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Yaqeen Capital Company (9602) Fair Value & Analysis

Financial Services · SA · Market cap 237M SAR

YC Yaqeen Capital Company 9602 · SR
Price9.31 SAR
Fair Value3.39 SAR
Upside-63.6%
Quality41/100
Weak Growth
Thin margins · 7.0% net margin
negative free cash flow
Trails peers (3/11)
Narrow moat 18/100
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Evidence: Medium Range 2.54 SAR – 4.24 SAR Share as image

Fair value as of: Aug 1, 2026

From 13 valuation models · updated today

Share price +0.1% over the past month.

What matters now

  • The price sits above even our optimistic bull case (4.24 SAR). The favourable scenario is already priced in.
  • Weak quality (41/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (12 months)

11.82 SAR 8.94 SAR Fair Value 3.39 SAR Aug 2025 Jul 2026

12‑month range 8.94 SAR – 11.82 SAR · fair‑value band 2.54 SAR – 4.24 SAR · the 9.31 SAR price screens above the 3.39 SAR fair value. As of Aug 1, 2026.

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Analysis

Yaqeen Capital Company (9602) currently trades at 9.31 SAR, while our model-based Fair Value estimate is 3.39 SAR, implying the stock looks roughly 63.6% overvalued today. We read business quality at 41/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Over the trailing twelve months, Yaqeen Capital Company generated revenue of 72.8M SAR at a net margin of 7.0%. Revenue declined 48.1% year over year. It earns a return on equity of 1.8%. The balance sheet holds a net cash position of 20.2M SAR. Fundamentals as of Aug 1, 2026

Our scenario range runs from 2.54 SAR (bear case) to 4.24 SAR (bull case); at 9.31 SAR, the current price sits above that range. The share trades about 23% below its 52-week high and 10% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -38% fair-value upside, at -64%, 9602 screens richer than that median.

Key figures & financial health

Revenue (TTM) 72.8M SAR
Revenue growth (YoY) -48.1%
Net margin 7.0%
Return on equity 1.8%
Free cash flow −23.2M SAR FY2025
P/E ratio 46.6
More key figures
Operating margin -16.9%
EPS (TTM) 0.2000 SAR
EPS growth (YoY) +43.4%
Net cash 20.2M SAR FY2025

Figures from reported company fundamentals · as of Aug 1, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 41/100
Profitability 19
Quality Growth 8
Cashflow 0
Fin. Strength 82
Investment 85
Low Volatility 79
Momentum 28
52W Momentum 17
Net Issuance 83

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Yaqeen Capital Company operates as an investment bank and financial services company in the Kingdom of Saudi Arabia. It operates through four segments: Brokerage, Investment Banking Group, Asset Management, and Investments.

Full company description

Yaqeen Capital Company operates as an investment bank and financial services company in the Kingdom of Saudi Arabia. It operates through four segments: Brokerage, Investment Banking Group, Asset Management, and Investments. The company offers advisory services, including initial public offering (IPO) support, mergers and acquisitions, and strategic finance solutions; IPO services; and trading, arranging, custodial, and research services. It also manages investment funds and portfolios, such as public and ETF products; produces analysis and insights for investment decisions; provides brokerage services though trading channels and margin trading; and investing in financial and non-financial assets. In addition, the company offers private placement offering, rights issues, buy side advisory, debt restructuring, private placement offering, general corporate advisory, and financial restructuring. The company was formerly known as FALCOM Financial Services and changed its name to Yaqeen Capital Company in December 2021. Yaqeen Capital Company was incorporated in 2006 and is headquartered in Riyadh, Kingdom of Saudi Arabia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Yaqeen Capital Company reported revenue of 79.3M SAR in FY2025 versus 135M SAR in FY2021, a compound −12.5%/yr. Reported net income was 5.1M SAR in FY2025, compounding −47.5%/yr from FY2021.

Revenue −12.5%/yr
FY21 135M SAR
FY22 95.8M SAR
FY23 74.8M SAR
FY24 85.5M SAR
FY25 79.3M SAR
Net income −47.5%/yr
FY21 67.2M SAR
FY22 3.8M SAR
FY23 38.2M SAR
FY24 21.5M SAR
FY25 5.1M SAR

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Cite: Fair Value Calculator (2026). "Yaqeen Capital Company Fair Value". https://www.fairvalue-calculator.com/stock/9602

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 / 33
FUTURE 0 / 8
PAST 7 / 24
HEALTH 0 / 95
DIVIDEND 0 / 69

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

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BlackRock, Inc UU2 €923.80 €569.37 -38%
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Brookfield Asset Management Ltd BAM C$66.82 C$34.17 -49%
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Frequently asked questions

Is Yaqeen Capital Company (9602) overvalued or undervalued?
As of Aug 1, 2026, our model estimates a fair value of 3.39 SAR versus a price of 9.31 SAR, about −64% (overvalued).
What is the fair value of 9602?
Our model-based fair value for Yaqeen Capital Company is 3.39 SAR (as of Aug 1, 2026), built from audited fundamentals. The current price is 9.31 SAR.
What is the quality score of 9602?
Yaqeen Capital Company has a Quality Score of 41/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Yaqeen Capital Company (9602)?
Yaqeen Capital Company reported trailing-twelve-month revenue of about 72.8M SAR (latest available figure, as of Aug 1, 2026).
What is the net profit margin of 9602?
The net profit margin of Yaqeen Capital Company is about 7.0%, meaning it keeps roughly 7.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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