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BIDV Securities Joint Stock Company (BSI) Fair Value & Analysis

Financial Services · VN · Market cap 9.5T VND

BS BIDV Securities Joint Stock Company BSI · VN
Price34,450 VND
Fair Value31,094 VND
Upside-9.7%
Quality41/100
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Evidence: High Range 23,320 VND – 38,867 VND

Fair value as of: Jul 12, 2026

From 17 valuation models · updated yesterday

Fair value updated Jul 12, 2026 — revised from 34,203 VND to 31,094 VND (−9.1%) since Jun 26, 2026. Share price +12.8% over the past month.

Price vs Fair Value (12 months)

51,818 VND 28,955 VND Fair Value 31,094 VND Jul 2025 Jul 2026

12‑month range 28,955 VND – 51,818 VND · fair‑value band 23,320 VND – 38,867 VND · the 34,450 VND price screens above the 31,094 VND fair value. As of Jul 12, 2026.

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Analysis

BIDV Securities Joint Stock Company (BSI) currently trades at 34,450 VND, while our model-based Fair Value estimate is 31,094 VND — implying the stock looks roughly 9.7% overvalued today. We read business quality at 41/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, BIDV Securities Joint Stock Company generated revenue of 1.9T VND at a net margin of 25.9%. Revenue grew 85.3% year over year. It earns a return on equity of 9.3%. Net debt stands at 8.8T VND. Fundamentals as of Jul 12, 2026

Our scenario range runs from 23,320 VND (bear case) to 38,867 VND (bull case); at 34,450 VND, the current price sits within that range. The share trades about 41% below its 52-week high and 8% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 38% fair-value upside — at -10%, BSI screens richer than that median.

Key figures & financial health

Revenue (TTM) 1.9T VND
Revenue growth (YoY) +85.3%
Net margin 25.9%
Return on equity 9.3%
Free cash flow −4.3T VND FY2025
P/E ratio 16.5
More key figures
Operating margin 70.1%
EPS (TTM) 2,042 VND
EPS growth (YoY) +9.5%
Net debt 8.8T VND FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 12, 2026. TTM = trailing twelve months.

About the company

BIDV Securities Joint Stock Company operates as a securities company in Vietnam. It provides securities trading, cash advance service, depository registration services, desecurities, investment and investment advisory services. The company also offers investment banking services, such as privatization advisory, listing advisory, capital raising advisory, public equity offerings advisory, corporate restructuring advisory, and merger and acquisition advisory. In addition, it provides investment consulting services, including securities investment, portfolio restructuring, trading strategy consulting, searching for and executing block trade, personal asset management, financial market fluctuations reports, investment consulting on i-Broker and I-invest technology products. The company was founded in 1999 and is headquartered in Hanoi, Vietnam. BIDV Securities Joint Stock Company operates as a subsidiary of Joint Stock Commercial Bank for Investment and Development of Vietnam.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

BIDV Securities Joint Stock Company reported revenue of 826B VND in FY2025 versus 1.1T VND in FY2021, a compound −6.1%/yr. Reported net income was 494B VND in FY2025, compounding +8.4%/yr from FY2021.

Revenue −6.1%/yr
FY21 1.1T VND
FY22 751B VND
FY23 601B VND
FY24 607B VND
FY25 826B VND
Net income +8.4%/yr
FY21 357B VND
FY22 112B VND
FY23 408B VND
FY24 413B VND
FY25 494B VND

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Cite: Fair Value Calculator (2026). "BIDV Securities Joint Stock Company Fair Value". https://www.fairvalue-calculator.com/stock/BSI.VN

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Frequently asked questions

Is BIDV Securities Joint Stock Company (BSI) undervalued?
As of Jul 12, 2026, our model estimates a fair value of 31,094 VND versus a price of 34,450 VND — about −10% (overvalued). Model-based estimate, not financial advice.
What is the fair value of BSI?
Our model-based fair value for BIDV Securities Joint Stock Company is 31,094 VND (as of Jul 12, 2026), built from audited fundamentals. The current price is 34,450 VND.
What is the quality score of BSI?
BIDV Securities Joint Stock Company has a Quality Score of 41/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of BIDV Securities Joint Stock Company (BSI)?
BIDV Securities Joint Stock Company reported trailing-twelve-month revenue of about 1.9T VND (latest available figure, as of Jul 12, 2026).
What is the net profit margin of BSI?
The net profit margin of BIDV Securities Joint Stock Company is about 25.9%, meaning it keeps roughly 25.9% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.