Watch Eurobank Ergasias Services and Holdings S.A. for free: we tell you when fair value or trend changes.

Eurobank Ergasias Services and Holdings S.A. (EUROB) fair value: what the stock is really worth

As of Nov 6, 2026: fair value (intrinsic value) of Eurobank Ergasias Services and Holdings S.A. stock €3.03, price €4.48, that is 32.4% below the price, quality 56 out of 100. Rating: overvalued. Calculated from audited financials with 6 of our 26 valuation models and 37 quality factors, updated daily.

6 models, one by oneBear €2.47 to bull €3.95 Growth analysisrevenue history, year by year Quality 56/100 in detail37 factors, each one shown Compared with its peersrank on every measure, side by side

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Financial Services GR · ISIN GRS829003003

Broad data Nov 7, 2026

Eurobank Ergasias Services and Holdings S.A.

EUROB · AT

Solid, but expensive

Our calculation puts a fair price 32% below what the stock costs today.

Highly profitable · 45.0% net margin (TTM)

2.9% dividend yield · Low payout

Ranks above peers (10/15)

Positive coverage

Broad data

Profit last quarter +31% vs. a year ago.

Quality 56/100

Mixed Growth (revenue 5y +9.2 %/yr in EUR)

Wide moat 71/100 · thin data

Fair value €3.03 · Overvalued (−32.4%)

Risks from the AI analysis

🚩Neobanks erode retail market share

Watch Eurobank Ergasias Services and Holdings S.A. for free: we tell you when fair value or trend changes. Watch for free

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

White line = price, green steps = our fair value per fiscal year. As of Nov 7, 2026.

How to read this chart

60‑month range €0.6399 – €4.94 · fair‑value band €2.47 – €3.95 · the €4.48 price screens above the €3.03 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 7, 2026.

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Company profile

Eurobank Ergasias Services and Holdings S.A., together with its subsidiaries, provides retail banking, corporate and private banking, asset management, treasury, capital markets, and other services primarily in Greece, rest of Europe, and internationally.

Show moreShow less

It operates through Retail, Corporate, Global Markets & Asset Management, International, and Investment Property.

The company offers current accounts, savings, deposits and investment savings products, credit and debit cards, consumer loans, small business banking, mortgages, overdrafts, loans and other credit facilities, foreign currency and derivative products, custody and clearing services, and cash management and trade services, as well as corporate finance, and merger and acquisitions advice services.

It also provides financial instruments trading services to institutional investors, as well as specialized financial advice and intermediation; and mutual fund products, and institutional asset management and equity brokerage services.

In addition, the company is involved in the investment property activities related to a portfolio of commercial real estate assets; property management and other investing activities; and provision of private banking services for medium and high net worth individuals.

Further, it offers business-to-business e-commerce, accounting, tax, leasing, factoring, credits claim management, fund management, real estate, and other services, as well as special purpose financing vehicle. Additionally, the company engages in the informatics data processing activities.

Eurobank Ergasias Services and Holdings S.A. was founded in 1990 and is based in Athens, Greece.

Stock analysis

Eurobank Ergasias Services and Holdings S.A. (EUROB) currently trades at €4.48, while our model-based Fair Value estimate is €3.03, 32% below the price, so the stock looks overvalued today.

Valuation

Bull case: the Multiples group reads highest at a median of €3.29 per share, and 1 of the 6 models we run sit above the €4.48 price.

Bear case: the Asset-Based group reads lowest at €1.89, and 5 of the 6 models stay below the price. Data coverage for this calculation is high.

Scenario range: €2.47 (bear) to €3.95 (bull), the price of €4.48 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 56/100 (solid quality), in the Financial Services sector.

Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.

Eurobank Ergasias Services and Holdings S.A. reported revenue of €3.4B in FY2025 versus €1.9B in FY2021, a compound +15.4%/yr. Reported net income was €1.4B in FY2025, compounding +42.7%/yr from FY2021. FY2021 was a trough year, so the rate overstates the trend.

