Birikim Varlik Yonetim A.S. (BRKVY) fair value: what the stock is really worth
We calculate from audited financials what Birikim Varlik Yonetim A.S. is really worth. The fair value tells you whether the price is too high or too low, the quality score (0 to 100) how solid the business behind it is. 26 models, 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 13, 2026.
How to read this chart
45‑month range 15.03 TRY – 235.49 TRY · fair‑value band 24.64 TRY – 94.02 TRY · the 63.95 TRY price screens above the 33.12 TRY fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 13, 2026.
Birikim Varlik Yonetim Anonim Sirketi operates as an asset management company in Turkey. The company engages in the purchase and sale of receivables and other assets of banks, private financial institutions, and other financial institutions; and collection of purchased receivables from the debtor.
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Birikim Varlik Yonetim Anonim Sirketi operates as an asset management company in Turkey. The company engages in the purchase and sale of receivables and other assets of banks, private financial institutions, and other financial institutions; and collection of purchased receivables from the debtor. It also provides consultancy and intermediary services in restructuring the receivables and other assets of banks and other financial institutions; and consultancy services to companies in the areas of corporate and financial restructuring, as well as involved in the real estate activities. The company was incorporated in 2016 and is based in Istanbul, Turkey. Birikim Varlik Yonetim Anonim Sirketi operates as a subsidiary of Altinhas Yatirim Holding A.S.
Stock analysis
Birikim Varlik Yonetim A.S. (BRKVY) currently trades at 63.95 TRY, while our model-based Fair Value estimate is 33.12 TRY, implying the stock looks roughly 93.1% overvalued today.
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Valuation
Bull case: the Earnings-Based group reads highest at a median of 196.42 TRY per share, and 3 of the 6 models we run sit above the 63.95 TRY price.
Bear case: the Asset-Based group reads lowest at 15.56 TRY, and 3 of the 6 models stay below the price. Evidence for this calculation is medium.
Scenario range: 24.64 TRY (bear) to 94.02 TRY (bull), the price of 63.95 TRY sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 55/100 (solid quality), in the Financial Services sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Birikim Varlik Yonetim A.S. reported revenue of 1.5B TRY in FY2025 versus 327M TRY in FY2021, a compound +46.2%/yr. Reported net income was 314M TRY in FY2025, compounding +18.1%/yr from FY2021.
Key figures
Market cap 4.3B TRY (≈ $87.1M) · P/E ratio 9.6 · P/S ratio 2.02 · EPS (TTM) 6.67 TRY · Dividend yield 0.8% · Net margin 21.0% · Return on equity 29.5% · Return on assets (EBIT) 34.3%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 47 out of 100 (low confidence).
What moves the price
The share trades about 54% below its 52-week high, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −25% fair-value upside, at −48%, BRKVY screens richer than that median.
Fair Value models
Bear 24.64 TRYFair Value 33.12 TRYBull 94.02 TRY
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (4.43 TRY per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.62/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+21.7%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+61.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+68.6%
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What shareholders gained per year (last 5 years), in TRY ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in TRY: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+31.1%
Earnings growth per share plus dividend.
Earnings per share, growth per year+30.3%
Dividend (yield on the price)0.8%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.25% → 50%
Compare Birikim Varlik Yonetim A.S. with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 656 stocks
Beats the industry median on 7/12 measures
A mixed picture versus its industry peers.
Valuation
Quality Score53 · Below median
Fair Value upside−20% · Below median
Profitability
Return on equity (TTM)30% · Top 25%
Return on assets23% · Top 25%
Net margin (TTM)21% · Below median
Operating margin (TTM)52% · Above median
Growth and dividend
Revenue growth84% · Top 25%
Dividend yield (TTM)0.8% · Bottom 25%
Valuation Multiplesvs Asset Management median · lower = cheaper
P/E (TTM)9.6× · Cheaper than median
P/B3.27× · Priciest 25%
P/S (TTM)2.38× · Cheaper than median
EV/EBITDA4.5× · Cheapest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 50
FUTURE (revenue growth)100· sector 19
PAST (return on equity)100· sector 21
HEALTH (low debt)100· sector 95
DIVIDEND (yield)17· sector 79
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is Birikim Varlik Yonetim A.S. (BRKVY) overvalued or undervalued?
As of Sep 13, 2026, our model estimates a fair value of 33.12 TRY versus a price of 63.95 TRY, about −48% upside (overvalued).
What is the fair value of BRKVY?
Our model-based fair value for Birikim Varlik Yonetim A.S. is 33.12 TRY (as of Sep 13, 2026), built from audited fundamentals. The current price: 63.95 TRY.
What is the quality score of BRKVY?
Birikim Varlik Yonetim A.S. has a Quality Score of 55/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Birikim Varlik Yonetim A.S. (BRKVY)?
Our model-based price target is the fair value of 33.12 TRY (as of Sep 13, 2026) from 6 valuation models. Cautious scenario 24.64 TRY, optimistic scenario 94.02 TRY. It is a calculation from audited fundamentals, not an analyst target.
What is the Birikim Varlik Yonetim A.S. stock forecast for 2026?
Our models put fair value at 33.12 TRY, about −48% upside versus a price of 63.95 TRY (overvalued). Cautious scenario 24.64 TRY, optimistic scenario 94.02 TRY. The calculation is refreshed regularly with new filings.
What is the revenue of Birikim Varlik Yonetim A.S. (BRKVY)?
Birikim Varlik Yonetim A.S. reported trailing-twelve-month revenue of about 1.8B TRY (latest available figure, as of Sep 13, 2026).
