Town Health International Medical Group Limited (3886) fair value: what the stock is really worth
As of Sep 30, 2026: fair value of Town Health International Medical Group Limited HK$0.23, price HK$0.16, upside +40.2%, quality 64 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.
How to read this chart
60‑month range HK$0.1590 – HK$0.6727 · the HK$0.1640 price screens below the HK$0.2300 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 2 fiscal years are left out: there the valuation rested on only a fraction of the usual models. Dashed = 300-day average. As of Sep 27, 2026.
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Town Health International Medical Group Limited, an investment holding company, provides healthcare and related services in the People's Republic of China and Hong Kong. It operates through four segments: Hong Kong Medical Services; Hong Kong Managed Medical Network Business; Mainland Hospital Management and Medical Services; and Others.
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Town Health International Medical Group Limited, an investment holding company, provides healthcare and related services in the People's Republic of China and Hong Kong. It operates through four segments: Hong Kong Medical Services; Hong Kong Managed Medical Network Business; Mainland Hospital Management and Medical Services; and Others. The company provides medical healthcare, managed medical network, dental consultation, eyecare, private specialty healthcare, third party medical network administrator, and laboratory testing services. It also offers specialty services that covers cardiology, clinical oncology, dermatology, gastroenterology and hepatology, weight management and diabetes, neurosurgery, obstetrics and gynaecology, ophthalmology, orthopaedics, otorhinolaryngology, paediatrics, plastic surgery, psychiatry, urology, and nephrology; and dental services, such as general dentistry, prosthodentics, periodontology, oral and maxillofacial surgery, endodontics, orthodontics and paediatric dentistry etc. In addition, the company provides health check, and diagnostics and imaging services, such as PET- CT, MRI, CT, ultrasound scanning, endoscopy, cardiological examination, breast imaging, DEXA bone densitometry, X-Ray, lung function test, fundus photography, audiological test and full range laboratory service, etc.; physiotherapy services; traditional chinese medicine services; and medical beauty, body management, and life beauty services. Further, it offers property investment and management, hospital and health management, and business and corporate advisory services, as well as leases properties; and engages in the trading of medical consumables and equipment, and medicines. The company was formerly known as Town Health International Investments Limited and changed its name to Town Health International Medical Group Limited in March 2014. Town Health International Medical Group Limited was founded in 1989 and is headquartered in Sha Tin, Hong Kong.
Stock analysis
Town Health International Medical Group Limited (3886) currently trades at HK$0.1640, while our model-based Fair Value estimate is HK$0.2300, implying the stock looks roughly 28.7% undervalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of HK$0.3900 per share, and 17 of the 26 models we run sit above the HK$0.1640 price.
Bear case: the Growth Earnings group reads lowest at HK$0.0400, and 9 of the 26 models stay below the price. Evidence for this calculation is low.
Quality & growth
The Quality Score stands at 64/100 (solid quality), in the Healthcare sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Town Health International Medical Group Limited reported revenue of HK$1.8B in FY2025 versus HK$1.5B in FY2021, a compound +4.7%/yr. Reported net income was HK$14.4M in FY2025, compounding −10.1%/yr from FY2021.
Key figures
Market cap HK$1.4B (≈ $179M) · P/S ratio 0.79 · Dividend yield 1.2% · Net margin 0.8% · Return on equity 1.9% · Return on assets (EBIT) 1.3% · Operating margin 4.6% · Revenue (TTM) HK$1.8B.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 46% below its 52-week high and 3% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Healthcare peers we cover trades at 21% fair-value upside, at 40%, 3886 screens cheaper than that median.
Fair Value models
Bear HK$0.2300Fair Value HK$0.2300Bull HK$0.2300
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.72/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
−2.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.8%
Start year 2020 (pandemic). Over 10 years: +4.7% a year
Revenue growth 26 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+14.5%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+0.8%
Earnings growth per share plus dividend.
Earnings per share, growth per year−0.4%
Dividend (yield on the price)1.2%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−0.4% vs −19.3%, picking up
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.−23% → 4%
Start year 2020 (pandemic)
Growth Forecast
Little optimism in the price
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
less than -40 %
Yearly growth needed for the next five years to justify today's price.
Compare Town Health International Medical Group Limited with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Medical Care Facilities · 249 stocks
Beats the industry median on 5/11 measures
A mixed picture versus its industry peers.
Valuation
Quality Score64 · Top 25%
Fair Value upside+40.2% · Top 25%
Profitability
Return on equity (TTM)1.9% · Below median
Return on assets1.2% · Below median
Net margin (TTM)0.8% · Below median
Operating margin (TTM)4.6% · Below median
Growth and dividend
Revenue growth−3.8% · Bottom 25%
Dividend yield (TTM)1.2% · Below median
Valuation Multiplesvs Medical Care Facilities median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Town Health International Medical Group Limited Fair Value". https://www.fairvalue-calculator.com/stock/3886
Frequently asked questions
Is Town Health International Medical Group Limited (3886) overvalued or undervalued?
As of Sep 27, 2026, our model estimates a fair value of HK$0.2300 versus a price of HK$0.1640, about +40% upside (undervalued).
What is the fair value of 3886?
Our model-based fair value for Town Health International Medical Group Limited is HK$0.2300 (as of Sep 27, 2026), built from audited fundamentals. The current price: HK$0.1640.
What is the quality score of 3886?
Town Health International Medical Group Limited has a Quality Score of 64/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Town Health International Medical Group Limited (3886)?
Our model-based price target is the fair value of HK$0.2300 (as of Sep 27, 2026) from 26 valuation models. It is a calculation from audited fundamentals, not an analyst target.
