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Kiwoom Securities Co (039490) Fair Value & Analysis

Financial Services · KR · Market cap 8.4T KRW

KS Kiwoom Securities Co 039490 · KO
Price277,500 KRW
Fair Value358,091 KRW
Upside+29.0%
Quality38/100
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Expensive Growth
Thin margins · 7.0% net margin
Moderate debt · negative free cash flow
3.57% dividend yield
Ranks above peers (6/9)
Moderate moat 64/100
Evidence: High Range 268,568 KRW – 447,614 KRW Share as image

Fair value as of: Jul 17, 2026

From 2 valuation models · updated 23 days ago

Share price −17.0% over the past month.

Below-average quality, screening 29% undervalued on our models.

What matters now

  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
  • Our model range runs from 268,568 KRW (bear) to 447,614 KRW (bull), base 358,091 KRW. The closer the price sits to the lower half, the larger the margin of safety.
  • Quality 38/100 (below-average quality) with high evidence: the data supports the verdict.
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Price vs Fair Value (5 years)

495,500 KRW 59,494 KRW Fair Value 358,091 KRW Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 17, 2026.

How to read this chart

60‑month range 59,494 KRW – 495,500 KRW · fair‑value band 268,568 KRW – 447,614 KRW · the 277,500 KRW price screens below the 358,091 KRW fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 17, 2026.

Full chart & analysis →

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Analysis

Kiwoom Securities Co (039490) currently trades at 277,500 KRW, while our model-based Fair Value estimate is 358,091 KRW, implying the stock looks roughly 29.0% undervalued today. The Quality Score stands at 38/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Kiwoom Securities Co generated revenue of 19.3T KRW at a net margin of 7.0%. Revenue grew 177.2% year over year. It earns a return on equity of 21.5%. Fundamentals as of Jul 17, 2026

Our scenario range runs from 268,568 KRW (bear case) to 447,614 KRW (bull case); at 277,500 KRW, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 46% below its 52-week high and 59% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 16% fair-value upside, at 29%, 039490 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
P/B Multiple 163,059 KRW 217,412 KRW 271,766 KRW 55
NCAV (Graham) 127,890 KRW 171,372 KRW 255,779 KRW 50
All 2 models by family
Multiples
P/B Multiple 163,059 KRW 217,412 KRW 271,766 KRW 55
Asset-Based
NCAV (Graham) 127,890 KRW 171,372 KRW 255,779 KRW 50

Widest divergence: Multiples (217,412 KRW) versus Asset-Based (171,372 KRW). Highest evidence: P/B Multiple (55).

Key figures & financial health

Revenue (TTM) 19.3T KRW
Revenue growth (YoY) +177%
Net margin 7.0%
Return on equity 21.5%
Free cash flow −6.5T KRW FY2025
Operating margin 33.6%
More key figures
Dividend yield 3.6%
EPS growth (YoY) +123%

Figures from reported company fundamentals · as of Jul 17, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 38/100

Of which business quality 45 · Market factors (momentum, volatility) 34

Profitability 39
Margins and returns on capital today
Quality Growth 74
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 84
Balance sheet, leverage, solvency risk
Investment 43
Disciplined investing over empire-building
Low Volatility 23
Calm price path (market factor)
Momentum 35
Price trend over the last 3–12 months (market factor)
52W Momentum 44
Distance to the 52-week high (market factor)
Net Issuance 35
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Kiwoom Securities Co., Ltd., together with its subsidiaries, provides online brokerage services in South Korea and internationally. The company offers online trading system to trade in foreign stock, local and overseas futures, and F/X margin trading, as well as equity, futures, and option deals.

