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Fintel Plc (FNTL) Fair Value & Analysis

Industrials · GB · Market cap 195M GBX

Pricep1.69
Fair Valuep1.27
Upside-24.6%
Quality94/100
Evidence: High Range p0.9100 – p1.63

Fair value as of: Jun 24, 2026

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Analysis

Fintel Plc (FNTL) currently trades at p1.69, while our model-based Fair Value estimate is p1.27 — implying the stock looks roughly 24.6% overvalued today. We read business quality at 94/100 (high quality), in the Industrials sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

Fintel Plc engages in the provision of fintech and support services to the retail financial services sector in the United Kingdom. It operates through two segments, Software & Data and Services. The Software & Data segment provides intermediary software, financial product and market data, and product research and ratings; as well as marketing, sponsorships, and consultancy to financial institutions. The Services segment provides regulatory and business support and integrated financial technology; manage distribution and market research and insight; and residential surveys and professional valuation services. It also provides mortgage club facilities; asset and group management vehicles; trade association; business services training; bookkeeping activities; financial services and research; ready-made software development; independent adviser planning and research software; due diligence; conference organizers; compliance and investment planning tool provider; independent investment r…

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Frequently asked questions

Is Fintel Plc (FNTL) undervalued?
As of Jun 24, 2026, our model estimates a fair value of p1.27 versus a price of p1.69 — about −25% (overvalued). Model-based estimate, not financial advice.
What is the fair value of FNTL?
Our 21-model fair value for Fintel Plc is p1.27 (as of Jun 24, 2026), built from audited fundamentals. The current price is p1.69.
What is the quality score of FNTL?
Fintel Plc has a Quality Score of 94/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.