EN DE

Groupe JAJ (GJAJ) Fair Value & Analysis

Consumer Cyclical · FR · Market cap €3.7M

GJ Groupe JAJ GJAJ · PA
Price€1.29
Fair Value€0.9900
Upside-23.3%
Quality49/100
Watch Groupe JAJ for free, get notified when fair value or trend changes. Watch for free
Mixed Growth
Thin margins · 1.1% net margin
Moderate debt · generates free cash flow
Trails peers (5/13)
Narrow moat 27/100
Evidence: High Range €0.7400 – €1.23 Share as image

Fair value as of: Jul 18, 2026

From 16 valuation models · updated 23 days ago

Share price +24.0% over the past month.

Below-average quality, and screening another 23% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (€1.23). The favourable scenario is already priced in.
  • Solid but not exceptional quality (49/100) and above fair value, neither a clear bargain nor a standout compounder.
Share this valuation: 𝕏 WhatsApp

Price vs Fair Value (5 years)

€2.24 €0.6000 Fair Value €0.9900 Aug 2017 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 18, 2026.

How to read this chart

60‑month range €0.6000 – €2.24 · fair‑value band €0.7400 – €1.23 · the €1.29 price screens above the €0.9900 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 18, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

Groupe JAJ (GJAJ) currently trades at €1.29, while our model-based Fair Value estimate is €0.9900, implying the stock looks roughly 23.3% overvalued today. The Quality Score stands at 49/100 (below-average quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Groupe JAJ generated revenue of €31.8M at a net margin of 1.1%. Revenue grew 26.5% year over year. It earns a return on equity of 5.3%. Net debt stands at €3.4M. Fundamentals as of Jul 18, 2026

Our scenario range runs from €0.7400 (bear case) to €1.23 (bull case); at €1.29, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 14% below its 52-week high and 44% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at 1% fair-value upside, at -23%, GJAJ screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income €1.20 €1.16 €0.8900 76
Gordon GGM €0.7100 €0.8100 €0.9100 70
Growth-Adj P/E €0.6700 €0.9600 €1.25 68
All 16 models by family
DCF Models
5Y Revenue Exit €0.3500 39
5Y EBITDA Exit €0.0600 €0.5400 41
5Y P/E Exit €0.3800 38
10Y EBITDA Exit €0.0700 37
Earnings-Based
Graham-Dodd €0.3900 €0.6300 €0.7600 54
Dividend Discount
Gordon GGM €0.7100 €0.8100 €0.9100 70
DDM Multi-Stage €0.7100 €0.8600 €1.03 61
Multiples
P/E Multiple €0.9600 €1.28 €1.60 63
P/S Multiple €0.7400 €0.9900 €1.23 58
P/B Multiple €0.7400 €0.9900 €1.23 55
EV/EBIT €0.2400 €0.6400 €1.04 53
EV/EBITDA €0.0900 €0.4400 €0.7900 54
EV/Revenue €0.2000 €0.5500 43
Asset-Based
NCAV (Graham) €0.9100 €1.21 €1.81 50
Economic Profit
Residual Income €1.20 €1.16 €0.8900 76
Growth Earnings
Growth-Adj P/E €0.6700 €0.9600 €1.25 68

Widest divergence: Asset-Based (€1.21) versus DCF Models (€0.0600). Highest evidence: Residual Income (76).

Notify me when GJAJ reaches fair value

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.

Key figures & financial health

Revenue (TTM) €31.8M
Revenue growth (YoY) +26.5%
Net margin 1.1%
Return on equity 5.3%
Free cash flow €198K FY2021
P/E ratio 8.0
More key figures
Operating margin 1.9%
EPS (TTM) €0.1300
EPS growth (YoY) +515%
Net debt €3.4M FY2025

Figures from reported company fundamentals · as of Jul 18, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 49/100

Of which business quality 48 · Market factors (momentum, volatility) 49

Profitability 39
Margins and returns on capital today
Quality Growth 25
Are margins and returns improving?
Cashflow 42
Earnings quality: real cash, not paper profit
Fin. Strength 29
Balance sheet, leverage, solvency risk
Investment 77
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 46
Price trend over the last 3–12 months (market factor)
52W Momentum 55
Distance to the 52-week high (market factor)
Net Issuance 100
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Groupe JAJ engages in the manufacturing and import of clothing products. It offers clothing products of the SCHOTT brand. The company was formerly known as JAJ Distribution. The company is headquartered in Montreuil, France.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Groupe JAJ reported revenue of €28.7M in FY2025 versus €19.2M in FY2021, a compound +10.6%/yr. Reported net income was €207K in FY2025, compounding −45.2%/yr from FY2021.