Key figures

Market cap €16.8B Large · P/E ratio 11.2 · P/S ratio 5.09 · EPS (TTM) €0.4000 · Dividend yield 2.9% · Net margin 45.0% · Return on equity 14.0% · Return on assets (EBIT) 1.6% (5-year average).

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 71 out of 100 (low confidence).

What moves the price

The share trades about 9% below its 52-week high and 43% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −28% fair-value upside, at −32%, EUROB screens richer than that median.

Fair Value models

Bear €2.47 Fair Value €3.03 Bull €3.95

Price €4.48 · Downside -32.4%

Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (€0.2299 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.

Best data coverage

Residual Income €2.66 €3.03 €3.95 76

Gordon GGM €1.21 €2.19 €3.02 68

DDM Multi-Stage €1.21 €2.00 €2.34 67

All 6 models by family

Dividend Discount

Gordon GGM €1.21 €2.19 €3.02 68

DDM Multi-Stage €1.21 €2.00 €2.34 67

Multiples

P/E Multiple €3.71 €4.95 €6.19 63

P/B Multiple €1.22 €1.63 €2.04 55

Asset-Based

NCAV (Graham) €1.41 €1.89 €2.83 54

Economic Profit

Residual Income €2.66 €3.03 €3.95 76

Open the full fair value analysis →

Quality Score breakdown

Overall quality 56/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 37

How much profit the company makes from its sales and capital

Quality Growth 26

Are margins and returns getting better?

Cashflow 98

Do the profits arrive as real cash?

Financial strength 54

Debt, balance sheet and risk of trouble

Investment 44

Does it invest with discipline instead of growing at any price?

Low Volatility 65

How calm the share price moves, does not count

Price momentum 64

Price momentum of the last 3 to 12 months, does not count

Near the 52-week high 76

Distance to the 52-week high, does not count

New shares 59

Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 80/100

Revenue is growing, but margins or cash flow do not fully confirm the trend.

Revenue growth 1 year

+4.8%

Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.

+6.3%

Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.

+9.2%

Start year 2020 (pandemic)

Revenue growth 16 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.

−4.2%

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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.

+46.6%

Earnings growth per share plus dividend.

Earnings per share, growth per year+43.7%

Dividend (yield on the price)2.9%

Per share before 2009divided by the spin-off factor 1.0204

Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.43.7% vs 13.3%, picking up

Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.−40% → 48%

Pace: the 5-year rate starts in 2020 (pandemic)

⚠ Revenue per share shrinking 52.9%/yr over ~12Y (margin trend unclear) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.

EUROB screens overvalued: fair value 32% below the price. Compare with China Merchants Bank Co →

Recent news

News mood ⓘNews mood, the average tone of recent news (21 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation. Positive

Recent news coverage is more positive than average.

What Eurobank Buyers Were Betting On Yahoo Finance · Nov 4, 2026
Comprehensive Report on Invoice Financing Platform Market Just Released Profiles 22 Influential Companies Including Eurobank and BlueVine Yahoo Finance · Jul 10, 2026
Eurobank (ATSE:EUROB) Stock Gets Fair Value Bump As Analyst Views Stay Mixed Yahoo Finance · Jul 8, 2026
Inbank and Eurobank to establish an embedded finance joint venture in Greece Yahoo Finance · Jul 8, 2026

Note from the team Oct 11, 2026

AI conclusion: Regional operations in Cyprus and Bulgaria diversify earnings while reported margins and ROE indicate pricing power, yet the bank remains heavily exposed to Greek economic conditions.

Main risk: Neobanks such as Revolut and Optima Bank could capture more retail customers in Greece and the region, reducing Eurobank's loan and deposit volumes and pressuring margins.

Bull case: By accelerating its agentic AI initiatives and expanding digital services across Cyprus and Bulgaria, Eurobank could strengthen customer loyalty and operational efficiency to counter digital competitors.

