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The Allstate Corporation (A1TT34) fair value: what the stock is really worth

As of Oct 2, 2026: fair value of The Allstate Corporation BRL 71.68, price BRL 48.68, upside +47.3%, quality 68 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? Yes
  2. Good quality? Yes
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Financial Services · BR · ISIN US0200021014

TA Broad data Sep 24, 2026

The Allstate Corporation

A1TT34 · SA

UndervaluedThe stock appears undervalued with acceptable quality.

✓Fair value R$71.68 · Undervalued (+47.3%)
✓Quality 68/100
✓Healthy Growth (revenue 3y +9.6 %/yr)
✓Solidly profitable · 17.8% net margin (TTM)
✓Low debt · generates free cash flow
✓8.4% dividend yield · Well covered
✓Wide moat 73/100

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

R$58.14 R$19.41 Fair Value R$71.68 Jun 2021 Oct 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.

How to read this chart

60‑month range R$19.41 – R$58.14 · fair‑value band R$53.76 – R$89.60 · the R$48.68 price screens below the R$71.68 fair value. Dashed = 300-day average. As of Sep 24, 2026.

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Company profile

The Allstate Corporation, together with its subsidiaries, provides property and casualty, and other insurance products in the United States and Canada. It operates in four segments: Allstate Protection; Run-off Property-Liability; Protection Services; and Corporate and Other.

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The Allstate Corporation, together with its subsidiaries, provides property and casualty, and other insurance products in the United States and Canada. It operates in four segments: Allstate Protection; Run-off Property-Liability; Protection Services; and Corporate and Other. The company offers private passenger auto, homeowners, other personal lines and commercial insurance through exclusive agents, independent agents, contact centers and online under the Allstate, National General, Direct Auto and Answer Financial brands. It also provides consumer product protection plans, device and mobile data collection services, and analytic solutions using automotive telematics information, roadside assistance, and protection plans; and insurance products, such as identity protection and restoration. In addition, the company offers property and casualty insurance, as well as engages in company activities and certain non-insurance operations, including expenses associated with strategic initiatives. Further, it offers automotive protection; vehicle service contracts, guaranteed asset protection, road hazard tires and wheels, and paintless dent repair protection; and roadside assistance, mobility data collection services, and analytic solutions using automotive telematics information, identity theft protection, and remediation services. The Allstate Corporation was founded in 1931 and is headquartered in Northbrook, Illinois.

Stock analysis

The Allstate Corporation (A1TT34) currently trades at R$48.68, while our model-based Fair Value estimate is R$71.68, implying the stock looks roughly 32.1% undervalued today.

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Valuation

Bull case: the Economic Profit group reads highest at a median of R$63.90 per share, and 2 of the 6 models we run sit above the R$48.68 price.

Bear case: the Dividend Discount group reads lowest at R$15.47, and 4 of the 6 models stay below the price. Evidence for this calculation is high.

Scenario range: R$53.76 (bear) to R$89.60 (bull), the price of R$48.68 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 68/100 (solid quality), in the Financial Services sector.

Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.

The Allstate Corporation reported revenue of $67.7B in FY2025 versus $51.4B in FY2022, a compound +9.6%/yr. Reported net income was $10.3B in FY2025.

Key figures

Market cap R$327B (≈ $62.5B) · P/E ratio 5.0 · P/S ratio 0.76 · EPS (TTM) R$9.76 · Dividend yield 8.4% · Net margin 15.2% · Return on equity 45.2% · Return on assets (EBIT) 3.5%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 52 out of 100 (low confidence).

What moves the price

The share trades about 16% below its 52-week high and 19% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −23% fair-value upside, at 47%, A1TT34 screens cheaper than that median.

