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Albaad Massuot Yitzhak Ltd (ALBA) Fair Value & Analysis

Consumer Defensive · Il · Market cap 534M ILA

AM Albaad Massuot Yitzhak Ltd ALBA · TA
Price28.67 ILA
Fair Value62.03 ILA
Upside+116.4%
Quality54/100
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Healthy Growth
Thin margins · 4.4% net margin
Low debt · generates free cash flow
Ranks above peers (9/14)
Moderate moat 46/100
Evidence: High Range 35.98 ILA – 88.23 ILA Share as image

Fair value as of: Jul 12, 2026

From 25 valuation models · updated 29 days ago

Fair value updated Jul 12, 2026, revised from 62.10 ILA to 62.03 ILA (−0.1%) since Jun 25, 2026. Share price +8.2% over the past month.

A solid business, screening 116% undervalued on our models.

What matters now

  • The price is below even our cautious bear case (35.98 ILA). The market is more pessimistic than our downside scenario.
  • Solid quality (54/100) at a price below fair value, the discount is the argument here, not the business quality.
  • A fairly wide model range (35.98 ILA to 88.23 ILA) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

76.53 ILA 5.72 ILA Fair Value 62.03 ILA Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 12, 2026.

How to read this chart

60‑month range 5.72 ILA – 76.53 ILA · fair‑value band 35.98 ILA – 88.23 ILA · the 28.67 ILA price screens below the 62.03 ILA fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 12, 2026.

Full chart & analysis →

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Analysis

Albaad Massuot Yitzhak Ltd (ALBA) currently trades at 28.67 ILA, while our model-based Fair Value estimate is 62.03 ILA, implying the stock looks roughly 116.4% undervalued today. The Quality Score stands at 54/100 (solid quality), in the Consumer Defensive sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Albaad Massuot Yitzhak Ltd generated revenue of 1.8B ILA at a net margin of 4.4%. Revenue grew 0.8% year over year. It earns a return on equity of 16.3%. Net debt stands at 691M ILA. Fundamentals as of Jul 12, 2026

Our scenario range runs from 35.98 ILA (bear case) to 88.23 ILA (bull case); at 28.67 ILA, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Consumer Defensive peers we cover trades at -26% fair-value upside, at 116%, ALBA screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF 20.31 ILA 29.13 ILA 39.65 ILA 80
Residual Income 23.72 ILA 28.77 ILA 59.13 ILA 76
Rev-Margin DCF 35.51 ILA 61.38 ILA 89.19 ILA 74
All 25 models by family
DCF Models
FCF DCF 19.90 ILA 29.66 ILA 41.88 ILA 38
Owner Earnings 38.91 ILA 55.56 ILA 76.40 ILA 31
5Y Revenue Exit 35.51 ILA 61.35 ILA 93.59 ILA 39
5Y EBITDA Exit 61.66 ILA 108.16 ILA 160.83 ILA 41
5Y P/E Exit 34.26 ILA 59.11 ILA 84.07 ILA 38
10Y Revenue Exit 27.18 ILA 47.60 ILA 73.52 ILA 36
10Y EBITDA Exit 43.56 ILA 76.61 ILA 118.53 ILA 37
10Y P/E Exit 27.85 ILA 46.22 ILA 67.15 ILA 35
Earnings-Based
Graham-Dodd 25.41 ILA 62.56 ILA 81.01 ILA 54
PEG = 1.0 11.28 ILA 16.11 ILA 20.94 ILA 46
EPV 33.27 ILA 38.77 ILA 43.35 ILA 59
Dividend Discount
Gordon GGM 8.33 ILA 13.66 ILA 19.21 ILA 70
DDM Multi-Stage 8.33 ILA 11.83 ILA 15.14 ILA 61
Multiples
P/E Multiple 58.86 ILA 78.48 ILA 98.10 ILA 63
P/S Multiple 47.65 ILA 63.53 ILA 79.42 ILA 58
P/B Multiple 47.65 ILA 63.53 ILA 79.42 ILA 55
EV/EBIT 73.09 ILA 99.81 ILA 126.53 ILA 53
EV/EBITDA 105.22 ILA 142.65 ILA 180.08 ILA 54
EV/Revenue 50.14 ILA 74.66 ILA 99.18 ILA 43
Asset-Based
NCAV (Graham) 12.71 ILA 17.04 ILA 25.43 ILA 50
Growth DCF
Growth DCF 20.31 ILA 29.13 ILA 39.65 ILA 80
Rev-Margin DCF 35.51 ILA 61.38 ILA 89.19 ILA 74
Economic Profit
Residual Income 23.72 ILA 28.77 ILA 59.13 ILA 76
ROIC Compounder 34.22 ILA 41.88 ILA 49.99 ILA 72
Growth Earnings
Growth-Adj P/E 45.15 ILA 64.51 ILA 83.86 ILA 68

Widest divergence: Multiples (74.66 ILA) versus Dividend Discount (11.83 ILA). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 1.8B ILA
Revenue growth (YoY) +0.8%
Net margin 4.4%
Return on equity 16.3%
Free cash flow 56.3M ILA FY2025
P/E ratio 8.4
More key figures
Operating margin 7.4%
EPS (TTM) 4.04 ILA
EPS growth (YoY) +72.4%
Net debt 691M ILA FY2025

Figures from reported company fundamentals · as of Jul 12, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 54/100

Of which business quality 52 · Market factors (momentum, volatility) 64

Profitability 51
Margins and returns on capital today
Quality Growth 53
Are margins and returns improving?
Cashflow 42
Earnings quality: real cash, not paper profit
Fin. Strength 32
Balance sheet, leverage, solvency risk
Investment 78
Disciplined investing over empire-building
Low Volatility 62
Calm price path (market factor)
Momentum 53
Price trend over the last 3–12 months (market factor)
52W Momentum 83
Distance to the 52-week high (market factor)
Net Issuance 78
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Albaad Massuot Yitzhak Ltd engages in manufacturing and marketing of wet wipes and feminine hygiene products in Israel and Europe. The company offers baby and toddler wipes; facial and cosmetic wipes, including refreshing cosmetic, exfoliating, and make-up remover wipes; disinfecting and floor wipes; and flushable wipes.