Growth Quality 63/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
€28.7M
Latest YoY
−0.2%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+5.9%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+7.3%
Avg. growth/yr (20Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−4.7%
Revenue +10.6%/yr
FY21 €19.2M
FY22 €24.2M
FY23 €31.6M
FY24 €28.8M
FY25 €28.7M
Net income −45.2%/yr
FY21 €2.3M
FY22 €243K
FY23 €513K
FY24 €343K
FY25 €207K

GJAJ screens 23% overvalued. Compare with H & M Hennes & Mauritz AB →

Share or link this analysis
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "Groupe JAJ Fair Value". https://www.fairvalue-calculator.com/stock/GJAJ

Peer Group

Apparel Manufacturing · 212 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 49 · Below median
Fair Value upside −23% · Below median
Return on equity (TTM) 5% · Above median
Return on assets 1% · Below median
Net margin (TTM) 1% · Below median
Operating margin (TTM) 2% · Below median
Revenue growth 27% · Top 25%
Debt / equity 0.55× · Higher than 75% of peers

Valuation Multiples vs Apparel Manufacturing median · lower = cheaper

P/E (TTM) 8.0× · Cheaper than 75% of peers
P/B 0.66× · Cheaper than median
P/S (TTM) 0.14× · Cheaper than 75% of peers
P/FCF 21.6× · Pricier than 75% of peers
EV/EBITDA 13.6× · Pricier than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 2 · sector 32
FUTURE 100 · sector 4
PAST 21 · sector 21
HEALTH 72 · sector 98
DIVIDEND 0 · sector 49

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Apparel Manufacturing stocks, each showing price versus our Fair Value estimate (as of Jul 18, 2026).

Stock Price Fair Value vs Fair Value
H & M Hennes & Mauritz AB HMB kr 163.45 kr 165.47 +1%
Ralph Lauren Corporation RL $374.08 $224.21 -40%
Moncler S.p.A MONC €52.08 €50.69 -3%
LPP SA LPP 19,380 PLN 17,754 PLN -8%
Bosideng International Holdings 3998 HK$4.88 HK$5.92 +21%
Youngor Fashion Co 600177 ¥7.57 ¥5.59 -26%
Page Industries Limited PAGEIND ₹39,900 ₹12,395 -69%
Hla Group 600398 ¥6.05 ¥9.92 +64%
Eclat Textile Co 1476 333.50 TWD 357.81 TWD +7%
Youngone Corporation 111770 87,600 KRW 196,629 KRW +124%

Compare Groupe JAJ with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Consumer Cyclical stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Frequently asked questions

Is Groupe JAJ (GJAJ) overvalued or undervalued?
As of Jul 18, 2026, our model estimates a fair value of €0.9900 versus a price of €1.29, about −23% (overvalued).
What is the fair value of GJAJ?
Our model-based fair value for Groupe JAJ is €0.9900 (as of Jul 18, 2026), built from audited fundamentals. The current price is €1.29.
What is the quality score of GJAJ?
Groupe JAJ has a Quality Score of 49/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Groupe JAJ (GJAJ)?
Groupe JAJ reported trailing-twelve-month revenue of about €31.8M (latest available figure, as of Jul 18, 2026).
What is the net profit margin of GJAJ?
The net profit margin of Groupe JAJ is about 1.1%, meaning it keeps roughly 1.1% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

14 days Pro free · no card

Track Groupe JAJ and try Pro for 14 days

One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.

Zero risk: nothing is ever charged. After 14 days you decide whether to stay.