Fair Value models

Bear R$53.76 Fair Value R$71.68 Bull R$89.60
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (R$4.30 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
Residual Income R$49.46 R$63.90 R$115.42 70
DDM Multi-Stage R$8.95 R$15.47 R$19.53 64
Gordon GGM R$8.95 R$18.61 R$29.52 63
All 6 models by family
Dividend Discount
Gordon GGM R$8.95 R$18.61 R$29.52 63
DDM Multi-Stage R$8.95 R$15.47 R$19.53 64
Multiples
P/E Multiple R$84.74 R$112.99 R$141.23 63
P/B Multiple R$27.17 R$36.22 R$45.28 55
Asset-Based
NCAV (Graham) R$12.94 R$17.34 R$25.87 54
Economic Profit
Residual Income R$49.46 R$63.90 R$115.42 70

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Quality Score breakdown

Overall quality 68/100

Of which business quality 64 · Market factors (momentum, volatility) 58

Profitability 65
Margins and returns on capital today
Quality Growth 58
Are margins and returns improving?
Cashflow 64
Earnings quality: real cash, not paper profit
Fin. Strength 54
Balance sheet, leverage, solvency risk
Investment 55
Disciplined investing over empire-building
Low Volatility 86
Calm price path (market factor)
Momentum 48
Price trend over the last 3–12 months (market factor)
52W Momentum 43
Distance to the 52-week high (market factor)
Net Issuance 93
Share count: buybacks or dilution?

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Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 90/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+5.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+9.6%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−3.6% (2022) → 19.4% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: no profitable base year
not computed

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Values & ESG

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Similar stocks

10 more Insurance - Property & Casualty stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
Chubb Limited CB $331.37 $235.99 −29%
The Progressive Corporation PGR $209.47 $160.75 −23%
The Travelers Companies, Inc TRV $356.51 $279.78 −22%
The People's Insurance Company 601319 ¥7.98 ¥9.02 +13%
Fairfax Financial Holdings FFH C$2,219 C$3,257 +47%
Intact Financial Corporation IFC C$250.54 C$167.88 −33%
Cincinnati Financial Corporation CINF $161.92 $143.72 −11%
W. R. Berkley Corporation WRB $67.66 $47.22 −30%
QBE Insurance Group QBE A$23.81 A$13.42 −44%
Unipol Assicurazioni S.p.A UNI €25.79 €16.11 −38%

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The Allstate Corporation · Fair Value
R$71.68 +32%Fair Value
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Cite: Fair Value Calculator (2026). "The Allstate Corporation Fair Value". https://www.fairvalue-calculator.com/stock/A1TT34

