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Sainik Finance & Industries Limited (530265) Fair Value & Analysis

Other · IN · Market cap ₹210M

SF Sainik Finance & Industries Limited 530265 · BSE
Price₹39.00
Fair Value₹60.19
Upside+54.3%
Quality45/100
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Evidence: Medium Range ₹42.13 – ₹78.24

Fair value as of: Jul 4, 2026

From 14 valuation models · updated today

Share price +0.2% over the past month.

Price vs Fair Value (12 months)

₹60.16 ₹32.51 Fair Value ₹60.19 Jul 2025 Jul 2026

12‑month range ₹32.51 – ₹60.16 · fair‑value band ₹42.13 – ₹78.24 · the ₹39.00 price screens below the ₹60.19 fair value. As of Jul 4, 2026.

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Analysis

Sainik Finance & Industries Limited (530265) currently trades at ₹39.00, while our model-based Fair Value estimate is ₹60.19 — implying the stock looks roughly 54.3% undervalued today. We read business quality at 45/100 (below-average quality), in the Other sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium) — always confirm before acting.

Over the trailing twelve months, Sainik Finance & Industries Limited generated revenue of ₹133M at a net margin of 56.9%. Revenue grew 125.6% year over year. It earns a return on equity of 16.0%. Net debt stands at ₹1.0B. Fundamentals as of Jul 4, 2026

Key figures & financial health

Revenue (TTM) ₹133M
Revenue growth (YoY) +126%
Net margin 56.9%
Return on equity 16.0%
Free cash flow −₹253M FY2026
P/E ratio 4.9
More key figures
Operating margin 84.0%
EPS (TTM) ₹3.73
EPS growth (YoY) -11.7%
Net debt ₹1.0B FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 4, 2026. TTM = trailing twelve months.

About the company

Sainik Finance & Industries Limited, a non-banking finance company, engages in the investment and finance business activities in India. It also offers loans. The company was formerly known as Garuda Clays Limited and changed its name to Sainik Finance & Industries Limited in April 2000. Sainik Finance & Industries Limited was incorporated in 1991 and is based in Gurgaon, India.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Sainik Finance & Industries Limited reported revenue of ₹169M in FY2026 versus ₹156M in FY2022, a compound +2.0%/yr. Reported net income was ₹41.7M in FY2026.

Revenue +2.0%/yr
FY22 ₹156M
FY23 ₹180M
FY24 ₹152M
FY25 ₹167M
FY26 ₹169M
Net income
FY22 −₹81.3M
FY23 −₹875K
FY24 ₹20.0M
FY25 ₹61.8M
FY26 ₹41.7M

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Frequently asked questions

Is Sainik Finance & Industries Limited (530265) undervalued?
As of Jul 4, 2026, our model estimates a fair value of ₹60.19 versus a price of ₹39.00 — about +54% (undervalued). Model-based estimate, not financial advice.
What is the fair value of 530265?
Our model-based fair value for Sainik Finance & Industries Limited is ₹60.19 (as of Jul 4, 2026), built from audited fundamentals. The current price is ₹39.00.
What is the quality score of 530265?
Sainik Finance & Industries Limited has a Quality Score of 45/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Sainik Finance & Industries Limited (530265)?
Sainik Finance & Industries Limited reported trailing-twelve-month revenue of about ₹133M (latest available figure, as of Jul 4, 2026).
What is the net profit margin of 530265?
The net profit margin of Sainik Finance & Industries Limited is about 56.9%, meaning it keeps roughly 56.9% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.