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Northern Region Cement Company (3004) Fair Value & Analysis

Basic Materials · SA · Market cap 1.2B SAR

NR Northern Region Cement Company 3004 · SR
Price6.40 SAR
Fair Value7.19 SAR
Upside+12.3%
Quality41/100
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Weak Growth
Thin margins · 8.4% net margin
Low debt · negative free cash flow
3.89% dividend yield
Ranks above peers (8/13)
Narrow moat 38/100
Evidence: High Range 5.39 SAR – 8.95 SAR Share as image

Fair value as of: Jul 31, 2026

From 15 valuation models · updated 10 days ago

Share price −4.9% over the past month.

Below-average quality, screening 12% undervalued on our models.

What matters now

  • Our model range runs from 5.39 SAR (bear) to 8.95 SAR (bull), base 7.19 SAR. The closer the price sits to the lower half, the larger the margin of safety.
  • Quality 41/100 (below-average quality) with high evidence: the data supports the verdict.
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Price vs Fair Value (5 years)

15.52 SAR 6.40 SAR Fair Value 7.19 SAR Apr 2021 Jul 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 31, 2026.

How to read this chart

60‑month range 6.40 SAR – 15.52 SAR · fair‑value band 5.39 SAR – 8.95 SAR · the 6.40 SAR price screens below the 7.19 SAR fair value. Dashed = 300-day average. As of Jul 31, 2026.

Full chart & analysis →

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Analysis

Northern Region Cement Company (3004) currently trades at 6.40 SAR, while our model-based Fair Value estimate is 7.19 SAR, implying the stock looks roughly 12.3% undervalued today. The Quality Score stands at 41/100 (below-average quality), in the Basic Materials sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Northern Region Cement Company generated revenue of 714M SAR at a net margin of 8.4%. Revenue grew 21.2% year over year. It earns a return on equity of 2.6%. Net debt stands at 1.0B SAR. Fundamentals as of Jul 31, 2026

Our scenario range runs from 5.39 SAR (bear case) to 8.95 SAR (bull case); at 6.40 SAR, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 22% below its 52-week high and 1% above its 52-week low, currently below its 200-day average. For context, the median of 10 Basic Materials peers we cover trades at -59% fair-value upside, at 12%, 3004 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income 8.52 SAR 8.16 SAR 6.25 SAR 76
ROIC Compounder 2.53 SAR 3.14 SAR 3.64 SAR 72
Gordon GGM 1.94 SAR 2.83 SAR 3.67 SAR 70
All 15 models by family
Earnings-Based
Graham-Dodd 2.12 SAR 4.64 SAR 5.91 SAR 54
PEG = 1.0 0.7300 SAR 1.05 SAR 1.36 SAR 46
EPV 2.53 SAR 3.14 SAR 3.64 SAR 59
Dividend Discount
Gordon GGM 1.94 SAR 2.83 SAR 3.67 SAR 70
DDM Multi-Stage 1.94 SAR 2.65 SAR 3.36 SAR 61
Multiples
P/E Multiple 3.97 SAR 5.29 SAR 6.62 SAR 63
P/S Multiple 3.97 SAR 5.29 SAR 6.62 SAR 58
P/B Multiple 3.97 SAR 5.29 SAR 6.62 SAR 55
EV/EBIT 5.00 SAR 7.30 SAR 9.60 SAR 53
EV/EBITDA 5.27 SAR 7.66 SAR 10.05 SAR 54
EV/Revenue 2.09 SAR 3.80 SAR 5.51 SAR 43
Asset-Based
NCAV (Graham) 6.28 SAR 8.42 SAR 12.57 SAR 50
Economic Profit
Residual Income 8.52 SAR 8.16 SAR 6.25 SAR 76
ROIC Compounder 2.53 SAR 3.14 SAR 3.64 SAR 72
Growth Earnings
Growth-Adj P/E 2.99 SAR 4.27 SAR 5.55 SAR 68

Widest divergence: Asset-Based (8.42 SAR) versus Dividend Discount (2.65 SAR). Highest evidence: Residual Income (76).

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Key figures & financial health

Revenue (TTM) 714M SAR
Revenue growth (YoY) +21.2%
Net margin 8.4%
Return on equity 2.6%
Free cash flow −47.9M SAR FY2025
P/E ratio 19.4
More key figures
Operating margin 16.1%
EPS (TTM) 0.3300 SAR
Dividend yield 3.9%
EPS growth (YoY) +49.4%
Net debt 1.0B SAR FY2025

Figures from reported company fundamentals · as of Jul 31, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 41/100

Of which business quality 39 · Market factors (momentum, volatility) 44

Profitability 21
Margins and returns on capital today
Quality Growth 28
Are margins and returns improving?
Cashflow 28
Earnings quality: real cash, not paper profit
Fin. Strength 37
Balance sheet, leverage, solvency risk
Investment 63
Disciplined investing over empire-building
Low Volatility 100
Calm price path (market factor)
Momentum 27
Price trend over the last 3–12 months (market factor)
52W Momentum 9
Distance to the 52-week high (market factor)
Net Issuance 79
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Northern Region Cement Company, together with its subsidiaries, engages in the production and sale of portland cement in Saudi Arabia, the Hashemite Kingdom of Jordan, and the Republic of Iraq. The company offers white cement, Portland cement, and clinker.

