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Gafisa S.A (GFSA3) Fair Value & Analysis

Consumer Cyclical · BR · Market cap R$99.1M

GS Gafisa S.A GFSA3 · SA
PriceR$0.6300
Fair ValueR$0.4371
Upside-30.6%
Quality14/100
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Evidence: Low Range R$0.3262 – R$0.6530

Fair value as of: Jul 13, 2026

From 1 valuation models · updated today

Fair value updated Jul 13, 2026 — revised from R$250.79 to R$0.4371 (−99.8%) since Jun 24, 2026. Share price −34.4% over the past month.

Price vs Fair Value (12 months)

R$19.99 R$0.6300 Fair Value R$0.4371 Jul 2025 Jul 2026

12‑month range R$0.6300 – R$19.99 · fair‑value band R$0.3262 – R$0.6530 · the R$0.6300 price screens above the R$0.4371 fair value. As of Jul 13, 2026.

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Analysis

Gafisa S.A (GFSA3) currently trades at R$0.6300, while our model-based Fair Value estimate is R$0.4371 — implying the stock looks roughly 30.6% overvalued today. We read business quality at 14/100 (below-average quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).

Trailing-twelve-month revenue stands at R$493M. Revenue declined 55.9% year over year. It earns a return on equity of -34.7%. Net debt stands at R$1.6B. Fundamentals as of Jul 13, 2026

Our scenario range runs from R$0.3262 (bear case) to R$0.6530 (bull case); at R$0.6300, the current price sits within that range. For context, the median of 10 Consumer Cyclical peers we cover trades at 32% fair-value upside — at -31%, GFSA3 screens richer than that median.

Key figures & financial health

Revenue (TTM) R$493M
Revenue growth (YoY) -55.9%
Net margin -124%
Return on equity -34.7%
Free cash flow −R$199M FY2025
Operating margin -14.2%
More key figures
EPS (TTM) R$-74.47
EPS growth (YoY) -11.3%
Net debt R$1.6B FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 13, 2026. TTM = trailing twelve months.

About the company

Gafisa S.A. operates as a development and construction company under the Gafisa brand name in Brazil. The company is involved in residential, commercial projects. It also offers technical consultancy services, real estate management and construction services, and development and implementation of marketing strategies for real estate projects. Gafisa S.A. was founded in 1954 and is headquartered in São Paulo, Brazil.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Gafisa S.A reported revenue of R$620M in FY2025 versus R$818M in FY2021, a compound −6.7%/yr. Reported net income was −R$545M in FY2025.

Revenue −6.7%/yr
FY21 R$818M
FY22 R$1.1B
FY23 R$1.1B
FY24 R$1.0B
FY25 R$620M
Net income
FY21 R$90.2M
FY22 −R$83.2M
FY23 −R$195M
FY24 −R$40.6M
FY25 −R$545M

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Cite: Fair Value Calculator (2026). "Gafisa S.A Fair Value". https://www.fairvalue-calculator.com/stock/GFSA3

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10 more Residential Construction stocks, each showing price versus our Fair Value estimate (as of Jul 13, 2026).

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Sumitomo Forestry Co SMFRF $7.98 $11.72 +47%
Persimmon Plc, PSMMF $15.26 $12.48 -18%

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Frequently asked questions

Is Gafisa S.A (GFSA3) undervalued?
As of Jul 13, 2026, our model estimates a fair value of R$0.4371 versus a price of R$0.6300 — about −31% (overvalued). Model-based estimate, not financial advice.
What is the fair value of GFSA3?
Our model-based fair value for Gafisa S.A is R$0.4371 (as of Jul 13, 2026), built from audited fundamentals. The current price is R$0.6300.
What is the quality score of GFSA3?
Gafisa S.A has a Quality Score of 14/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Gafisa S.A (GFSA3)?
Gafisa S.A reported trailing-twelve-month revenue of about R$493M (latest available figure, as of Jul 13, 2026).
What is the net profit margin of GFSA3?
The net profit margin of Gafisa S.A is about -124.1%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.