Fairvalue-Calculator Fairvalue-Calculator
EN DE

First US Bancshares, Inc (FUSB) Fair Value & Analysis

Financial Services · US · Market cap $91.9M

Price$16.35
Fair Value$13.99
Upside-14.4%
Quality95/100
Evidence: High Range $10.49 – $17.49

Fair value as of: Jun 26, 2026

✦ Find undervalued quality stocks — 34,000+ analysed Find stocks →

Analysis

First US Bancshares, Inc (FUSB) currently trades at $16.35, while our model-based Fair Value estimate is $13.99 — implying the stock looks roughly 14.4% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services in the United States. It offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. The company's loan products include commercial construction, land, and land development loans, including residential housing projects, commercial and industrial development, and for purchase and improvement of raw land for agricultural production; mortgage loans on one-to-four family and multi-family residential properties; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, and other commercial properties; commercial and industrial loans and leases; and secured and unsecured personal loans, including automobile loans, loans for household and personal purposes, and other direct consumer installment l…

Open the full interactive analysis →

Similar stocks

HDFC Bank Limited (HDFCBANK) -20% PT Bank Central Asia Tbk (BBCA) +0% KB Financial Group (105560) +31% PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) +100% Banco Bradesco S.A (BBD) +100% Shinhan Financial Group (055550) +22%

Frequently asked questions

Is First US Bancshares, Inc (FUSB) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $13.99 versus a price of $16.35 — about −14% (overvalued). Model-based estimate, not financial advice.
What is the fair value of FUSB?
Our 21-model fair value for First US Bancshares, Inc is $13.99 (as of Jun 26, 2026), built from audited fundamentals. The current price is $16.35.
What is the quality score of FUSB?
First US Bancshares, Inc has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.