GT Capital Holdings Inc (GTCAP) fair value: what the stock is really worth
As of Nov 5, 2026: fair value (intrinsic value) of GT Capital Holdings Inc stock PHP 842, price PHP 459, upside +83.5%, quality 54 out of 100. Rating: strongly undervalued. Calculated from audited financials with 24 of our 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 3, 2026.
How to read this chart
60‑month range 366.62 PHP – 723.80 PHP · fair‑value band 386.34 PHP – 1,419 PHP · the 459.00 PHP price screens below the 842.26 PHP fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 3, 2026.
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GT Capital Holdings Inc (GTCAP) currently trades at 459.00 PHP, while our model-based Fair Value estimate is 842.26 PHP, implying the stock looks roughly 46% undervalued today.
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Valuation
Bull case: the Growth Earnings group reads highest at a median of 3,357 PHP per share, and 22 of the 24 models we run sit above the 459.00 PHP price.
Bear case: the Economic Profit group reads lowest at 447.82 PHP, and 2 of the 24 models stay below the price. Data coverage for this calculation is low.
Scenario range: 386.34 PHP (bear) to 1,419 PHP (bull), the price of 459.00 PHP sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 54/100 (solid quality), in the Consumer Cyclical sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
GT Capital Holdings Inc reported revenue of 295B PHP in FY2024 versus 126B PHP in FY2020, a compound +23.7%/yr. Reported net income was 28.8B PHP in FY2024, compounding +44.8%/yr from FY2020.
Key figures
Market cap 98.8B PHP (≈ $1.6B) Small · P/E ratio 5.4 · P/S ratio 0.53 · EPS (TTM) 70.37 PHP · Net margin 9.8% · Return on assets (EBIT) 3.8%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 51 out of 100 (low confidence).
What moves the price
The share trades about 33% below its 52-week high and 11% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at 25% fair-value upside, at 83%, GTCAP screens cheaper than that median.
Fair Value models
Bear386.34 PHPFair Value 842.26 PHPBull1,419 PHP
Price 459.00 PHP · Upside +83.5%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2024 figures (about 12 months old). Earnings retained since then (70.37 PHP per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
FCF DCF634.17 PHP1,268 PHP2,184 PHP77
Growth DCF607.42 PHP1,137 PHP1,839 PHP76
Owner Earnings823.45 PHP1,573 PHP2,657 PHP74
All 24 models by family
DCF Models
FCF DCF634.17 PHP1,268 PHP2,184 PHP77
Owner Earnings823.45 PHP1,573 PHP2,657 PHP74
5Y Revenue Exit738.46 PHP1,608 PHP2,802 PHP69
5Y EBITDA Exit713.58 PHP1,556 PHP2,620 PHP72
5Y P/E Exit1,434 PHP3,076 PHP5,005 PHP68
10Y Revenue Exit640.72 PHP1,360 PHP2,482 PHP63
10Y EBITDA Exit656.87 PHP1,328 PHP2,355 PHP65
10Y P/E Exit1,053 PHP2,254 PHP4,028 PHP60
Earnings-Based
Graham-Dodd1,098 PHP5,568 PHP7,690 PHP64
Lynch FV1,513 PHP2,161 PHP2,809 PHP61
PEG = 1.01,513 PHP2,161 PHP2,809 PHP57
EPV362.76 PHP447.82 PHP515.91 PHP74
Multiples
P/E Multiple2,665 PHP3,553 PHP4,441 PHP63
P/S Multiple1,488 PHP1,984 PHP2,480 PHP58
P/B Multiple4,249 PHP5,665 PHP7,081 PHP55
EV/EBIT1,457 PHP2,076 PHP2,695 PHP65
EV/EBITDA893.63 PHP1,325 PHP1,756 PHP66
EV/Revenue851.54 PHP1,388 PHP1,925 PHP53
Asset-Based
NCAV (Graham)708.14 PHP948.90 PHP1,416 PHP54
Growth DCF
Growth DCF607.42 PHP1,137 PHP1,839 PHP76
Rev-Margin DCF738.46 PHP1,584 PHP2,706 PHP69
Economic Profit
Residual Income1,160 PHP1,243 PHP1,414 PHP71
ROIC Compounder362.76 PHP447.82 PHP515.91 PHP72
Growth Earnings
Growth-Adj P/E2,350 PHP3,357 PHP4,364 PHP67
The fair value above starts from this blend and is adjusted for a cyclical peak year.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.62/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+4.4%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+22.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.4%
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What shareholders gained per year (last 5 years), in PHP (mathematically smoothed) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Smoothed = median of all growth paths between the years of the window (trend line on the logarithm of earnings per share): a single extreme year cannot distort the rate. The reported figure stays in the tooltip. Measured in PHP: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+37.9%
Earnings growth per share plus dividend.
Earnings per share, growth per year+37.9%
Dividend (yield on the price)0.0%
Per share before 2019divided by the spin-off factor 1.08
Profit margin 2019 to 2024 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.8% → 8%
2024 sits 57% above its own trend. The rate follows the median trend of the last 5 years, not that single year.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Automobiles & Auto Parts · 15 stocks
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Cite: Fair Value Calculator (2026). "GT Capital Holdings Inc Fair Value". https://www.fairvalue-calculator.com/stock/GTCAP
Frequently asked questions
Is GT Capital Holdings Inc (GTCAP) overvalued or undervalued?