Bear case: If neobanks and fintech platforms gain substantial ground in everyday banking transactions, Eurobank might see its core retail franchise shrink and face sustained margin compression in its home markets.

Eurobank just saw its long-term ratings outlook revised to positive by DBRS, tracking the Greek sovereign upgrade. The bank’s regional footprint in Cyprus and Bulgaria already diversifies earnings, yet any slowdown in Greece would still hit core profitability hard. Will the cross-border scale deliver lasting resilience or simply spread the same macro risks thinner?

Join the discussion →

Compare Eurobank Ergasias Services and Holdings S.A. with another stock

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 998 stocks

Beats the industry median on 10/15 measures

Overall it ranks above its industry peers.

Valuation

Quality Score 56 · Above median

Fair Value upside −32.4% · Below median

Profitability

Return on equity (12 months) 14.0% · Top 25%

Return on assets 1.3% · Above median

Net margin (12 months) 45.0% · Top 25%

Operating margin (12 months) 61.0% · Top 25%

Growth and dividend

Revenue growth (quarter YoY) 13.7% · Above median

Dividend yield (12 months) 2.9% · Above median

Balance sheet

Debt / equity 0.87× · Highest 25%

Valuation Multiplesvs Banks - Regional median · lower = cheaper

P/E (12 months) 11.2× · Cheaper than median

P/B 1.58× · Priciest 25%

P/S (12 months) 5.09× · Priciest 25%

Price / free cash flow (fiscal year) 6.4× · Cheapest 25%

EV/EBITDA 4.8× · Cheapest 25%

PEG 3.13× · Priciest 25%

Strength profile in five axes (Snowflake)

This stock

Sector peers

VALUE (fair-value potential)0 · sector 8

FUTURE (revenue growth)69 · sector 47

PAST (return on equity)56 · sector 43

HEALTH (low debt)–

DIVIDEND (yield)58 · sector 53

VALUE 0: the price sits above our fair-value range.

HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.

Stock	Price	Fair Value	vs Fair Value	Compare
Postal Savings Bank of China Co 601658	¥5.53	¥7.59	+37%	vs EUROB
China Merchants Bank Co 600036	¥42.88	¥52.73	+23%	vs EUROB
BNP Paribas SA BNP	€91.93	€106.01	+15%	vs EUROB
Intesa Sanpaolo S.p.A ISP	€6.18	€4.49	−27%	vs EUROB
State Bank of India SBIN	₹1,019	₹736.65	−28%	vs EUROB
UniCredit S.p.A UCG	€76.80	€50.44	−34%	vs EUROB
Mizuho Financial Group MFG	$9.40	$5.90	−37%	vs EUROB
DBS Group D05	69.72 SGD	40.39 SGD	−42%	vs EUROB
HDFC Bank Limited HDFCBANK	₹788.25	₹406.39	−48%	vs EUROB
ICICI Bank Limited ICICIBANK	₹1,571	₹615.63	−61%	vs EUROB

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Frequently asked questions

Is Eurobank Ergasias Services and Holdings S.A. (EUROB) overvalued or undervalued?

As of Nov 7, 2026, our model estimates a fair value of €3.03 versus a price of €4.48, about 32% lower (overvalued).

What is the fair value of EUROB?

Our model-based fair value for Eurobank Ergasias Services and Holdings S.A. is €3.03 (as of Nov 7, 2026), built from audited fundamentals. The current price: €4.48.

What is the quality score of EUROB?

Eurobank Ergasias Services and Holdings S.A. has a Quality Score of 56/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.

What is the price target for Eurobank Ergasias Services and Holdings S.A. (EUROB)?

Our model-based price target is the fair value of €3.03 (as of Nov 7, 2026) from 6 valuation models. Cautious scenario €2.47, optimistic scenario €3.95. It is a calculation from audited fundamentals, not an analyst target.

What is the Eurobank Ergasias Services and Holdings S.A. stock forecast for 2026?