Full company description

Albaad Massuot Yitzhak Ltd engages in manufacturing and marketing of wet wipes and feminine hygiene products in Israel and Europe. The company offers baby and toddler wipes; facial and cosmetic wipes, including refreshing cosmetic, exfoliating, and make-up remover wipes; disinfecting and floor wipes; and flushable wipes. It also provides feminine hygiene products comprising G2 plastic and cardboard applicator, digital/compact digital, G4 3-piece plastic applicator, and G3 sport plastic applicator; professional wipes, such as cow udder cleaning wipes, pet wipes, car wipes, restaurant wipes, sachets, and screen wipes; and plant-based and non-woven wipes under the Hydrofine brand name. The company was founded in 1985 and is based in Ashkelon, Israel. Albaad Massuot Yitzhak Ltd operates as a subsidiary of Moshav Massuot Yitzhak.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Albaad Massuot Yitzhak Ltd reported revenue of 1.8B ILA in FY2025 versus 1.5B ILA in FY2021, a compound +4.3%/yr. Reported net income was 69.7M ILA in FY2025.

Growth Quality 62/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
1.8B ILS
Latest YoY
+2.4%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+6.6%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+2.2%
Avg. growth/yr (25Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+9.0%
Revenue +4.3%/yr
FY21 1.5B ILA
FY22 1.5B ILA
FY23 1.7B ILA
FY24 1.7B ILA
FY25 1.8B ILA
Net income
FY21 −20.3M ILA
FY22 −35.1M ILA
FY23 30.2M ILA
FY24 44.9M ILA
FY25 69.7M ILA
Character of growth · EPS growth decomposed (2014-2025) −5.8 % p.a.
Revenue per share −3.0 pp

of which total revenue +1.7 pp · buybacks/dilution −4.7 pp

EBIT margin +0.6 pp
Tax rate −0.7 pp
Residual (interest, one-offs) −2.7 pp

Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).

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Cite: Fair Value Calculator (2026). "Albaad Massuot Yitzhak Ltd Fair Value". https://www.fairvalue-calculator.com/stock/ALBA

Peer Group

Household & Personal Products · 244 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 54 · Below median
Fair Value upside +116% · Top 25%
Return on equity (TTM) 16% · Top 25%
Return on assets 5% · Above median
Net margin (TTM) 4% · Below median
Operating margin (TTM) 7% · Above median
Revenue growth 1% · Above median
Dividend yield (TTM) 0.0% · Bottom 25%
Debt / equity 0.30× · Higher than median

Valuation Multiples vs Household & Personal Products median · lower = cheaper

P/E (TTM) 7.1× · Cheaper than 75% of peers
P/B 0.37× · Cheaper than 75% of peers
P/S (TTM) 0.10× · Cheaper than 75% of peers
P/FCF 3.1× · Pricier than median
EV/EBITDA 1.6× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 28
FUTURE 4 · sector 4
PAST 65 · sector 26
HEALTH 85 · sector 98
DIVIDEND 0 · sector 50

Insider activity: 35/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Household & Personal Products stocks, each showing price versus our Fair Value estimate (as of Jul 12, 2026).

Stock Price Fair Value vs Fair Value
The Procter & Gamble Company PG $146.80 $108.16 -26%
Unilever PLC ULN 1,080 MXN 1,273 MXN +18%
Hindustan Unilever Limited HINDUNILVR ₹2,144 ₹1,000 -53%
Essity AB ESSITYA kr 279.00 kr 250.02 -10%
Godrej Consumer Products Limited GODREJCP ₹1,088 ₹367.64 -66%
Marico Limited MARICO ₹846.75 ₹233.05 -72%
APR Co 278470 375,000 KRW 151,222 KRW -60%
Dabur India Limited DABUR ₹429.45 ₹181.60 -58%
Kimberly-Clark de México, S. A. B. de C. V., KIMBERA 38.07 MXN 50.09 MXN +32%
PT Unilever Indonesia Tbk UNVR 1,730 IDR 1,934 IDR +12%

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Frequently asked questions

Is Albaad Massuot Yitzhak Ltd (ALBA) overvalued or undervalued?
As of Jul 12, 2026, our model estimates a fair value of 62.03 ILA versus a price of 28.67 ILA, about +116% (undervalued).
What is the fair value of ALBA?
Our model-based fair value for Albaad Massuot Yitzhak Ltd is 62.03 ILA (as of Jul 12, 2026), built from audited fundamentals. The current price is 28.67 ILA.
What is the quality score of ALBA?
Albaad Massuot Yitzhak Ltd has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Albaad Massuot Yitzhak Ltd (ALBA)?
Albaad Massuot Yitzhak Ltd reported trailing-twelve-month revenue of about 1.8B ILS (latest available figure, as of Jul 12, 2026).
What is the net profit margin of ALBA?
The net profit margin of Albaad Massuot Yitzhak Ltd is about 4.4%, meaning it keeps roughly 4.4% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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