Aditya Birla Sun Life AMC Limited (ABSLAMC) fair value: what the stock is really worth
As of Nov 11, 2026: fair value (intrinsic value) of Aditya Birla Sun Life AMC Limited stock ₹543, price ₹898, that is 39.6% below the price, quality 75 out of 100. Rating: strongly overvalued. Calculated from audited financials with 13 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 8, 2026.
How to read this chart
60‑month range ₹284.32 – ₹1,170 · fair‑value band ₹315.62 – ₹881.98 · the ₹898.35 price screens above the ₹543.05 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 8, 2026.
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Aditya Birla Sun Life AMC Limited is privately owned investment manager. The firm provides its services to individuals including high net worth individuals and institutional clients. It manages separate equity and fixed income portfolios.
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The firm also manages launches and manages equity and fixed income mutual funds, manages balanced mutual funds, and hedge funds for its clients. It invests in the public equity and fixed income markets across the globe. The firm employs a fundamental analysis to make its investments.
It also make real estate investments. It was founded in 1994 and is based in Mumbai, India with an additional office in Ahmedabad, India. The firm was formerly known as Birla Sun Life Asset Management Company Limited.
Stock analysis
Aditya Birla Sun Life AMC Limited (ABSLAMC) currently trades at ₹898.35, while our model-based Fair Value estimate is ₹543.05, 40% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Earnings-Based group reads highest at a median of ₹937.06 per share, and 1 of the 13 models we run sit above the ₹898.35 price.
Bear case: the Asset-Based group reads lowest at ₹92.97, and 12 of the 13 models stay below the price. Data coverage for this calculation is high.
Scenario range: ₹315.62 (bear) to ₹881.98 (bull), the price of ₹898.35 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 75/100 (high quality), in the Financial Services sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Aditya Birla Sun Life AMC Limited reported revenue of ₹20.6B in FY2026 versus ₹12.9B in FY2022, a compound +12.3%/yr. Reported net income was ₹9.8B in FY2026, compounding +9.7%/yr from FY2022.
Key figures
Market cap ₹261B (≈ $2.8B) Mid · P/E ratio 26.4 · P/S ratio 12.2 · EPS (TTM) ₹34.04 · Dividend yield 2.8% · Net margin 46.2% · Return on equity 26.5% · Return on assets (EBIT) 25.8% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 88 out of 100 (medium confidence).
What moves the price
The share trades about 23% below its 52-week high and 28% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −4% fair-value upside, at −40%, ABSLAMC screens richer than that median.
Fair Value models
Bear₹315.62Fair Value ₹543.05Bull₹881.98
Price ₹898.35 · Downside -39.6%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2026 figures (about 7 months old). Earnings retained since then (₹5.29 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+22.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+18.9%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+14.0%
Start year 2021 (pandemic). Over 10 years: +10.3% a year
Revenue growth 13 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+12.8%
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What shareholders gained per year (last 5 years), in INR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+15.8%
Earnings growth per share plus dividend.
Earnings per share, growth per year+13.0%
Dividend (yield on the price)2.8%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.13.0% vs 16.9%, slowing
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.53% → 62%
Pace: the 5-year rate starts in 2021 (pandemic)
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+21.1%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+9.0%
Yearly sales growth analysts expect, extended to five years.
After inflation (India: IMF forecast 4.1% a year to 2030, 4.7% from 2016 to 2025) that is about +16.3% a year for the price and +4.6% for the forecasts.
Compare Aditya Birla Sun Life AMC Limited with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 633 stocks
Beats the industry median on 5/13 measures
Overall it trails its industry peers.
Valuation
Quality Score75 · Top 25%
Fair Value upside−39.6% · Bottom 25%
Profitability
Return on equity (12 months)26.5% · Top 25%
Return on assets22.1% · Top 25%
Net margin (12 months)46.2% · Above median
Operating margin (12 months)56.5% · Above median
Growth and dividend
Revenue growth (quarter YoY)3.9% · Below median
Dividend yield (12 months)2.8% · Below median
Valuation Multiplesvs Asset Management median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Aditya Birla Sun Life AMC Limited Fair Value". https://www.fairvalue-calculator.com/stock/ABSLAMC
Frequently asked questions
Is Aditya Birla Sun Life AMC Limited (ABSLAMC) overvalued or undervalued?
As of Nov 8, 2026, our model estimates a fair value of ₹543.05 versus a price of ₹898.35, about 40% lower (overvalued).
What is the fair value of ABSLAMC?
