Fairvalue-Calculator Fairvalue-Calculator
EN DE

High Country Bancorp, Inc (HCBC) Fair Value & Analysis

Financial Services · US · Market cap $41.8M

Price$41.88
Fair Value$46.59
Upside+11.2%
Quality95/100
Evidence: High Range $34.94 – $58.24

Fair value as of: Jun 26, 2026

Analysis

High Country Bancorp, Inc (HCBC) currently trades at $41.88, while our model-based Fair Value estimate is $46.59 — implying the stock looks roughly 11.2% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

High Country Bancorp, Inc., a bank holding company, provides various banking products and services. The company accepts noninterest-bearing and interest-bearing checking accounts, savings, money market, and individual retirement accounts; time deposits; and certificates of deposits. It provides personal loans; commercial real estate loans, equipment loans, and commercial lines of credit; home equity loans; and mortgage loans. In addition, the company offers credit and debit cards; and mobile banking, online, and merchant card services, as well as invests in notes receivables and real estate properties. The company was founded in 1886 and is based in Salida, Colorado.

Open the full interactive analysis →

Similar stocks

HDFC Bank Limited (HDFCBANK) +18% PT Bank Central Asia Tbk (BBCA) -1% KB Financial Group (105560) -4% PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) +66% Banco Bradesco S.A (BBD) +100% Shinhan Financial Group (055550) +14%

Frequently asked questions

Is High Country Bancorp, Inc (HCBC) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $46.59 versus a price of $41.88 — about +11% (undervalued). Model-based estimate, not financial advice.
What is the fair value of HCBC?
Our 21-model fair value for High Country Bancorp, Inc is $46.59 (as of Jun 26, 2026), built from audited fundamentals. The current price is $41.88.
What is the quality score of HCBC?
High Country Bancorp, Inc has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.