Fairvalue-Calculator Fairvalue-Calculator
EN DE

FS Bancorp (FXLG) Fair Value & Analysis

Financial Services · US · Market cap $195M

Price$46.57
Fair Value$64.59
Upside+38.7%
Quality95/100
Evidence: High Range $48.44 – $80.73

Fair value as of: Jun 26, 2026

Analysis

FS Bancorp (FXLG) currently trades at $46.57, while our model-based Fair Value estimate is $64.59 — implying the stock looks roughly 38.7% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

FS Bancorp operates as the holding company for Farmers State Bank that provides banking products and services to individuals and business customers in Indiana and Michigan. The company offers checking, savings, and health savings accounts; individual retirement accounts and certificates of deposit; consumer and commercial loans; mortgages; agricultural lending; overdraft protection; eStatements; credit, debit, ATM, and gift cards; merchant and merchant capture; and cash management services. It also provides mobile, online, text, and telephone banking services; and digital wallets. FS Bancorp was founded in 1835 and is headquartered in Lagrange, Indiana.

Open the full interactive analysis →

Similar stocks

HDFC Bank Limited (HDFCBANK) +18% PT Bank Central Asia Tbk (BBCA) -1% KB Financial Group (105560) -4% PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) +66% Banco Bradesco S.A (BBD) +100% Shinhan Financial Group (055550) +14%

Frequently asked questions

Is FS Bancorp (FXLG) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $64.59 versus a price of $46.57 — about +39% (undervalued). Model-based estimate, not financial advice.
What is the fair value of FXLG?
Our 21-model fair value for FS Bancorp is $64.59 (as of Jun 26, 2026), built from audited fundamentals. The current price is $46.57.
What is the quality score of FXLG?
FS Bancorp has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.