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Bankware Global Co (199480) Fair Value & Analysis

Technology · KR · Market cap 34.7B KRW

BG Bankware Global Co 199480 · KQ
Price2,900 KRW
Fair Value708.46 KRW
Upside-75.6%
Quality45/100
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Evidence: Low Range 467.58 KRW – 885.57 KRW

Fair value as of: Jul 7, 2026

From 1 valuation models · updated today

Fair value updated Jul 7, 2026 — revised from 10,657 KRW to 708.46 KRW (−93.4%) since Jun 24, 2026. Share price −24.0% over the past month.

Price vs Fair Value (12 months)

9,620 KRW 2,760 KRW Fair Value 708.46 KRW Jun 2025 Jul 2026

12‑month range 2,760 KRW – 9,620 KRW · fair‑value band 467.58 KRW – 885.57 KRW · the 2,900 KRW price screens above the 708.46 KRW fair value. As of Jul 7, 2026.

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Analysis

Bankware Global Co (199480) currently trades at 2,900 KRW, while our model-based Fair Value estimate is 708.46 KRW — implying the stock looks roughly 75.6% overvalued today. We read business quality at 45/100 (below-average quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).

Over the trailing twelve months, Bankware Global Co generated revenue of 68.6B KRW at a net margin of -2.0%. Revenue grew 35.9% year over year. It earns a return on equity of -7.9%. Fundamentals as of Jul 7, 2026

Our scenario range runs from 467.58 KRW (bear case) to 885.57 KRW (bull case); at 2,900 KRW, the current price sits above that range. The share trades about 73% below its 52-week high, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at -61% fair-value upside — at -76%, 199480 screens richer than that median.

Key figures & financial health

Revenue (TTM) 68.6B KRW
Revenue growth (YoY) +35.9%
Net margin -2.0%
Return on equity -7.9%
Free cash flow −7.0B KRW FY2025
Operating margin -6.1%

Figures from reported company fundamentals (EODHD) · as of Jul 7, 2026. TTM = trailing twelve months.

About the company

Bankware Global Co., Ltd. engages in the development, supply, and sale of financial software in South Korea and internationally. The company offers BX-CBP, a retail core banking solution; BX-LOS, a lending solution; BX-AFS, an installment finance solution for card, capital, and automobile finance companies; H-ALIS, a credit card solution; and BX-ERP, an enterprise resource planning solution for small and medium-sized financial institutions. It also provides tech platform software solution; and financial cloud and system construction services. The company was founded in 2010 and is headquartered in Seoul, South Korea.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Bankware Global Co reported revenue of 63.4B KRW in FY2025 versus 95.0B KRW in FY2021, a compound −9.6%/yr. Reported net income was −2.8B KRW in FY2025.

Revenue −9.6%/yr
FY21 95.0B KRW
FY22 72.9B KRW
FY23 72.9B KRW
FY24 50.2B KRW
FY25 63.4B KRW
Net income
FY21 −1.9B KRW
FY22 −11.5B KRW
FY23 −8.0B KRW
FY24 −14.2B KRW
FY25 −2.8B KRW

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Cite: Fair Value Calculator (2026). "Bankware Global Co Fair Value". https://www.fairvalue-calculator.com/stock/199480

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Frequently asked questions

Is Bankware Global Co (199480) undervalued?
As of Jul 7, 2026, our model estimates a fair value of 708.46 KRW versus a price of 2,900 KRW — about −76% (overvalued). Model-based estimate, not financial advice.
What is the fair value of 199480?
Our model-based fair value for Bankware Global Co is 708.46 KRW (as of Jul 7, 2026), built from audited fundamentals. The current price is 2,900 KRW.
What is the quality score of 199480?
Bankware Global Co has a Quality Score of 45/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Bankware Global Co (199480)?
Bankware Global Co reported trailing-twelve-month revenue of about 68.6B KRW (latest available figure, as of Jul 7, 2026).
What is the net profit margin of 199480?
The net profit margin of Bankware Global Co is about -2.0%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.