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Korea Investment Holdings (071050) Fair Value & Analysis

Financial Services · KR · Market cap 14.3T KRW

KI Korea Investment Holdings 071050 · KO
Price204,000 KRW
Fair Value318,825 KRW
Upside+56.3%
Quality41/100
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Mixed Growth
Solidly profitable · 12.4% net margin
High debt · negative free cash flow
3.64% dividend yield
Mixed vs. peers (5/9)
Moderate moat 57/100
Evidence: High Range 239,119 KRW – 398,532 KRW Share as image

Fair value as of: Jul 12, 2026

From 15 valuation models · updated 27 days ago

Share price −16.2% over the past month.

Below-average quality, screening 56% undervalued on our models.

What matters now

  • The large discount to fair value meets weak quality (41/100). That raises the risk this is a value trap rather than a bargain.
  • The price is below even our cautious bear case (239,119 KRW). The market is more pessimistic than our downside scenario.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

291,500 KRW 39,658 KRW Fair Value 318,825 KRW Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 12, 2026.

How to read this chart

60‑month range 39,658 KRW – 291,500 KRW · fair‑value band 239,119 KRW – 398,532 KRW · the 204,000 KRW price screens below the 318,825 KRW fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 12, 2026.

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Analysis

Korea Investment Holdings (071050) currently trades at 204,000 KRW, while our model-based Fair Value estimate is 318,825 KRW, implying the stock looks roughly 56.3% undervalued today. We read business quality at 41/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Korea Investment Holdings generated revenue of 5.1T KRW at a net margin of 48.9%. Revenue declined 7.1% year over year. It earns a return on equity of 21.7%. Net debt stands at 27.8T KRW. Fundamentals as of Jul 12, 2026

Our scenario range runs from 239,119 KRW (bear case) to 398,532 KRW (bull case); at 204,000 KRW, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 31% below its 52-week high and 82% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 11% fair-value upside, at 56%, 071050 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Residual Income 264,218 KRW 349,630 KRW 1,251,480 KRW 76
ROIC Compounder 101,412 KRW 133,952 KRW 162,876 KRW 72
Growth-Adj P/E 696,016 KRW 994,309 KRW 1,292,602 KRW 68
All 15 models by family
DCF Models
Owner Earnings 567,631 KRW 1,403,258 KRW 3,199,944 KRW 31
Earnings-Based
Graham-Dodd 260,511 KRW 1,749,339 KRW 2,450,948 KRW 54
Lynch FV 512,210 KRW 731,729 KRW 951,248 KRW 50
PEG = 1.0 512,210 KRW 731,729 KRW 951,248 KRW 46
EPV 101,412 KRW 133,952 KRW 162,876 KRW 59
Multiples
P/E Multiple 574,656 KRW 766,209 KRW 957,761 KRW 63
P/S Multiple 175,486 KRW 233,981 KRW 292,477 KRW 58
P/B Multiple 488,458 KRW 651,277 KRW 814,097 KRW 55
EV/EBIT 193,608 KRW 285,803 KRW 377,998 KRW 53
EV/EBITDA 139,221 KRW 213,287 KRW 287,354 KRW 54
EV/Revenue 80,808 KRW 151,003 KRW 221,197 KRW 43
Asset-Based
NCAV (Graham) 113,866 KRW 152,581 KRW 227,732 KRW 50
Economic Profit
Residual Income 264,218 KRW 349,630 KRW 1,251,480 KRW 76
ROIC Compounder 101,412 KRW 133,952 KRW 162,876 KRW 72
Growth Earnings
Growth-Adj P/E 696,016 KRW 994,309 KRW 1,292,602 KRW 68

Widest divergence: DCF Models (1,403,258 KRW) versus Economic Profit (133,952 KRW). Highest evidence: Residual Income (76).

Key figures & financial health

Revenue (TTM) 20.0T KRW
Revenue growth (YoY) +129%
Net margin 12.4%
Return on equity 21.7%
Free cash flow −7.6T KRW FY2025
Operating margin 15.8%
More key figures
Dividend yield 3.6%
EPS growth (YoY) +80.2%
Net debt 27.8T KRW FY2025

Figures from reported company fundamentals · as of Jul 12, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 41/100

Of which business quality 42 · Market factors (momentum, volatility) 44

Profitability 39
Margins and returns on capital today
Quality Growth 52
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 51
Balance sheet, leverage, solvency risk
Investment 46
Disciplined investing over empire-building
Low Volatility 15
Calm price path (market factor)
Momentum 54
Price trend over the last 3–12 months (market factor)
52W Momentum 61
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Korea Investment Holdings Co., Ltd., through its subsidiaries, provides various financial products and services. The company offers securities, asset management, savings bank, credit finance, venture capital, private equity fund, brokerage, investment banking, and trading services, as well as other financial businesses.

