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CDRL S.A (CDL) Fair Value & Analysis

Consumer Cyclical · PL · Market cap 61.3M PLN

CS CDRL S.A CDL · WAR
Price10.70 PLN
Fair Value3.67 PLN
Upside-65.7%
Quality58/100
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Evidence: Medium Range 2.76 PLN – 4.70 PLN

Fair value as of: Jul 12, 2026

From 14 valuation models · updated today

Fair value updated Jul 12, 2026 — revised from 43.70 PLN to 3.67 PLN (−91.6%) since Jun 24, 2026. Share price +12.6% over the past month.

Price vs Fair Value (12 months)

10.70 PLN 7.00 PLN Fair Value 3.67 PLN Jul 2025 Jul 2026

12‑month range 7.00 PLN – 10.70 PLN · fair‑value band 2.76 PLN – 4.70 PLN · the 10.70 PLN price screens above the 3.67 PLN fair value. As of Jul 12, 2026.

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Analysis

CDRL S.A (CDL) currently trades at 10.70 PLN, while our model-based Fair Value estimate is 3.67 PLN — implying the stock looks roughly 65.7% overvalued today. We read business quality at 58/100 (solid quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: medium).

Over the trailing twelve months, CDRL S.A generated revenue of 264M PLN at a net margin of 3.4%. Revenue declined 15.1% year over year. It earns a return on equity of 9.6%. Net debt stands at 17.5M PLN. Fundamentals as of Jul 12, 2026

Our scenario range runs from 2.76 PLN (bear case) to 4.70 PLN (bull case); at 10.70 PLN, the current price sits above that range. The share trades near its 52-week high and 61% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -45% fair-value upside — at -66%, CDL screens richer than that median.

Key figures & financial health

Revenue (TTM) 264M PLN
Revenue growth (YoY) -15.1%
Net margin 3.4%
Return on equity 9.6%
Free cash flow −5.2M PLN FY2025
P/E ratio 8.2
More key figures
Operating margin -4.3%
EPS (TTM) 1.25 PLN
EPS growth (YoY) -78.8%
Net debt 17.5M PLN FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 12, 2026. TTM = trailing twelve months.

About the company

CDRL S.A. designs, manufactures, and distributes children's clothing and baby accessories. Its products also include footwear, leather goods, nutrition accessories, school supplies, books, and licensed products, toys, and cosmetics. The company sells its products through a chain of stores located in Poland, the Czech Republic, Romania, the Baltic States, Hungary, Slovakia, Bulgaria, Serbia, Kazakhstan, Montenegro, Mongolia, and Oman, others countries. It operates under the Coccodrillo, Lemon Explore, Petit Bijou, Broel, mokida, and Fikolki Playrooms brands. CDRL S.A. is based in Koscian, Poland.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

CDRL S.A reported revenue of 270M PLN in FY2025 versus 424M PLN in FY2021, a compound −10.7%/yr. Reported net income was 5.8M PLN in FY2025, compounding −34.8%/yr from FY2021.

Revenue −10.7%/yr
FY21 424M PLN
FY22 284M PLN
FY23 275M PLN
FY24 273M PLN
FY25 270M PLN
Net income −34.8%/yr
FY21 31.7M PLN
FY22 12.1M PLN
FY23 −3.4M PLN
FY24 11.9M PLN
FY25 5.8M PLN

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Cite: Fair Value Calculator (2026). "CDRL S.A Fair Value". https://www.fairvalue-calculator.com/stock/CDL

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10 more Apparel Retail stocks, each showing price versus our Fair Value estimate (as of Jul 12, 2026).

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Frequently asked questions

Is CDRL S.A (CDL) undervalued?
As of Jul 12, 2026, our model estimates a fair value of 3.67 PLN versus a price of 10.70 PLN — about −66% (overvalued). Model-based estimate, not financial advice.
What is the fair value of CDL?
Our model-based fair value for CDRL S.A is 3.67 PLN (as of Jul 12, 2026), built from audited fundamentals. The current price is 10.70 PLN.
What is the quality score of CDL?
CDRL S.A has a Quality Score of 58/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of CDRL S.A (CDL)?
CDRL S.A reported trailing-twelve-month revenue of about 264M PLN (latest available figure, as of Jul 12, 2026).
What is the net profit margin of CDL?
The net profit margin of CDRL S.A is about 3.4%, meaning it keeps roughly 3.4% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.