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NH Investment & Securities Co (005940) Fair Value & Analysis

Financial Services · KR · Market cap 11.6T KRW

NI NH Investment & Securities Co 005940 · KO
Price27,800 KRW
Fair Value31,563 KRW
Upside+13.5%
Quality32/100
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Expensive Growth
Thin margins · 7.4% net margin
Moderate debt · negative free cash flow
4.19% dividend yield
Ranks above peers (6/9)
Moderate moat 60/100
Evidence: High Range 23,672 KRW – 39,454 KRW Share as image

Fair value as of: Jul 17, 2026

From 2 valuation models · updated 23 days ago

Share price −9.3% over the past month.

Below-average quality, screening 14% undervalued on our models.

What matters now

  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
  • Our model range runs from 23,672 KRW (bear) to 39,454 KRW (bull), base 31,563 KRW. The closer the price sits to the lower half, the larger the margin of safety.
  • Quality 32/100 (below-average quality) with high evidence: the data supports the verdict.
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Price vs Fair Value (5 years)

38,450 KRW 6,843 KRW Fair Value 31,563 KRW Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 17, 2026.

How to read this chart

60‑month range 6,843 KRW – 38,450 KRW · fair‑value band 23,672 KRW – 39,454 KRW · the 27,800 KRW price screens below the 31,563 KRW fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 17, 2026.

Full chart & analysis →

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Analysis

NH Investment & Securities Co (005940) currently trades at 27,800 KRW, while our model-based Fair Value estimate is 31,563 KRW, implying the stock looks roughly 13.5% undervalued today. The Quality Score stands at 32/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, NH Investment & Securities Co generated revenue of 17.6T KRW at a net margin of 7.4%. Revenue grew 184.9% year over year. It earns a return on equity of 11.8%. Net debt stands at 9.4T KRW. Fundamentals as of Jul 17, 2026

Our scenario range runs from 23,672 KRW (bear case) to 39,454 KRW (bull case); at 27,800 KRW, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 32% below its 52-week high and 62% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 11% fair-value upside, at 14%, 005940 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
P/B Multiple 16,909 KRW 22,545 KRW 28,181 KRW 55
NCAV (Graham) 13,262 KRW 17,771 KRW 26,523 KRW 50
All 2 models by family
Multiples
P/B Multiple 16,909 KRW 22,545 KRW 28,181 KRW 55
Asset-Based
NCAV (Graham) 13,262 KRW 17,771 KRW 26,523 KRW 50

Widest divergence: Multiples (22,545 KRW) versus Asset-Based (17,771 KRW). Highest evidence: P/B Multiple (55).

Key figures & financial health

Revenue (TTM) 17.6T KRW
Revenue growth (YoY) +185%
Net margin 7.4%
Return on equity 11.8%
Free cash flow −5.4T KRW FY2025
Operating margin 25.9%
More key figures
Dividend yield 4.1%
EPS growth (YoY) +138%
Net debt 9.4T KRW FY2025

Figures from reported company fundamentals · as of Jul 17, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 32/100

Of which business quality 37 · Market factors (momentum, volatility) 52

Profitability 38
Margins and returns on capital today
Quality Growth 50
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 65
Balance sheet, leverage, solvency risk
Investment 58
Disciplined investing over empire-building
Low Volatility 42
Calm price path (market factor)
Momentum 56
Price trend over the last 3–12 months (market factor)
52W Momentum 55
Distance to the 52-week high (market factor)
Net Issuance 19
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

NH Investment & Securities Co., Ltd. engages in the investment management in South Korea and internationally. It operates through, Sales, Investment Banking, and Trading segments.