Our models put fair value at €3.03, about 32% lower versus a price of €4.48 (overvalued). Cautious scenario €2.47, optimistic scenario €3.95. The calculation is refreshed regularly with new filings.

What is the revenue of Eurobank Ergasias Services and Holdings S.A. (EUROB)?

Eurobank Ergasias Services and Holdings S.A. reported trailing-twelve-month revenue of about €3.3B (latest available figure, as of Nov 7, 2026).

Does Eurobank Ergasias Services and Holdings S.A. pay a dividend?

Eurobank Ergasias Services and Holdings S.A. currently shows a dividend yield of 2.92% relative to its recent price (as of Nov 7, 2026).

How much is the dividend of Eurobank Ergasias Services and Holdings S.A. (EUROB) and when is the ex-dividend date?

Eurobank Ergasias Services and Holdings S.A. pays a dividend of €0.131 per share a year, a dividend yield of 2.9%. The last ex-dividend date was Jun 10, 2026. The payout ratio is 32.8% of earnings. Our assessment: Low payout. A low payout ratio: the dividend takes at most 60 % of earnings. Whether free cash flow covers it as well, we cannot see for this company.

What is the intrinsic value of Eurobank Ergasias Services and Holdings S.A. (EUROB)?

Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Eurobank Ergasias Services and Holdings S.A. it is €3.03 per share (as of Nov 7, 2026), against a price of €4.48. It is the blended result of 6 valuation models in 4 families (Dividend Discount, Multiples, Asset-Based, Economic Profit).

Is Eurobank Ergasias Services and Holdings S.A. stock overvalued or undervalued in 2026?

As of Nov 7, 2026, EUROB trades above its calculated fair value: price €4.48, fair value €3.03, a gap of about −32% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.

Is fair value the same as the market price of EUROB?

No. The price is what the market pays today (€4.48); the fair value is what the company's own numbers justify (€3.03). For Eurobank Ergasias Services and Holdings S.A. the two are €1.45 per share apart. That gap is exactly why we show both numbers side by side.

How much is Eurobank Ergasias Services and Holdings S.A. worth?

The market values Eurobank Ergasias Services and Holdings S.A. at about €16.8B (market capitalisation, as of Nov 7, 2026). Per share that is €4.48; our models calculate a fair value of €3.03 per share.

What do the bullish and bearish scenarios say about EUROB?

Our models span a range for Eurobank Ergasias Services and Holdings S.A.: cautious scenario €2.47, base €3.03, optimistic €3.95 per share (as of Nov 7, 2026, price €4.48). The range comes from different growth and margin assumptions, not from analyst opinions.

What is the P/E ratio of EUROB?

Eurobank Ergasias Services and Holdings S.A. trades at a price-to-earnings ratio of 11.2 (as of Nov 7, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of €3.03 is built from several models across several years. Other multiples: PEG 3.1, P/B 1.6, P/S 5.1, EV/EBITDA 4.8.

What is the PEG ratio of EUROB?

The PEG ratio of Eurobank Ergasias Services and Holdings S.A. is 3.13 (P/E divided by earnings growth, as of Nov 7, 2026). That is above 1, so the growth is already paid for in the price.

How solid is the balance sheet of Eurobank Ergasias Services and Holdings S.A. (EUROB)?

Balance-sheet figures for Eurobank Ergasias Services and Holdings S.A. (as of Nov 7, 2026): return on equity 14.0%, debt of 0.87 per unit of equity. They feed the Quality Score of 56/100, which measures business quality independently of the share price.

How far is EUROB from its 52-week high?

Eurobank Ergasias Services and Holdings S.A. trades at €4.48, about 9% below its 52-week high of €4.94 and 43% above the low of €3.14 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of €3.03 is for.

Which stocks are comparable to Eurobank Ergasias Services and Holdings S.A.?

