Abhinav Leasing and Finance Limited (538952) fair value: what the stock is really worth
As of Oct 1, 2026: fair value of Abhinav Leasing and Finance Limited ₹1.13, price ₹1.10, upside +2.7%, quality 61 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.
How to read this chart
60‑month range ₹0.6800 – ₹5.16 · fair‑value band ₹1.06 – ₹2.14 · the ₹1.10 price screens below the ₹1.13 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. Dashed = 300-day average. As of Sep 27, 2026.
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Abhinav Leasing and Finance Limited (538952) currently trades at ₹1.10, while our model-based Fair Value estimate is ₹1.13, so the stock looks roughly fairly valued today (gap 2.7%).
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Valuation
Bull case: the Earnings-Based group reads highest at a median of ₹3.63 per share, and 6 of the 8 models we run sit above the ₹1.10 price.
Bear case: the DCF Models group reads lowest at ₹0.3600, and 2 of the 8 models stay below the price. Evidence for this calculation is low.
Scenario range: ₹1.06 (bear) to ₹2.14 (bull), the price of ₹1.10 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 61/100 (solid quality), in the Financials sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Abhinav Leasing and Finance Limited reported revenue of ₹64.9M in FY2026 versus ₹317M in FY2022, a compound −32.7%/yr. Reported net income was ₹6.6M in FY2026, compounding +79.4%/yr from FY2022. FY2022 was a trough year, so the rate overstates the trend.
Key figures
Market cap ₹55.0M (≈ $571K) · P/E ratio 330.2 · P/S ratio 33.5 · EPS (TTM) ₹0.0032 · Net margin 10.2% · Return on assets (EBIT) 2.3% · Free cash flow ₹14.3M · Net debt ₹297M.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 29% below its 52-week high and 25% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financials peers we cover trades at 4% fair-value upside, at 3%, 538952 screens richer than that median.
Fair Value models
Bear ₹1.06Fair Value ₹1.13Bull ₹2.14
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2026 figures (about 6 months old). Earnings retained since then (₹0.0016 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.62/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.4%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.3%
Start year 2020 (pandemic). Over 10 years: +38.7% a year
Revenue growth 11 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+60.2%
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What shareholders gained per year (last 5 years), in INR (mathematically smoothed) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Smoothed = median of all growth paths between the years of the window (trend line on the logarithm of earnings per share): a single extreme year cannot distort the rate. The reported figure stays in the tooltip. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+53.5%
Earnings growth per share plus dividend.
Earnings per share, growth per year+53.5%
Dividend (yield on the price)0.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.59.6% vs 68.6%, slowing
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.0% → 14%
2026 sits 187% above its own trend. The rate follows the median trend of the last 5 years, not that single year.
Start year 2021 (pandemic)
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+17.0%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (India: IMF forecast 4.1% a year to 2030, 4.7% from 2016 to 2025) that is about +12.4% a year for the price.
Compare Abhinav Leasing and Finance Limited with another stock
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Peer GroupⓘHow this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Specialized Finance” was too small, so the broader sector is used.)Financials · 3189 stocks
Beats the sector median on 2/8 measures
Overall it trails its sector peers.
Valuation
Quality Score57 · Above median
Fair Value upside+2.7% · Above median
Profitability
Return on assets0.0% · Bottom 25%
Net margin (TTM)10.2% · Below median
Operating margin (TTM)0.0% · Bottom 25%
Growth and dividend
Revenue growth0.0% · Below median
Balance sheet
Debt / equity3.78× · Highest 25%
Valuation Multiplesvs Financials median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Abhinav Leasing and Finance Limited Fair Value". https://www.fairvalue-calculator.com/stock/538952
Frequently asked questions
Is Abhinav Leasing and Finance Limited (538952) overvalued or undervalued?
As of Sep 27, 2026, our model estimates a fair value of ₹1.13 versus a price of ₹1.10, about +3% upside (fairly valued).
What is the fair value of 538952?
Our model-based fair value for Abhinav Leasing and Finance Limited is ₹1.13 (as of Sep 27, 2026), built from audited fundamentals. The current price: ₹1.10.
What is the quality score of 538952?
Abhinav Leasing and Finance Limited has a Quality Score of 61/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Abhinav Leasing and Finance Limited (538952)?
Our model-based price target is the fair value of ₹1.13 (as of Sep 27, 2026) from 10 valuation models. Cautious scenario ₹1.06, optimistic scenario ₹2.14. It is a calculation from audited fundamentals, not an analyst target.
What is the Abhinav Leasing and Finance Limited stock forecast for 2026?
Our models put fair value at ₹1.13, about +3% upside versus a price of ₹1.10 (fairly valued). Cautious scenario ₹1.06, optimistic scenario ₹2.14. The calculation is refreshed regularly with new filings.
What growth is priced into Abhinav Leasing and Finance Limited (538952)?
For today's price to be fair in a discounted-cash-flow model, Abhinav Leasing and Finance Limited would have to grow free cash flow by +17.0 % per year for five years (discount rate 12.4 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew -38.6 % per year. As of Sep 27, 2026.