Our model-based fair value for Aditya Birla Sun Life AMC Limited is ₹543.05 (as of Nov 8, 2026), built from audited fundamentals. The current price: ₹898.35.
What is the quality score of ABSLAMC?
Aditya Birla Sun Life AMC Limited has a Quality Score of 75/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Aditya Birla Sun Life AMC Limited (ABSLAMC)?
Our model-based price target is the fair value of ₹543.05 (as of Nov 8, 2026) from 13 valuation models. Cautious scenario ₹315.62, optimistic scenario ₹881.98. It is a calculation from audited fundamentals, not an analyst target.
What is the Aditya Birla Sun Life AMC Limited stock forecast for 2026?
Our models put fair value at ₹543.05, about 40% lower versus a price of ₹898.35 (overvalued). Cautious scenario ₹315.62, optimistic scenario ₹881.98. The calculation is refreshed regularly with new filings.
What is the revenue of Aditya Birla Sun Life AMC Limited (ABSLAMC)?
Aditya Birla Sun Life AMC Limited reported trailing-twelve-month revenue of about ₹21.4B (latest available figure, as of Nov 8, 2026).
Does Aditya Birla Sun Life AMC Limited pay a dividend?
Aditya Birla Sun Life AMC Limited currently shows a dividend yield of 2.84% relative to its recent price (as of Nov 8, 2026).
How much is the dividend of Aditya Birla Sun Life AMC Limited (ABSLAMC) and when is the ex-dividend date?
Aditya Birla Sun Life AMC Limited pays a dividend of ₹25.50 per share a year, a dividend yield of 2.8%. The last ex-dividend date was Jul 22, 2026. A dividend has been paid every year since at least 2021. The payout ratio is 74.9% of earnings. Free cash flow covers the dividend 1.12 times. Our assessment: Sustainable. Payout and cash coverage both look sustainable.
What growth is priced into Aditya Birla Sun Life AMC Limited (ABSLAMC)?
For today's price to be fair in a discounted-cash-flow model, Aditya Birla Sun Life AMC Limited would have to grow free cash flow by +21.1 % per year for five years (discount rate 10.9 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +14.0 % per year. As of Nov 8, 2026.
What discount rate (WACC) does the fair value of ABSLAMC use?
Our models discount Aditya Birla Sun Life AMC Limited at 10.9 %: a base by market capitalisation (mid), damped by beta 0.37, country premium for India. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Aditya Birla Sun Life AMC Limited that is +21.1 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (10.9 %) and the same formula as our fair value.
How much growth has Aditya Birla Sun Life AMC Limited (ABSLAMC) delivered so far?
Over the past 5 years revenue at Aditya Birla Sun Life AMC Limited grew +14.0 % a year. The price currently implies free-cash-flow growth of +21.1 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Aditya Birla Sun Life AMC Limited (ABSLAMC) growing?
The median revenue growth in the sector is +8.9 % a year. That is the yardstick for the growth priced into Aditya Birla Sun Life AMC Limited (+21.1 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Aditya Birla Sun Life AMC Limited (ABSLAMC)?
The free-cash-flow yield on the price is 3.16 %: that much free cash flow Aditya Birla Sun Life AMC Limited produces per unit of market value. When it exceeds the discount rate of our models (10.9 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Aditya Birla Sun Life AMC Limited (ABSLAMC)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Aditya Birla Sun Life AMC Limited it is ₹543.05 per share (as of Nov 8, 2026), against a price of ₹898.35. It is the blended result of 13 valuation models in 7 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit).
Is Aditya Birla Sun Life AMC Limited stock overvalued or undervalued in 2026?
As of Nov 8, 2026, ABSLAMC trades above its calculated fair value: price ₹898.35, fair value ₹543.05, a gap of about −40% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of ABSLAMC?
No. The price is what the market pays today (₹898.35); the fair value is what the company's own numbers justify (₹543.05). For Aditya Birla Sun Life AMC Limited the two are ₹355.30 per share apart. That gap is exactly why we show both numbers side by side.
How much is Aditya Birla Sun Life AMC Limited worth?
The market values Aditya Birla Sun Life AMC Limited at about ₹261B (market capitalisation, as of Nov 8, 2026). Per share that is ₹898.35; our models calculate a fair value of ₹543.05 per share.
What do the bullish and bearish scenarios say about ABSLAMC?
Our models span a range for Aditya Birla Sun Life AMC Limited: cautious scenario ₹315.62, base ₹543.05, optimistic ₹881.98 per share (as of Nov 8, 2026, price ₹898.35). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of ABSLAMC?
