Fairvalue-Calculator Fairvalue-Calculator
EN DE

HFB Financial Corporation (HFBA) Fair Value & Analysis

Financial Services · US · Market cap $38.4M

Price$33.92
Fair Value$53.09
Upside+56.5%
Quality95/100
Evidence: High Range $39.82 – $66.36

Fair value as of: Jun 26, 2026

✦ Find undervalued quality stocks — 34,000+ analysed Find stocks →

Analysis

HFB Financial Corporation (HFBA) currently trades at $33.92, while our model-based Fair Value estimate is $53.09 — implying the stock looks roughly 56.5% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

HFB Financial Corporation operates as the bank holding company for Home Federal Bank Corporation that provides various banking and financial services to individuals and corporate customers. The company offers checking accounts, saving accounts, money market accounts, time deposits, health savings accounts, individual retirement accounts, and overdrafts. It also provides personal, recreational and car, mortgages, home improvement, construction, home equity, and business loans. In addition, the company offers various insurance products, such as life and long-term care insurance products, as well as fixed and variable annuities. Further, it invests in retirement planning, college funding, and estate planning; and mutual funds, stocks, bonds, real estate investment trusts, options, and unit investment trusts. Additionally, the company offers estate planning services; and debit cards and online banking services. It primarily operates in Bell County, Kentucky, as well as surrounding count…

Open the full interactive analysis →

Similar stocks

HDFC Bank Limited (HDFCBANK) -20% PT Bank Central Asia Tbk (BBCA) +0% KB Financial Group (105560) +31% PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) +100% Banco Bradesco S.A (BBD) +100% Shinhan Financial Group (055550) +22%

Frequently asked questions

Is HFB Financial Corporation (HFBA) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $53.09 versus a price of $33.92 — about +57% (undervalued). Model-based estimate, not financial advice.
What is the fair value of HFBA?
Our 21-model fair value for HFB Financial Corporation is $53.09 (as of Jun 26, 2026), built from audited fundamentals. The current price is $33.92.
What is the quality score of HFBA?
HFB Financial Corporation has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.