Fairvalue-Calculator Fairvalue-Calculator
EN DE

First Farmers Financial Corporation (FFMR) Fair Value & Analysis

Financial Services · US · Market cap $708M

Price$34.05
Fair Value$31.29
Upside-8.1%
Quality95/100
Evidence: High Range $23.47 – $39.11

Fair value as of: Jun 25, 2026

Analysis

First Farmers Financial Corporation (FFMR) currently trades at $34.05, while our model-based Fair Value estimate is $31.29 — implying the stock looks roughly 8.1% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

First Farmers Financial Corporation operates as the financial holding company for First Farmers Bank & Trust, which provides banking products and services to individuals, families, and businesses. The company offers business products, including checking and savings accounts, business lending, leasing, treasury management, small business loans, autobooks and home base; personal banking products, such as essential, interest, and foundation checking, regular, minor, senior and health savings accounts, certificates of deposit, and individual retirement accounts, as well as account management services; and lines of credit, term loans, real estate financing and construction loan, equipment financing, inventory loans, livestock lending, and vehicle financing, as well as leasing, and mobile and online banking services. The company also offers mortgages and construction loans, first time home buyers' loans, home equity loans, auto loans, collateral loans, and debit and credit cards. The comp…

Open the full interactive analysis →

Similar stocks

State Bank of India (SBID) +28% HDFC Bank Limited (HDFCBANK) +20% ICICI Bank Limited (ICICIBANK) -22% PT Bank Central Asia Tbk (BBCA) +0% KB Financial Group (105560) -4% PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) +66%

Frequently asked questions

Is First Farmers Financial Corporation (FFMR) undervalued?
As of Jun 25, 2026, our model estimates a fair value of $31.29 versus a price of $34.05 — about −8% (overvalued). Model-based estimate, not financial advice.
What is the fair value of FFMR?
Our 21-model fair value for First Farmers Financial Corporation is $31.29 (as of Jun 25, 2026), built from audited fundamentals. The current price is $34.05.
What is the quality score of FFMR?
First Farmers Financial Corporation has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.