What is the Town Health International Medical Group Limited stock forecast for 2026?
Our models put fair value at HK$0.2300, about +40% upside versus a price of HK$0.1640 (undervalued). The calculation is refreshed regularly with new filings.
What is the revenue of Town Health International Medical Group Limited (3886)?
Town Health International Medical Group Limited reported trailing-twelve-month revenue of about HK$1.8B (latest available figure, as of Sep 27, 2026).
Does Town Health International Medical Group Limited pay a dividend?
Town Health International Medical Group Limited currently shows a dividend yield of about 1.22% relative to its recent price (as of Sep 27, 2026).
What growth is priced into Town Health International Medical Group Limited (3886)?
For today's price to be fair in a discounted-cash-flow model, Town Health International Medical Group Limited would have to grow free cash flow by less than minus 40 % per year for five years (discount rate 13.3 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +10.8 % per year. As of Sep 27, 2026.
What discount rate (WACC) does the fair value of 3886 use?
Our models discount Town Health International Medical Group Limited at 13.3 %: a base by market capitalisation (micro), country premium for Hong Kong. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Town Health International Medical Group Limited that is less than minus 40 % per year a year over ten years, using the same discount rate (13.3 %) and the same formula as our fair value.
How much growth has Town Health International Medical Group Limited (3886) delivered so far?
Over the past 5 years revenue at Town Health International Medical Group Limited grew +10.8 % a year. The price currently implies less than minus 40 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Town Health International Medical Group Limited (3886) growing?
The median revenue growth in the sector is +4.2 % a year. That is the yardstick for the growth priced into Town Health International Medical Group Limited (less than minus 40 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Town Health International Medical Group Limited (3886)?
The free-cash-flow yield on the price is 11.63 %: that much free cash flow Town Health International Medical Group Limited produces per unit of market value. When it exceeds the discount rate of our models (13.3 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Town Health International Medical Group Limited (3886)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Town Health International Medical Group Limited it is HK$0.2300 per share (as of Sep 27, 2026), against a price of HK$0.1640. It is the blended result of 26 valuation models (cash flow, earnings, asset, dividend).
Is Town Health International Medical Group Limited stock overvalued or undervalued in 2026?
As of Sep 27, 2026, 3886 trades below its calculated fair value: price HK$0.1640, fair value HK$0.2300, a gap of about +40% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 3886?
No. The price is what the market pays today (HK$0.1640); the fair value is what the company's own numbers justify (HK$0.2300). For Town Health International Medical Group Limited the two are HK$0.0660 per share apart. That gap is exactly why we show both numbers side by side.
How much is Town Health International Medical Group Limited worth?
The market values Town Health International Medical Group Limited at about HK$1.4B (market capitalisation, as of Sep 27, 2026). Per share that is HK$0.1640; our models calculate a fair value of HK$0.2300 per share.
How solid is the balance sheet of Town Health International Medical Group Limited (3886)?
Balance-sheet figures for Town Health International Medical Group Limited (as of Sep 27, 2026): return on equity 1.9%. They feed the Quality Score of 64/100, which measures business quality independently of the share price.
How far is 3886 from its 52-week high?
Town Health International Medical Group Limited trades at HK$0.1640, about 46% below its 52-week high of HK$0.3025 and 3% above the low of HK$0.1590 (as of Sep 30, 2026). Distance from the high says nothing about value: that is what the fair value of HK$0.2300 is for.
Which stocks are comparable to Town Health International Medical Group Limited?
From the same area (Healthcare) we also value HCA Healthcare, Inc, Fresenius SE, Dr. Sulaiman Al Habib Medical Services Group, Tenet Healthcare Corporation, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Town Health International Medical Group Limited stock attractive at the current price?
The data as of Sep 27, 2026: price HK$0.1640, calculated fair value HK$0.2300 (+40%), Quality Score 64/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 3886 calculated?
We run Town Health International Medical Group Limited through 26 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of HK$0.2300, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.7 % above its aggregate fair value. Town Health International Medical Group Limited currently trades 29 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Town Health International Medical Group Limited (3886)?
The closing price on Sep 30, 2026 was HK$0.1640. Our model-based fair value is HK$0.2300, about +40% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Town Health International Medical Group Limited right now?
The price is below even our cautious bear case (HK$0.2300). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (64/100) at a price below fair value, the discount is the argument here, not the business quality.
Key figures of Town Health International Medical Group Limited
How large is the market capitalisation of Town Health International Medical Group Limited (3886)?
The market capitalisation of Town Health International Medical Group Limited is HK$1.4B (≈ $179M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Town Health International Medical Group Limited (3886)?
The price-to-sales ratio of Town Health International Medical Group Limited is 0.79 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What is the dividend yield of Town Health International Medical Group Limited (3886)?
The dividend yield of Town Health International Medical Group Limited is 1.2%. Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Town Health International Medical Group Limited (3886)?
The net margin of Town Health International Medical Group Limited is 0.8% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Town Health International Medical Group Limited (3886)?
The return on equity (ROE) of Town Health International Medical Group Limited is 1.9% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Town Health International Medical Group Limited (3886)?
On an EBIT basis the return on assets of Town Health International Medical Group Limited is 1.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Town Health International Medical Group Limited (3886)?
The operating margin of Town Health International Medical Group Limited is 4.6% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Town Health International Medical Group Limited (3886)?
Revenue at Town Health International Medical Group Limited is growing −3.8% versus a year earlier (3y avg +5.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Town Health International Medical Group Limited (3886)?
Earnings per share at Town Health International Medical Group Limited are growing +159% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does Town Health International Medical Group Limited (3886) hold?
Town Health International Medical Group Limited holds more cash than debt, HK$1.0B net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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