Discovery Limited (DSBP) Fair Value & Analysis
Financial Services · ZA · Market cap 1.3B ZAC
Fair value as of: Jun 26, 2026
From 26 valuation models · updated 4 days ago
Fair value updated Jun 26, 2026 — revised from R182.34 to R192.75 (+5.7%) since Jun 24, 2026. Share price +5.6% over the past month.
Price vs Fair Value (12 months)
12‑month range R111.58 – R140.92 · fair‑value band R144.56 – R240.93 · the R132.78 price screens below the R192.75 fair value. As of Jun 26, 2026.
✦ Find undervalued quality stocks — 35,000+ analysed Find stocks →Analysis
Discovery Limited (DSBP) currently trades at R132.78, while our model-based Fair Value estimate is R192.75 — implying the stock looks roughly 45.2% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, Discovery Limited generated revenue of 91.1B ZAR at a net margin of 11.9%. Revenue grew 8.8% year over year. It earns a return on equity of 15.7%. Net debt stands at 1.6B ZAR. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Discovery Limited provides various insurance products and services primarily in South Africa and the United Kingdom. It operates through SA Health, SA Life, SA Invest, SA Insure, SA Bank, UK Health, UK Life, and All Other segments. The company offers health, life, car, travel, business, and home insurance products; motor, building, household content, and portable possessions insurance products; private medical insurance products; and commercial short-term risk insurance products. It also provides pension and provident fund solutions; managed care services; financial solutions; investment products; retail banking solutions, including deposits and loans and advances; and Vitality, which offers health and lifestyle benefits. The company was formerly known as Discovery Holdings Limited and changed its name to Discovery Limited in December 2012. The company was founded in 1992 and is based in Sandton, South Africa.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Discovery Limited reported revenue of R81.9B in FY2025 versus R75.2B in FY2021, a compound +2.2%/yr. Reported net income was R9.6B in FY2025, compounding +31.3%/yr from FY2021.
Open the full interactive analysis →
Similar stocks
6 more Insurance - Life stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Ping An Insurance (Group) Company 601318 | ¥53.48 | ¥106.96 | +100% |
| China Life Insurance Company 601628 | ¥32.82 | ¥65.64 | +100% |
| AIA Group AAGIY | $37.91 | $30.44 | -20% |
| Manulife Financial Corporation MFC | $40.34 | $76.10 | +89% |
| China Pacific Insurance (Group) Co CHPXF | $3.65 | $5.65 | +55% |
| Aflac Incorporated AFL | $117.75 | $93.12 | -21% |
Explore undervalued stocks
More undervalued Financial Services stocks →
Frequently asked questions
Is Discovery Limited (DSBP) undervalued?
What is the fair value of DSBP?
What is the quality score of DSBP?
What is the revenue of Discovery Limited (DSBP)?
What is the net profit margin of DSBP?
Does Discovery Limited pay a dividend?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.