Bank of Communications Co (BCMXY) Fair Value & Analysis
Financial Services · US · Market cap $83.0B
Bank of Communications Co
BCMXY · US
Fair value as of: Jul 5, 2026
From 26 valuation models · updated 19 days ago
Fair value updated Jul 5, 2026, revised from $48.20 to $41.20 (−14.5%) since Jun 26, 2026. Share price −14.5% over the past month.
Price vs Fair Value (12 months)
12‑month range $15.73 – $25.00 · fair‑value band $30.90 – $51.50 · the $20.60 price screens below the $41.20 fair value. As of Jul 5, 2026.
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Bank of Communications Co (BCMXY) currently trades at $20.60, while our model-based Fair Value estimate is $41.20, implying the stock looks roughly 100.0% undervalued today. We read business quality at 44/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.
Over the trailing twelve months, Bank of Communications Co generated revenue of $212B at a net margin of 45.4%. Revenue grew 3.1% year over year. It earns a return on equity of 7.9%. Net debt stands at $4.0T. Fundamentals as of Jul 5, 2026
Our scenario range runs from $30.90 (bear case) to $51.50 (bull case); at $20.60, the current price sits below that range. The share trades about 20% below its 52-week high and 3% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -20% fair-value upside, at 100%, BCMXY screens cheaper than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 5, 2026. TTM = trailing twelve months.
About the company
Bank of Communications Co., Ltd. provides commercial banking products and services in China and internationally. The company offers savings deposit products, including demand deposits, lump-sum deposits and withdrawal, time deposit of small savings for lump-sum withdrawal, interest withdrawal on principal deposited, time-demand deposit, call deposit, swap management, and education deposit; personal certificate of deposit; salary financing; and foreign currency deposit. It also provides credit, quasi-credit, and debit cards; new housing and second-hand mortgage loans and unsecured personal loans; personal wealth management advisor services; and precious metal and commodity trading services. In addition, the company offers corporate structured deposit and corporate certificate of deposit; corporate cash management; industrial chain finance program comprising prepayment financing, inventory financing, accounts receivable financing and accounts payable financing; syndicated loans; …
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Bank of Communications Co reported revenue of $498B in FY2025 versus $269B in FY2021, a compound +16.7%/yr. Reported net income was $93.0B in FY2025, compounding +1.5%/yr from FY2021.
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10 more Banks - Diversified stocks, each showing price versus our Fair Value estimate (as of Jul 5, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| JPMorgan Chase & Co JPMC34 | R$159.82 | R$80.62 | -50% |
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| China Construction Bank Corporation 601939 | ¥10.49 | ¥17.29 | +65% |
| HSBC Holdings H1SB34 | R$117.23 | R$84.54 | -28% |
| Agricultural Bank of China Limited 601288 | ¥6.40 | ¥11.85 | +85% |
| Royal Bank of Canada RY | C$286.80 | C$210.57 | -27% |
| Bank of China Limited 601988 | ¥5.94 | ¥11.88 | +100% |
| Wells Fargo & Company WFCO34 | R$108.03 | R$17.54 | -84% |
| Mitsubishi UFJ Financial Group M1UF34 | R$109.56 | R$87.58 | -20% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.