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Creades AB (CRED-A) Fair Value & Analysis

Financial Services · SE · Market cap 11.4B SEK

CA Creades AB CRED-A · ST
Pricekr 82.40
Fair Valuekr 151.89
Upside+84.3%
Quality69/100
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Evidence: High Range kr 113.92 – kr 189.86 📤 Share as image

Fair value as of: Jul 18, 2026

From 22 valuation models · updated 3 days ago

Share price +5.4% over the past month.

Price vs Fair Value (12 months)

kr 84.90 kr 64.34 Fair Value kr 151.89 Jul 2025 Jul 2026

12‑month range kr 64.34 – kr 84.90 · fair‑value band kr 113.92 – kr 189.86 · the kr 82.40 price screens below the kr 151.89 fair value. As of Jul 18, 2026.

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Analysis

Creades AB (CRED-A) currently trades at kr 82.40, while our model-based Fair Value estimate is kr 151.89, implying the stock looks roughly 84.3% undervalued today. We read business quality at 69/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Creades AB generated revenue of 616M SEK at a net margin of 90.4%. Revenue declined 45.6% year over year. It earns a return on equity of 5.3%. The balance sheet holds a net cash position of 279M SEK. Fundamentals as of Jul 18, 2026

Our scenario range runs from kr 113.92 (bear case) to kr 189.86 (bull case); at kr 82.40, the current price sits below that range. The share trades about 1% below its 52-week high and 33% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 53% fair-value upside, at 84%, CRED-A screens cheaper than that median.

Key figures & financial health

Revenue (TTM) 2.5B SEK
Revenue growth (YoY) +288%
Net margin 94.3%
Return on equity 19.9%
Free cash flow 128M SEK FY2025
P/E ratio 4.9
More key figures
Operating margin 94.9%
EPS (TTM) kr 17.25
Dividend yield 1.9%
EPS growth (YoY) +297%
Net cash 279M SEK FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 18, 2026. TTM = trailing twelve months.

About the company

Creades AB is a private equity and venture capital investment firm specializing in early, mid & late venture, emerging growth, middle market, growth capital and buyout investments. The firm typically invests in small and medium-sized public and private companies. It focuses on Swedish companies. The firm seeks to invest between SEK50 million ($4.78 million) and SEK500 million ($47.91 million). The firm can take both majority and minority stakes and also a seat on the board of directors of its portfolio companies. The firm uses personal and balance sheet capital for making investments. Creades AB was founded in 2011 and is based in Stockholm, Sweden.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Creades AB reported revenue of kr 110M in FY2025 versus kr 4.5B in FY2021, a compound −60.4%/yr. Reported net income was kr 1.2B in FY2025, compounding −26.7%/yr from FY2021.

Revenue −60.4%/yr
FY21 kr 4.5B
FY22 −kr 4.2B
FY23 kr 538M
FY24 kr 1.3B
FY25 kr 110M
Net income −26.7%/yr
FY21 kr 4.2B
FY22 −kr 3.9B
FY23 kr 558M
FY24 kr 1.2B
FY25 kr 1.2B

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Cite: Fair Value Calculator (2026). "Creades AB Fair Value". https://www.fairvalue-calculator.com/stock/CRED-A

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Frequently asked questions

Is Creades AB (CRED-A) undervalued?
As of Jul 18, 2026, our model estimates a fair value of kr 151.89 versus a price of kr 82.40, about +84% (undervalued). Model-based estimate, not financial advice.
What is the fair value of CRED-A?
Our model-based fair value for Creades AB is kr 151.89 (as of Jul 18, 2026), built from audited fundamentals. The current price is kr 82.40.
What is the quality score of CRED-A?
Creades AB has a Quality Score of 69/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Creades AB (CRED-A)?
Creades AB reported trailing-twelve-month revenue of about 616M SEK (latest available figure, as of Jul 18, 2026).
What is the net profit margin of CRED-A?
The net profit margin of Creades AB is about 90.4%, meaning it keeps roughly 90.4% of revenue as net income. Based on the latest reported figures.
Does Creades AB pay a dividend?
Creades AB currently shows a dividend yield of about 2.15% relative to its recent price (as of Jul 18, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.