Fairvalue-Calculator Fairvalue-Calculator
EN DE

American Riviera Bancorp (ARBV) Fair Value & Analysis

Financial Services · US · Market cap $151M

Price$26.40
Fair Value$28.14
Upside+6.6%
Quality95/100
Evidence: High Range $21.10 – $35.17

Fair value as of: Jun 26, 2026

Analysis

American Riviera Bancorp (ARBV) currently trades at $26.40, while our model-based Fair Value estimate is $28.14 — implying the stock looks roughly 6.6% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

American Riviera Bancorp provides a range of community banking products and services for businesses and consumers in California. The company provides checking, savings, money market, and individual retirement accounts; and certificates of deposit. It offers various loan products, such as auto, boat/airplane, portfolio, fixed rate mortgage, jumbo, commercial real estate, lines of credit, agriculture, construction, and bridge loans; and long term financing, as well as asset-based and home equity loans. In addition, the company offers online banking, mobile banking, deposit capture, payment, collection, wire transfer, fraud control, business debit and credit card, merchant, lock box, digital wallet, and automated teller machines services. The company was founded in 2006 and is headquartered in Santa Barbara, California.

Open the full interactive analysis →

Similar stocks

HDFC Bank Limited (HDFCBANK) +18% PT Bank Central Asia Tbk (BBCA) -1% KB Financial Group (105560) -4% PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) +66% Banco Bradesco S.A (BBD) +100% Shinhan Financial Group (055550) +14%

Frequently asked questions

Is American Riviera Bancorp (ARBV) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $28.14 versus a price of $26.40 — about +7% (undervalued). Model-based estimate, not financial advice.
What is the fair value of ARBV?
Our 21-model fair value for American Riviera Bancorp is $28.14 (as of Jun 26, 2026), built from audited fundamentals. The current price is $26.40.
What is the quality score of ARBV?
American Riviera Bancorp has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.