Full company description

NH Investment & Securities Co., Ltd. engages in the investment management in South Korea and internationally. It operates through, Sales, Investment Banking, and Trading segments. The company offers wealth management solutions to retail high-net-worth clients; service planning, UI/UX enhancement, and content development; corporate financing solutions, including corporate advisory, acquisition financing, and capital raising in the direct financing market; equities and mezzanine instruments through proprietary accounts; passive investment solutions; and PBS contracts, entrusted sales, credit extension, swap transactions, and securities lending and borrowing brokerage. It is also involved in bond trading and brokerage businesses; derivative-linked securities and over-the-counter derivatives businesses; and discretionary portfolio management. The company was formerly known as Woori Investment & Securities Co., Ltd. and changed its name to NH Investment & Securities Co., Ltd. in December 2014. The company was incorporated in 1969 and is based in Seoul, South Korea. NH Investment & Securities Co., Ltd. is a subsidiary of NongHyup Financial Group Inc.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

NH Investment & Securities Co reported revenue of 2.7T KRW in FY2025 versus 2.5T KRW in FY2021, a compound +2.2%/yr. Reported net income was 1.0T KRW in FY2025, compounding +2.6%/yr from FY2021.

Growth Quality 46/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2025)
2.7T KRW
Latest YoY
+27.6%
Avg. growth/yr (3Y)
+23.8%
Avg. growth/yr (5Y)
+6.9%
Avg. growth/yr (26Y)
+3.2%
Revenue +2.2%/yr
FY21 2.5T KRW
FY22 1.4T KRW
FY23 1.9T KRW
FY24 2.1T KRW
FY25 2.7T KRW
Net income +2.6%/yr
FY21 932B KRW
FY22 303B KRW
FY23 556B KRW
FY24 687B KRW
FY25 1.0T KRW

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Cite: Fair Value Calculator (2026). "NH Investment & Securities Co Fair Value". https://www.fairvalue-calculator.com/stock/005940

Peer Group

Capital Markets · 425 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 40 · Bottom 25%
Fair Value upside +14% · Above median
Return on equity (TTM) 14% · Above median
Return on assets 2% · Above median
Net margin (TTM) 7% · Below median
Operating margin (TTM) 34% · Above median
Revenue growth 185% · Top 25%
Dividend yield (TTM) 4.2% · Top 25%
Debt / equity 1.02× · Higher than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 51 · sector 9
FUTURE 100 · sector 96
PAST 58 · sector 30
HEALTH 49 · sector 93
DIVIDEND 84 · sector 36

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Jul 17, 2026).

Stock Price Fair Value vs Fair Value
Huatai Securities Co HTSC $0.2700 $0.0400 -85%
Mirae Asset Securities Co 006800 38,750 KRW 31,645 KRW -18%
Meritz Financial Group 138040 117,000 KRW 87,706 KRW -25%
Korea Investment Holdings 071050 239,000 KRW 318,825 KRW +33%
Samsung Securities Co 016360 107,700 KRW 126,487 KRW +17%
Motilal Oswal Financial Services Limited MOTILALOFS ₹967.00 ₹299.65 -69%
Kiwoom Securities Co 039490 322,000 KRW 358,091 KRW +11%
SSI Securities Corporation SSI 24,250 VND 28,021 VND +16%
Bolsas y Mercados Argentinos S.A BYMA 313.75 ARS 120.22 ARS -62%
Daishin Securities Co 003540 26,200 KRW 46,660 KRW +78%

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Frequently asked questions

Is NH Investment & Securities Co (005940) overvalued or undervalued?
As of Jul 17, 2026, our model estimates a fair value of 31,563 KRW versus a price of 27,800 KRW, about +14% (undervalued).
What is the fair value of 005940?
Our model-based fair value for NH Investment & Securities Co is 31,563 KRW (as of Jul 17, 2026), built from audited fundamentals. The current price is 27,800 KRW.
What is the quality score of 005940?
NH Investment & Securities Co has a Quality Score of 32/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of NH Investment & Securities Co (005940)?
NH Investment & Securities Co reported trailing-twelve-month revenue of about 17.6T KRW (latest available figure, as of Jul 17, 2026).
What is the net profit margin of 005940?
The net profit margin of NH Investment & Securities Co is about 7.4%, meaning it keeps roughly 7.4% of revenue as net income. Based on the latest reported figures.
Does NH Investment & Securities Co pay a dividend?
NH Investment & Securities Co currently shows a dividend yield of about 4.09% relative to its recent price (as of Jul 17, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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