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PT Bank Ganesha Tbk (BGTG) Fair Value & Analysis

Financial Services · ID · Market cap 2.4T IDR

Price111.00 IDR
Fair Value123.16 IDR
Upside+11.0%
Quality95/100
Evidence: High Range 92.37 IDR – 153.95 IDR

Fair value as of: Jun 26, 2026

Analysis

PT Bank Ganesha Tbk (BGTG) currently trades at 111.00 IDR, while our model-based Fair Value estimate is 123.16 IDR — implying the stock looks roughly 11.0% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

PT Bank Ganesha Tbk provides various general banking products and services for individuals and businesses in Indonesia. The company operates through Banking, Consumer, Treasury, and Others segments. It offers savings, current, and time deposits accounts. The company also provides personal, fixed income, car, housing, working capital, and investment loans. In addition, it offers safe deposit boxes, ATM debit cards, and e-statements, foreign exchange, remittance, BI-fast, ATM and CRM machine, payment, tax payment, export/import, mutual funds, SBN, government bonds, mobile and internet banking services, electronic wallets, and bancassurance products. The company was founded in 1990 and is headquartered in Jakarta, Indonesia.

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Frequently asked questions

Is PT Bank Ganesha Tbk (BGTG) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 123.16 IDR versus a price of 111.00 IDR — about +11% (undervalued). Model-based estimate, not financial advice.
What is the fair value of BGTG?
Our 21-model fair value for PT Bank Ganesha Tbk is 123.16 IDR (as of Jun 26, 2026), built from audited fundamentals. The current price is 111.00 IDR.
What is the quality score of BGTG?
PT Bank Ganesha Tbk has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.