As of Nov 3, 2026, our model estimates a fair value of 842.26 PHP versus a price of 459.00 PHP, about +83% upside (undervalued).
What is the fair value of GTCAP?
Our model-based fair value for GT Capital Holdings Inc is 842.26 PHP (as of Nov 3, 2026), built from audited fundamentals. The current price: 459.00 PHP.
What is the quality score of GTCAP?
GT Capital Holdings Inc has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for GT Capital Holdings Inc (GTCAP)?
Our model-based price target is the fair value of 842.26 PHP (as of Nov 3, 2026) from 24 valuation models. Cautious scenario 386.34 PHP, optimistic scenario 1,419 PHP. It is a calculation from audited fundamentals, not an analyst target.
What is the GT Capital Holdings Inc stock forecast for 2026?
Our models put fair value at 842.26 PHP, about +83% upside versus a price of 459.00 PHP (undervalued). Cautious scenario 386.34 PHP, optimistic scenario 1,419 PHP. The calculation is refreshed regularly with new filings.
What is the intrinsic value of GT Capital Holdings Inc (GTCAP)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For GT Capital Holdings Inc it is 842.26 PHP per share (as of Nov 3, 2026), against a price of 459.00 PHP. It is the blended result of 24 valuation models (cash flow, earnings, asset, dividend).
Is GT Capital Holdings Inc stock overvalued or undervalued in 2026?
As of Nov 3, 2026, GTCAP trades below its calculated fair value: price 459.00 PHP, fair value 842.26 PHP, a gap of about +83% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of GTCAP?
No. The price is what the market pays today (459.00 PHP); the fair value is what the company's own numbers justify (842.26 PHP). For GT Capital Holdings Inc the two are 383.26 PHP per share apart. That gap is exactly why we show both numbers side by side.
How much is GT Capital Holdings Inc worth?
The market values GT Capital Holdings Inc at about 98.8B PHP (market capitalisation, as of Nov 3, 2026). Per share that is 459.00 PHP; our models calculate a fair value of 842.26 PHP per share.
What do the bullish and bearish scenarios say about GTCAP?
Our models span a range for GT Capital Holdings Inc: cautious scenario 386.34 PHP, base 842.26 PHP, optimistic 1,419 PHP per share (as of Nov 3, 2026, price 459.00 PHP). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of GTCAP?
GT Capital Holdings Inc trades at a price-to-earnings ratio of 5.4 (as of Nov 3, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 842.26 PHP is built from several models across several years. Median P/E at fiscal year-end, 9 fiscal years (2016 to 2024), reported earnings: 10.6.
How solid is the balance sheet of GT Capital Holdings Inc (GTCAP)?
Balance-sheet figures for GT Capital Holdings Inc (as of Nov 3, 2026): debt of 0.29 per unit of equity. They feed the Quality Score of 54/100, which measures business quality independently of the share price.
How far is GTCAP from its 52-week high?
GT Capital Holdings Inc trades at 459.00 PHP, about 33% below its 52-week high of 682.53 PHP and 11% above the low of 414.20 PHP (as of Nov 5, 2026). Distance from the high says nothing about value: that is what the fair value of 842.26 PHP is for.
Which stocks are comparable to GT Capital Holdings Inc?
From the same area (Consumer Cyclical) we also value ESTec Corporation, Hwashin Precision Engineering Co, Sambo Motors Co, HRS Co, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is GT Capital Holdings Inc stock attractive at the current price?
The data as of Nov 3, 2026: price 459.00 PHP, calculated fair value 842.26 PHP (+83%), Quality Score 54/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of GTCAP calculated?
We run GT Capital Holdings Inc through 24 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 842.26 PHP, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.5% above its aggregate fair value. GT Capital Holdings Inc currently trades 46% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of GT Capital Holdings Inc (GTCAP)?
The closing price on Nov 5, 2026 was 459.00 PHP. Our model-based fair value is 842.26 PHP, about +83% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with GT Capital Holdings Inc right now?
The model range is unusually wide (386.34 PHP to 1,419 PHP). The outcome hinges heavily on assumptions, so read the point estimate with caution. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (54/100) at a price below fair value, the discount is the argument here, not the business quality.
Key figures of GT Capital Holdings Inc
How large is the market capitalisation of GT Capital Holdings Inc (GTCAP)?
The market capitalisation of GT Capital Holdings Inc is 98.8B PHP (≈ $1.6B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of GT Capital Holdings Inc (GTCAP)?
The price-to-sales ratio of GT Capital Holdings Inc is 0.53 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of GT Capital Holdings Inc (GTCAP)?
Earnings per share at GT Capital Holdings Inc are 70.37 PHP (price ÷ EPS = P/E 5.4). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of GT Capital Holdings Inc (GTCAP)?
The net margin of GT Capital Holdings Inc is 9.8% (fiscal year 2024). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the EBIT return on assets of GT Capital Holdings Inc (GTCAP)?
On an EBIT basis the return on assets of GT Capital Holdings Inc is 3.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
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