Full company description

Korea Investment Holdings Co., Ltd., through its subsidiaries, provides various financial products and services. The company offers securities, asset management, savings bank, credit finance, venture capital, private equity fund, brokerage, investment banking, and trading services, as well as other financial businesses. It is also involved in the trust business, collective investment, real estate trust, investment fund, and financial investment services. The company was formerly known as Dongwon Financial Holding Co., Ltd. and changed its name to Korea Investment Holdings Co., Ltd. in May 2005. Korea Investment Holdings Co., Ltd. was founded in 2003 and is headquartered in Seoul, South Korea.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Korea Investment Holdings reported revenue of 4.9T KRW in FY2025 versus 3.0T KRW in FY2021, a compound +13.5%/yr. Reported net income was 2.0T KRW in FY2025, compounding +3.4%/yr from FY2021.

Growth Quality 60/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
4.9T KRW
Latest YoY
+64.0%
Avg. growth/yr (3Y)
+34.0%
Avg. growth/yr (5Y)
+20.2%
Avg. growth/yr (22Y)
+12.1%
Revenue +13.5%/yr
FY21 3.0T KRW
FY22 2.1T KRW
FY23 2.8T KRW
FY24 3.0T KRW
FY25 4.9T KRW
Net income +3.4%/yr
FY21 1.8T KRW
FY22 637B KRW
FY23 707B KRW
FY24 1.0T KRW
FY25 2.0T KRW

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Cite: Fair Value Calculator (2026). "Korea Investment Holdings Fair Value". https://www.fairvalue-calculator.com/stock/071050

Peer Group

Capital Markets · 424 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 45 · Below median
Fair Value upside +56% · Top 25%
Return on equity (TTM) 22% · Top 25%
Return on assets 2% · Above median
Net margin (TTM) 12% · Below median
Operating margin (TTM) 16% · Below median
Revenue growth 129% · Top 25%
Dividend yield (TTM) 3.6% · Above median
Debt / equity 2.10× · Higher than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 11
FUTURE 100 · sector 91
PAST 87 · sector 31
HEALTH 0 · sector 93
DIVIDEND 73 · sector 37

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Jul 12, 2026).

Stock Price Fair Value vs Fair Value
Huatai Securities Co HTSC $0.2700 $0.0400 -85%
Mirae Asset Securities Co 006800 38,750 KRW 31,645 KRW -18%
Meritz Financial Group 138040 117,000 KRW 87,706 KRW -25%
NH Investment & Securities Co 005940 31,000 KRW 37,133 KRW +20%
Samsung Securities Co 016360 107,700 KRW 126,487 KRW +17%
Motilal Oswal Financial Services Limited MOTILALOFS ₹967.00 ₹299.65 -69%
Kiwoom Securities Co 039490 322,000 KRW 358,091 KRW +11%
SSI Securities Corporation SSI 24,250 VND 28,021 VND +16%
Bolsas y Mercados Argentinos S.A BYMA 313.75 ARS 120.22 ARS -62%
Daishin Securities Co 003540 26,200 KRW 46,660 KRW +78%

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Frequently asked questions

Is Korea Investment Holdings (071050) overvalued or undervalued?
As of Jul 12, 2026, our model estimates a fair value of 318,825 KRW versus a price of 204,000 KRW, about +56% (undervalued).
What is the fair value of 071050?
Our model-based fair value for Korea Investment Holdings is 318,825 KRW (as of Jul 12, 2026), built from audited fundamentals. The current price is 204,000 KRW.
What is the quality score of 071050?
Korea Investment Holdings has a Quality Score of 41/100. It combines two groups: business quality (profitability, growth, cash flow, balance-sheet strength) and market factors (price momentum, distance to the 52-week high, volatility). Both subtotals are shown separately in the detail view.
What is the revenue of Korea Investment Holdings (071050)?
Korea Investment Holdings reported trailing-twelve-month revenue of about 5.1T KRW (latest available figure, as of Jul 12, 2026).
What is the net profit margin of 071050?
The net profit margin of Korea Investment Holdings is about 48.9%, meaning it keeps roughly 48.9% of revenue as net income. Based on the latest reported figures.
Does Korea Investment Holdings pay a dividend?
Korea Investment Holdings currently shows a dividend yield of about 3.53% relative to its recent price (as of Jul 12, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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