Full company description

Northern Region Cement Company, together with its subsidiaries, engages in the production and sale of portland cement in Saudi Arabia, the Hashemite Kingdom of Jordan, and the Republic of Iraq. The company offers white cement, Portland cement, and clinker. It is also involved in wholesale and retail of cement, building materials, such as cement, concrete blocks, gypsum, cement tiles; and rock cutting business using explosive materials. Northern Region Cement Company was incorporated in 2006 and is headquartered in Riyadh, Saudi Arabia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Northern Region Cement Company reported revenue of 684M SAR in FY2025 versus 562M SAR in FY2021, a compound +5.0%/yr. Reported net income was 56.1M SAR in FY2025, compounding −14.7%/yr from FY2021.

Growth Quality 21/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
684M SAR
Latest YoY
+9.8%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+3.4%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+1.0%
Avg. growth/yr (17Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+16.6%
Revenue +5.0%/yr
FY21 562M SAR
FY22 618M SAR
FY23 690M SAR
FY24 623M SAR
FY25 684M SAR
Net income −14.7%/yr
FY21 106M SAR
FY22 112M SAR
FY23 56.3M SAR
FY24 101M SAR
FY25 56.1M SAR

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Cite: Fair Value Calculator (2026). "Northern Region Cement Company Fair Value". https://www.fairvalue-calculator.com/stock/3004

Peer Group

Building Materials · 253 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 41 · Bottom 25%
Fair Value upside +12% · Above median
Return on equity (TTM) 3% · Below median
Return on assets 2% · Below median
Net margin (TTM) 8% · Above median
Operating margin (TTM) 16% · Top 25%
Revenue growth 21% · Top 25%
Dividend yield (TTM) 3.9% · Above median
Debt / equity 0.16× · Higher than median

Valuation Multiples vs Building Materials median · lower = cheaper

P/E (TTM) 19.4× · Pricier than median
P/B 0.14× · Cheaper than 75% of peers
P/S (TTM) 0.43× · Cheaper than median
EV/EBITDA 3.6× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 50 · sector 27
FUTURE 100 · sector 2
PAST 11 · sector 15
HEALTH 92 · sector 92
DIVIDEND 78 · sector 42

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Building Materials stocks, each showing price versus our Fair Value estimate (as of Jul 31, 2026).

Stock Price Fair Value vs Fair Value
CRH plc CRH $102.92 $70.57 -31%
UltraTech Cement Limited ULTRACEMCO ₹11,711 ₹4,719 -60%
China Jushi Co 600176 ¥54.52 ¥13.95 -74%
Grasim Industries Limited GRASIM ₹3,073 ₹1,245 -59%
CEMEX, S.A. CEMEXCPO 21.71 MXN 15.42 MXN -29%
Anhui Conch Cement Company 600585 ¥16.99 ¥26.14 +54%
Ambuja Cements Limited AMBUJACEM ₹435.25 ₹227.96 -48%
Shree Cement Limited SHREECEM ₹26,930 ₹8,215 -69%
TCC Group 1101B 43.70 TWD 10.48 TWD -76%
Taiwan Glass Ind. Corp 1802 53.30 TWD 13.98 TWD -74%

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Frequently asked questions

Is Northern Region Cement Company (3004) overvalued or undervalued?
As of Jul 31, 2026, our model estimates a fair value of 7.19 SAR versus a price of 6.40 SAR, about +12% (undervalued).
What is the fair value of 3004?
Our model-based fair value for Northern Region Cement Company is 7.19 SAR (as of Jul 31, 2026), built from audited fundamentals. The current price is 6.40 SAR.
What is the quality score of 3004?
Northern Region Cement Company has a Quality Score of 41/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Northern Region Cement Company (3004)?
Northern Region Cement Company reported trailing-twelve-month revenue of about 714M SAR (latest available figure, as of Jul 31, 2026).
What is the net profit margin of 3004?
The net profit margin of Northern Region Cement Company is about 8.4%, meaning it keeps roughly 8.4% of revenue as net income. Based on the latest reported figures.
Does Northern Region Cement Company pay a dividend?
Northern Region Cement Company currently shows a dividend yield of about 3.89% relative to its recent price (as of Jul 31, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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