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American Bank Incorporated (AMBK) Fair Value & Analysis

Financial Services · US · Market cap $116M

Price$18.38
Fair Value$27.80
Upside+51.3%
Quality95/100
Evidence: High Range $20.85 – $34.75

Fair value as of: Jun 26, 2026

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Analysis

American Bank Incorporated (AMBK) currently trades at $18.38, while our model-based Fair Value estimate is $27.80 — implying the stock looks roughly 51.3% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

American Bank Incorporated operates as the bank holding company for American Bank that provides various banking products and services to individual, business, government, and public and institutional customers in the United States. The company's deposit products include interest-bearing checking and money market accounts, savings accounts, certificates of deposit, and individual retirement accounts; and time and demand deposit accounts. It also provides commercial, industrial, and other loans; residential mortgage loans; and consumer loans, including personal term loans, personal credit lines, automobile loans, home equity loans, and home equity lines of credit. In addition, the company offers online or mobile banking, automated teller machine, safe deposit box rental, interest rate swap, and wire transfer services, as well as sells checks and checkbooks, and purchases investment securities. It operates through an office located in Allentown, Pennsylvania; and a loan production offi…

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Frequently asked questions

Is American Bank Incorporated (AMBK) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $27.80 versus a price of $18.38 — about +51% (undervalued). Model-based estimate, not financial advice.
What is the fair value of AMBK?
Our 21-model fair value for American Bank Incorporated is $27.80 (as of Jun 26, 2026), built from audited fundamentals. The current price is $18.38.
What is the quality score of AMBK?
American Bank Incorporated has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.