What discount rate (WACC) does the fair value of 538952 use?
Our models discount Abhinav Leasing and Finance Limited at 12.4 %: a base by market capitalisation (nano), country premium for India. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Abhinav Leasing and Finance Limited that is +17.0 % per year a year over ten years, using the same discount rate (12.4 %) and the same formula as our fair value.
How much growth has Abhinav Leasing and Finance Limited (538952) delivered so far?
Over the past 5 years revenue at Abhinav Leasing and Finance Limited grew -38.6 % a year. The price currently implies +17.0 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Abhinav Leasing and Finance Limited (538952) growing?
The median revenue growth in the sector is +8.1 % a year. That is the yardstick for the growth priced into Abhinav Leasing and Finance Limited (+17.0 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Abhinav Leasing and Finance Limited (538952)?
The free-cash-flow yield on the price is 26.05 %: that much free cash flow Abhinav Leasing and Finance Limited produces per unit of market value. When it exceeds the discount rate of our models (12.4 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Abhinav Leasing and Finance Limited (538952)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Abhinav Leasing and Finance Limited it is ₹1.13 per share (as of Sep 27, 2026), against a price of ₹1.10. It is the blended result of 10 valuation models (cash flow, earnings, asset, dividend).
Is Abhinav Leasing and Finance Limited stock overvalued or undervalued in 2026?
As of Sep 27, 2026, 538952 trades below its calculated fair value: price ₹1.10, fair value ₹1.13, a gap of about +3% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 538952?
No. The price is what the market pays today (₹1.10); the fair value is what the company's own numbers justify (₹1.13). For Abhinav Leasing and Finance Limited the two are ₹0.0300 per share apart. That gap is exactly why we show both numbers side by side.
How much is Abhinav Leasing and Finance Limited worth?
The market values Abhinav Leasing and Finance Limited at about ₹55.0M (market capitalisation, as of Sep 27, 2026). Per share that is ₹1.10; our models calculate a fair value of ₹1.13 per share.
What do the bullish and bearish scenarios say about 538952?
Our models span a range for Abhinav Leasing and Finance Limited: cautious scenario ₹1.06, base ₹1.13, optimistic ₹2.14 per share (as of Sep 27, 2026, price ₹1.10). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 538952?
Abhinav Leasing and Finance Limited trades at a price-to-earnings ratio of 330.2 (as of Sep 27, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹1.13 is built from several models across several years.
How solid is the balance sheet of Abhinav Leasing and Finance Limited (538952)?
Balance-sheet figures for Abhinav Leasing and Finance Limited (as of Sep 27, 2026): debt of 3.78 per unit of equity. They feed the Quality Score of 61/100, which measures business quality independently of the share price.
How far is 538952 from its 52-week high?
Abhinav Leasing and Finance Limited trades at ₹1.10, about 29% below its 52-week high of ₹1.54 and 25% above the low of ₹0.8800 (as of Oct 1, 2026). Distance from the high says nothing about value: that is what the fair value of ₹1.13 is for.
Which stocks are comparable to Abhinav Leasing and Finance Limited?
From the same area (Financials) we also value SAUMYA, DHRUVCA, 540360, FUTSOL, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Abhinav Leasing and Finance Limited stock attractive at the current price?
The data as of Sep 27, 2026: price ₹1.10, calculated fair value ₹1.13 (+3%), Quality Score 61/100, from 10 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 538952 calculated?
We run Abhinav Leasing and Finance Limited through 10 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹1.13, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Abhinav Leasing and Finance Limited currently trades 3 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Abhinav Leasing and Finance Limited (538952)?
The closing price on Oct 1, 2026 was ₹1.10. Our model-based fair value is ₹1.13, about +3% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Abhinav Leasing and Finance Limited right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. A fairly wide model range (₹1.06 to ₹2.14) leaves room in how you read the outcome. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Abhinav Leasing and Finance Limited
How large is the market capitalisation of Abhinav Leasing and Finance Limited (538952)?
The market capitalisation of Abhinav Leasing and Finance Limited is ₹55.0M (≈ $571K). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Abhinav Leasing and Finance Limited (538952)?
The price-to-sales ratio of Abhinav Leasing and Finance Limited is 33.5 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Abhinav Leasing and Finance Limited (538952)?
Earnings per share at Abhinav Leasing and Finance Limited are ₹0.0032 (price ÷ EPS = P/E 330.2). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Abhinav Leasing and Finance Limited (538952)?
The net margin of Abhinav Leasing and Finance Limited is 10.2% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the EBIT return on assets of Abhinav Leasing and Finance Limited (538952)?
On an EBIT basis the return on assets of Abhinav Leasing and Finance Limited is 2.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
How much net debt does Abhinav Leasing and Finance Limited (538952) carry?
The net debt of Abhinav Leasing and Finance Limited is ₹297M (fiscal year 2023, ≈ 20.7 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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