Frequently asked questions

Is The Allstate Corporation (A1TT34) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of R$71.68 versus a price of R$48.68, about +47% upside (undervalued).
What is the fair value of A1TT34?
Our model-based fair value for The Allstate Corporation is R$71.68 (as of Sep 24, 2026), built from audited fundamentals. The current price: R$48.68.
What is the quality score of A1TT34?
The Allstate Corporation has a Quality Score of 68/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for The Allstate Corporation (A1TT34)?
Our model-based price target is the fair value of R$71.68 (as of Sep 24, 2026) from 6 valuation models. Cautious scenario R$53.76, optimistic scenario R$89.60. It is a calculation from audited fundamentals, not an analyst target.
What is the The Allstate Corporation stock forecast for 2026?
Our models put fair value at R$71.68, about +47% upside versus a price of R$48.68 (undervalued). Cautious scenario R$53.76, optimistic scenario R$89.60. The calculation is refreshed regularly with new filings.
What is the revenue of The Allstate Corporation (A1TT34)?
The Allstate Corporation reported trailing-twelve-month revenue of about $68.2B (latest available figure, as of Sep 24, 2026).
Does The Allstate Corporation pay a dividend?
The Allstate Corporation currently shows a dividend yield of about 8.38% relative to its recent price (as of Sep 24, 2026).
What is the intrinsic value of The Allstate Corporation (A1TT34)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For The Allstate Corporation it is R$71.68 per share (as of Sep 24, 2026), against a price of R$48.68. It is the blended result of 6 valuation models (cash flow, earnings, asset, dividend).
Is The Allstate Corporation stock overvalued or undervalued in 2026?
As of Sep 24, 2026, A1TT34 trades below its calculated fair value: price R$48.68, fair value R$71.68, a gap of about +47% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of A1TT34?
No. The price is what the market pays today (R$48.68); the fair value is what the company's own numbers justify (R$71.68). For The Allstate Corporation the two are R$23.00 per share apart. That gap is exactly why we show both numbers side by side.
How much is The Allstate Corporation worth?
The market values The Allstate Corporation at about R$327B (market capitalisation, as of Sep 24, 2026). Per share that is R$48.68; our models calculate a fair value of R$71.68 per share.
What do the bullish and bearish scenarios say about A1TT34?
Our models span a range for The Allstate Corporation: cautious scenario R$53.76, base R$71.68, optimistic R$89.60 per share (as of Sep 24, 2026, price R$48.68). The range comes from different growth and margin assumptions, not from analyst opinions.
How far is A1TT34 from its 52-week high?
The Allstate Corporation trades at R$48.68, about 16% below its 52-week high of R$58.14 and 19% above the low of R$40.89 (as of Oct 2, 2026). Distance from the high says nothing about value: that is what the fair value of R$71.68 is for.
Which stocks are comparable to The Allstate Corporation?
From the same area (Financial Services) we also value Chubb Limited, The Progressive Corporation, The Travelers Companies, Inc, The People's Insurance Company, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is The Allstate Corporation stock attractive at the current price?
The data as of Sep 24, 2026: price R$48.68, calculated fair value R$71.68 (+47%), Quality Score 68/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of A1TT34 calculated?
We run The Allstate Corporation through 6 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of R$71.68, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. The Allstate Corporation currently trades 32 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of The Allstate Corporation (A1TT34)?
The closing price on Oct 2, 2026 was R$48.68. Our model-based fair value is R$71.68, about +47% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with The Allstate Corporation right now?
The price is below even our cautious bear case (R$53.76). The market is more pessimistic than our downside scenario. Solid quality (68/100) at a price below fair value, the discount is the argument here, not the business quality. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Key figures of The Allstate Corporation

How large is the market capitalisation of The Allstate Corporation (A1TT34)?
The market capitalisation of The Allstate Corporation is R$327B (≈ $62.5B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/E ratio of The Allstate Corporation (A1TT34)?
The price-to-earnings ratio of The Allstate Corporation is 5.0. Price to earnings: how many years of current profit you pay for the stock. A P/E of 10 means ten years of profit.
What is the P/S ratio of The Allstate Corporation (A1TT34)?
The price-to-sales ratio of The Allstate Corporation is 0.76 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of The Allstate Corporation (A1TT34)?
Earnings per share at The Allstate Corporation are R$9.76 (price ÷ EPS = P/E 5.0). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of The Allstate Corporation (A1TT34)?
The dividend yield of The Allstate Corporation is 8.4% (payout 41.8%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of The Allstate Corporation (A1TT34)?
The net margin of The Allstate Corporation is 15.2% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of The Allstate Corporation (A1TT34)?
The return on equity (ROE) of The Allstate Corporation is 45.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of The Allstate Corporation (A1TT34)?
On an EBIT basis the return on assets of The Allstate Corporation is 3.5% (avg 4y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of The Allstate Corporation (A1TT34)?
The operating margin of The Allstate Corporation is 19.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at The Allstate Corporation (A1TT34)?
Revenue at The Allstate Corporation is growing +3.0% versus a year earlier (3y avg +9.6%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at The Allstate Corporation (A1TT34)?
Earnings per share at The Allstate Corporation are growing +338% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does The Allstate Corporation (A1TT34) generate?
The free cash flow of The Allstate Corporation is $9.9B (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does The Allstate Corporation (A1TT34) carry?
The net debt of The Allstate Corporation is $6.8B (fiscal year 2025, ≈ 0.7 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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