rate −2.6 %, residual (interest, one-offs) −7.4 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Shandong International Trust
How large is the market capitalisation of Shandong International Trust (1697)?
The market capitalisation of Shandong International Trust is HK$1.3B (≈ $166M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Shandong International Trust (1697)?
The price-to-sales ratio of Shandong International Trust is 2.31 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Shandong International Trust (1697)?
Earnings per share at Shandong International Trust are HK$0.0400 (price ÷ EPS = P/E 28.0). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Shandong International Trust (1697)?
The dividend yield of Shandong International Trust is 3.6% (payout 20.5%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Shandong International Trust (1697)?
The net margin of Shandong International Trust is 8.3% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Shandong International Trust (1697)?
The return on equity (ROE) of Shandong International Trust is 0.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Shandong International Trust (1697)?
On an EBIT basis the return on assets of Shandong International Trust is 2.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Shandong International Trust (1697)?
The operating margin of Shandong International Trust is −208% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Shandong International Trust (1697)?
Revenue at Shandong International Trust is growing −79.5% versus a year earlier (3y avg −8.6%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Shandong International Trust (1697)?
Earnings per share at Shandong International Trust are growing −1.8% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Shandong International Trust (1697) generate?
The free cash flow of Shandong International Trust is −242M CNY (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Shandong International Trust (1697) hold?
Shandong International Trust holds more cash than debt, 157M CNY net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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