Full company description

Kiwoom Securities Co., Ltd., together with its subsidiaries, provides online brokerage services in South Korea and internationally. The company offers online trading system to trade in foreign stock, local and overseas futures, and F/X margin trading, as well as equity, futures, and option deals. It also provides derivatives and futures trading services; and equity capital market services, such as initial pricing offering and recapitalization, as well as recruiting and underwriting of bonds, including convertible bonds and bonds with warrant. In addition, the company offers debt capital market services comprising underwriting corporate debt and asset-backed securities, and liquidating assets; and provides research center services, as well as operates a savings bank that provides financial services to the local residents and small-medium companies. Kiwoom Securities Co., Ltd. was founded in 2000 and is headquartered in Seoul, South Korea.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Kiwoom Securities Co reported revenue of 2.6T KRW in FY2025 versus 2.0T KRW in FY2021, a compound +7.1%/yr. Reported net income was 1.1T KRW in FY2025, compounding +5.4%/yr from FY2021.

Growth Quality 54/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2025)
2.6T KRW
Latest YoY
+26.1%
Avg. growth/yr (3Y)
+24.0%
Avg. growth/yr (5Y)
+10.2%
Avg. growth/yr (25Y)
+18.9%
Revenue +7.1%/yr
FY21 2.0T KRW
FY22 1.4T KRW
FY23 1.8T KRW
FY24 2.1T KRW
FY25 2.6T KRW
Net income +5.4%/yr
FY21 904B KRW
FY22 507B KRW
FY23 436B KRW
FY24 835B KRW
FY25 1.1T KRW

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Cite: Fair Value Calculator (2026). "Kiwoom Securities Co Fair Value". https://www.fairvalue-calculator.com/stock/039490

Peer Group

Capital Markets · 425 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 47 · Below median
Fair Value upside +29% · Above median
Return on equity (TTM) 21% · Top 25%
Return on assets 2% · Above median
Net margin (TTM) 7% · Below median
Operating margin (TTM) 34% · Above median
Revenue growth 177% · Top 25%
Dividend yield (TTM) 3.6% · Above median
Debt / equity 0.55× · Higher than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 72 · sector 9
FUTURE 100 · sector 96
PAST 86 · sector 30
HEALTH 72 · sector 93
DIVIDEND 71 · sector 36

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Jul 17, 2026).

Stock Price Fair Value vs Fair Value
Huatai Securities Co HTSC $0.2700 $0.0400 -85%
Mirae Asset Securities Co 006800 38,750 KRW 31,645 KRW -18%
Meritz Financial Group 138040 117,000 KRW 87,706 KRW -25%
Korea Investment Holdings 071050 239,000 KRW 318,825 KRW +33%
NH Investment & Securities Co 005940 31,000 KRW 37,133 KRW +20%
Samsung Securities Co 016360 107,700 KRW 126,487 KRW +17%
Motilal Oswal Financial Services Limited MOTILALOFS ₹967.00 ₹299.65 -69%
SSI Securities Corporation SSI 24,250 VND 28,021 VND +16%
Bolsas y Mercados Argentinos S.A BYMA 313.75 ARS 120.22 ARS -62%
Daishin Securities Co 003540 26,200 KRW 46,660 KRW +78%

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Frequently asked questions

Is Kiwoom Securities Co (039490) overvalued or undervalued?
As of Jul 17, 2026, our model estimates a fair value of 358,091 KRW versus a price of 277,500 KRW, about +29% (undervalued).
What is the fair value of 039490?
Our model-based fair value for Kiwoom Securities Co is 358,091 KRW (as of Jul 17, 2026), built from audited fundamentals. The current price is 277,500 KRW.
What is the quality score of 039490?
Kiwoom Securities Co has a Quality Score of 38/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Kiwoom Securities Co (039490)?
Kiwoom Securities Co reported trailing-twelve-month revenue of about 19.3T KRW (latest available figure, as of Jul 17, 2026).
What is the net profit margin of 039490?
The net profit margin of Kiwoom Securities Co is about 7.0%, meaning it keeps roughly 7.0% of revenue as net income. Based on the latest reported figures.
Does Kiwoom Securities Co pay a dividend?
Kiwoom Securities Co currently shows a dividend yield of about 3.16% relative to its recent price (as of Jul 17, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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