Aditya Birla Sun Life AMC Limited trades at a price-to-earnings ratio of 26.4 (as of Nov 8, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹543.05 is built from several models across several years. Median P/E at fiscal year-end, 5 fiscal years (2022 to 2026), reported earnings: 19.8. Other multiples: P/B 6.5, P/S 12.2, EV/EBITDA 19.9.
How solid is the balance sheet of Aditya Birla Sun Life AMC Limited (ABSLAMC)?
Balance-sheet figures for Aditya Birla Sun Life AMC Limited (as of Nov 8, 2026): return on equity 26.5%. They feed the Quality Score of 75/100, which measures business quality independently of the share price.
How far is ABSLAMC from its 52-week high?
Aditya Birla Sun Life AMC Limited trades at ₹898.35, about 23% below its 52-week high of ₹1,170 and 28% above the low of ₹699.42 (as of Nov 11, 2026). Distance from the high says nothing about value: that is what the fair value of ₹543.05 is for.
Which stocks are comparable to Aditya Birla Sun Life AMC Limited?
From the same area (Financial Services) we also value Blackstone Inc, KKR & Co, Brookfield Asset Management Ltd, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Aditya Birla Sun Life AMC Limited stock attractive at the current price?
The data as of Nov 8, 2026: price ₹898.35, calculated fair value ₹543.05 (−40%), Quality Score 75/100, from 13 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of ABSLAMC calculated?
We run Aditya Birla Sun Life AMC Limited through 13 models from 7 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit. Every model gets the same audited fundamentals; the fair value of ₹543.05 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.0% above its aggregate fair value. Aditya Birla Sun Life AMC Limited itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Aditya Birla Sun Life AMC Limited (ABSLAMC)?
The closing price on Nov 11, 2026 was ₹898.35. Our model-based fair value is ₹543.05, about 40% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Aditya Birla Sun Life AMC Limited right now?
A high-quality business (quality 75/100), yet the market already pays well above fair value. Quality at a full price, with little margin of safety. The model range is unusually wide (₹315.62 to ₹881.98). The outcome hinges heavily on assumptions, so read the point estimate with caution. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Where does the earnings growth of Aditya Birla Sun Life AMC Limited (ABSLAMC) come from?
Earnings per share at Aditya Birla Sun Life AMC Limited grew +19.2 % a year from 2015 to 2026. Broken into its drivers: revenue per share +8.6 %, EBIT margin +6.0 %, tax rate +1.6 %, residual (interest, one-offs) +2.0 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Aditya Birla Sun Life AMC Limited
How large is the market capitalisation of Aditya Birla Sun Life AMC Limited (ABSLAMC)?
The market capitalisation of Aditya Birla Sun Life AMC Limited is ₹261B (≈ $2.8B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Aditya Birla Sun Life AMC Limited (ABSLAMC)?
The price-to-sales ratio of Aditya Birla Sun Life AMC Limited is 12.2 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Aditya Birla Sun Life AMC Limited (ABSLAMC)?
Earnings per share at Aditya Birla Sun Life AMC Limited are ₹34.04 (price ÷ EPS = P/E 26.4). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Aditya Birla Sun Life AMC Limited (ABSLAMC)?
The dividend yield of Aditya Birla Sun Life AMC Limited is 2.8% (payout 74.9%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Aditya Birla Sun Life AMC Limited (ABSLAMC)?
The net margin of Aditya Birla Sun Life AMC Limited is 46.2% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Aditya Birla Sun Life AMC Limited (ABSLAMC)?
The return on equity (ROE) of Aditya Birla Sun Life AMC Limited is 26.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Aditya Birla Sun Life AMC Limited (ABSLAMC)?
On an EBIT basis the return on assets of Aditya Birla Sun Life AMC Limited is 25.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Aditya Birla Sun Life AMC Limited (ABSLAMC)?
The operating margin of Aditya Birla Sun Life AMC Limited is 56.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Aditya Birla Sun Life AMC Limited (ABSLAMC)?
Revenue at Aditya Birla Sun Life AMC Limited is growing +3.9% versus a year earlier (3y avg +18.9%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Aditya Birla Sun Life AMC Limited (ABSLAMC)?
Earnings per share at Aditya Birla Sun Life AMC Limited are growing −8.9% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Aditya Birla Sun Life AMC Limited (ABSLAMC) carry?
The net debt of Aditya Birla Sun Life AMC Limited is ₹53.3M (fiscal year 2026, ≈ 0.0 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Broad data
Nov 8, 2026