Fairvalue-Calculator Fairvalue-Calculator
EN DE

Muncy Columbia Financial Corporation (CCFN) Fair Value & Analysis

Financial Services · US · Market cap $291M

Price$27.31
Fair Value$29.68
Upside+8.7%
Quality95/100
Evidence: High Range $22.26 – $37.09

Fair value as of: Jun 26, 2026

Analysis

Muncy Columbia Financial Corporation (CCFN) currently trades at $27.31, while our model-based Fair Value estimate is $29.68 — implying the stock looks roughly 8.7% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Muncy Columbia Financial Corporation operates as the bank holding company for Journey Bank that provides banking products and services in Pennsylvania. It offers deposit accounts, including time and demand deposit, checking, money market, interest checking, individual retirement, and repo sweep, as well as statement savings and certificates of deposit; and lending products, such as commercial, consumer, and mortgage loans. The company also provides trust services comprising administration of various estates, pension plans, self-directed IRA's, and other services; and financial services, which include brokerage, stocks, bonds, and other non-insured financial products. It serves individuals and small to medium-sized businesses. The company was formerly known as CCFNB Bancorp, Inc. and changed its name to Muncy Columbia Financial Corporation in November 2023. Muncy Columbia Financial Corporation was founded in 1926 and is headquartered in Bloomsburg, Pennsylvania.

Open the full interactive analysis →

Similar stocks

HDFC Bank Limited (HDFCBANK) -20% PT Bank Central Asia Tbk (BBCA) +0% KB Financial Group (105560) +31% PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) +100% Banco Bradesco S.A (BBD) +100% Shinhan Financial Group (055550) +22%

Frequently asked questions

Is Muncy Columbia Financial Corporation (CCFN) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $29.68 versus a price of $27.31 — about +9% (undervalued). Model-based estimate, not financial advice.
What is the fair value of CCFN?
Our 21-model fair value for Muncy Columbia Financial Corporation is $29.68 (as of Jun 26, 2026), built from audited fundamentals. The current price is $27.31.
What is the quality score of CCFN?
Muncy Columbia Financial Corporation has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.