Does Birikim Varlik Yonetim A.S. pay a dividend?
Birikim Varlik Yonetim A.S. currently shows a dividend yield of about 0.83% relative to its recent price (as of Sep 13, 2026).
What is the intrinsic value of Birikim Varlik Yonetim A.S. (BRKVY)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Birikim Varlik Yonetim A.S. it is 33.12 TRY per share (as of Sep 13, 2026), against a price of 63.95 TRY. It is the blended result of 6 valuation models (cash flow, earnings, asset, dividend).
Is Birikim Varlik Yonetim A.S. stock overvalued or undervalued in 2026?
As of Sep 13, 2026, BRKVY trades above its calculated fair value: price 63.95 TRY, fair value 33.12 TRY, a gap of about −48% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of BRKVY?
No. The price is what the market pays today (63.95 TRY); the fair value is what the company's own numbers justify (33.12 TRY). For Birikim Varlik Yonetim A.S. the two are 30.83 TRY per share apart. That gap is exactly why we show both numbers side by side.
How much is Birikim Varlik Yonetim A.S. worth?
The market values Birikim Varlik Yonetim A.S. at about 4.3B TRY (market capitalisation, as of Sep 13, 2026). Per share that is 63.95 TRY; our models calculate a fair value of 33.12 TRY per share.
What do the bullish and bearish scenarios say about BRKVY?
Our models span a range for Birikim Varlik Yonetim A.S.: cautious scenario 24.64 TRY, base 33.12 TRY, optimistic 94.02 TRY per share (as of Sep 13, 2026, price 63.95 TRY). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of BRKVY?
Birikim Varlik Yonetim A.S. trades at a price-to-earnings ratio of 9.6 (as of Sep 13, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 33.12 TRY is built from several models across several years. Other multiples: P/B 3.3, P/S 2.4, EV/EBITDA 4.5.
How solid is the balance sheet of Birikim Varlik Yonetim A.S. (BRKVY)?
Balance-sheet figures for Birikim Varlik Yonetim A.S. (as of Sep 13, 2026): return on equity 29.5%. They feed the Quality Score of 55/100, which measures business quality independently of the share price.
How far is BRKVY from its 52-week high?
Birikim Varlik Yonetim A.S. trades at 63.95 TRY, about 54% below its 52-week high of 138.30 TRY (as of Sep 13, 2026). Distance from the high says nothing about value: that is what the fair value of 33.12 TRY is for.
Which stocks are comparable to Birikim Varlik Yonetim A.S.?
From the same area (Financial Services) we also value Blackstone Inc, Investor AB, Brookfield Corporation, KKR & Co, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Birikim Varlik Yonetim A.S. stock attractive at the current price?
The data as of Sep 13, 2026: price 63.95 TRY, calculated fair value 33.12 TRY (−48%), Quality Score 55/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of BRKVY calculated?
We run Birikim Varlik Yonetim A.S. through 6 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 33.12 TRY, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 16.0 % above its aggregate fair value. Birikim Varlik Yonetim A.S. itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Birikim Varlik Yonetim A.S. (BRKVY)?
The closing price on Sep 18, 2026 was 63.95 TRY. Our model-based fair value is 33.12 TRY, about −48% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Birikim Varlik Yonetim A.S. right now?
The model range is unusually wide (24.64 TRY to 94.02 TRY). The outcome hinges heavily on assumptions, so read the point estimate with caution. Solid but not exceptional quality (55/100) and above fair value, neither a clear bargain nor a standout compounder. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Birikim Varlik Yonetim A.S.
How large is the market capitalisation of Birikim Varlik Yonetim A.S. (BRKVY)?
The market capitalisation of Birikim Varlik Yonetim A.S. is 4.3B TRY (≈ $87.1M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Birikim Varlik Yonetim A.S. (BRKVY)?
The price-to-sales ratio of Birikim Varlik Yonetim A.S. is 2.02 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Birikim Varlik Yonetim A.S. (BRKVY)?
Earnings per share at Birikim Varlik Yonetim A.S. are 6.67 TRY (price ÷ EPS = P/E 9.6). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Birikim Varlik Yonetim A.S. (BRKVY)?
The dividend yield of Birikim Varlik Yonetim A.S. is 0.8% (payout 7.9%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Birikim Varlik Yonetim A.S. (BRKVY)?
The net margin of Birikim Varlik Yonetim A.S. is 21.0% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Birikim Varlik Yonetim A.S. (BRKVY)?
The return on equity (ROE) of Birikim Varlik Yonetim A.S. is 29.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Birikim Varlik Yonetim A.S. (BRKVY)?
On an EBIT basis the return on assets of Birikim Varlik Yonetim A.S. is 34.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Birikim Varlik Yonetim A.S. (BRKVY)?
The operating margin of Birikim Varlik Yonetim A.S. is 52.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Birikim Varlik Yonetim A.S. (BRKVY)?
Revenue at Birikim Varlik Yonetim A.S. is growing +83.8% versus a year earlier (3y avg +61.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Birikim Varlik Yonetim A.S. (BRKVY)?
Earnings per share at Birikim Varlik Yonetim A.S. are growing +75.7% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Birikim Varlik Yonetim A.S. (BRKVY) generate?
The free cash flow of Birikim Varlik Yonetim A.S. is −412M TRY (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Birikim Varlik Yonetim A.S. (BRKVY) carry?
The net debt of Birikim Varlik Yonetim A.S. is 856M TRY (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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