From the same area (Financial Services) we also value China Merchants Bank Co, DBS Group, UniCredit S.p.A, Mizuho Financial Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.

Is Eurobank Ergasias Services and Holdings S.A. stock attractive at the current price?

The data as of Nov 7, 2026: price €4.48, calculated fair value €3.03 (−32%), Quality Score 56/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.

How is the fair value of EUROB calculated?

We run Eurobank Ergasias Services and Holdings S.A. through 6 models from 4 families: Dividend Discount, Multiples, Asset-Based, Economic Profit. Every model gets the same audited fundamentals; the fair value of €3.03 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.

Is it still worth investing in stocks now?

The global stock market currently sits 13.0% above its aggregate fair value. Eurobank Ergasias Services and Holdings S.A. itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.

What is the share price of Eurobank Ergasias Services and Holdings S.A. (EUROB)?

The closing price on Nov 6, 2026 was €4.48. Our model-based fair value is €3.03, about 32% lower (overvalued). We carry closing prices from our data provider, not a live tick.

What should I pay attention to with Eurobank Ergasias Services and Holdings S.A. right now?

The price sits above even our optimistic bull case (€3.95). The favourable scenario is already priced in. Solid but not exceptional quality (56/100) and above fair value, neither a clear bargain nor a standout compounder. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Key figures of Eurobank Ergasias Services and Holdings S.A.

How large is the market capitalisation of Eurobank Ergasias Services and Holdings S.A. (EUROB)?

The market capitalisation of Eurobank Ergasias Services and Holdings S.A. is €16.8B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.

What is the P/S ratio of Eurobank Ergasias Services and Holdings S.A. (EUROB)?

The price-to-sales ratio of Eurobank Ergasias Services and Holdings S.A. is 5.09 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.

What are the earnings per share of Eurobank Ergasias Services and Holdings S.A. (EUROB)?

Earnings per share at Eurobank Ergasias Services and Holdings S.A. are €0.4000 (price ÷ EPS = P/E 11.2). Earnings per share over the last twelve months: total profit spread across every single share.

What is the dividend yield of Eurobank Ergasias Services and Holdings S.A. (EUROB)?

The dividend yield of Eurobank Ergasias Services and Holdings S.A. is 2.9% (payout 32.8%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.

What is the net margin of Eurobank Ergasias Services and Holdings S.A. (EUROB)?

The net margin of Eurobank Ergasias Services and Holdings S.A. is 45.0% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.

What is the return on equity of Eurobank Ergasias Services and Holdings S.A. (EUROB)?

The return on equity (ROE) of Eurobank Ergasias Services and Holdings S.A. is 14.0% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.

What is the EBIT return on assets of Eurobank Ergasias Services and Holdings S.A. (EUROB)?

On an EBIT basis the return on assets of Eurobank Ergasias Services and Holdings S.A. is 1.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.

What is the operating margin of Eurobank Ergasias Services and Holdings S.A. (EUROB)?

The operating margin of Eurobank Ergasias Services and Holdings S.A. is 61.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.

How fast is revenue growing at Eurobank Ergasias Services and Holdings S.A. (EUROB)?

Revenue at Eurobank Ergasias Services and Holdings S.A. is growing +13.7% versus a year earlier (3y avg +6.3%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.

How fast are earnings growing at Eurobank Ergasias Services and Holdings S.A. (EUROB)?

Earnings per share at Eurobank Ergasias Services and Holdings S.A. are growing +31.3% versus a year earlier. How much earnings per share grew versus a year earlier.

How much free cash flow does Eurobank Ergasias Services and Holdings S.A. (EUROB) generate?

The free cash flow of Eurobank Ergasias Services and Holdings S.A. is €2.6B (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.

How much net cash does Eurobank Ergasias Services and Holdings S.A. (EUROB) hold?

Eurobank Ergasias Services and Holdings S.A. holds more cash than debt, €3.1B net (fiscal year 2025). The company holds more cash than debt, a safety cushion.

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