HSBC Holdings (HSHD) Fair Value & Analysis
Financial Services · SG · Market cap 85.7B SGD
Fair value as of: Jul 4, 2026
From 18 valuation models · updated 12 days ago
Share price +7.1% over the past month.
Price vs Fair Value (12 months)
12‑month range 3.01 SGD – 5.11 SGD · fair‑value band 7.50 SGD – 12.50 SGD · the 5.11 SGD price screens below the 10.00 SGD fair value. As of Jul 4, 2026.
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HSBC Holdings (HSHD) currently trades at 5.11 SGD, while our model-based Fair Value estimate is 10.00 SGD — implying the stock looks roughly 95.7% undervalued today. We read business quality at 76/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, HSBC Holdings generated revenue of 63.8B SGD at a net margin of 35.0%. Revenue grew 3.3% year over year. It earns a return on equity of 11.6%. The stock trades on a trailing P/E of 3.2. Fundamentals as of Jul 4, 2026
Our scenario range runs from 7.50 SGD (bear case) to 12.50 SGD (bull case); at 5.11 SGD, the current price sits below that range. The share trades near its 52-week high and 73% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 65% fair-value upside — at 96%, HSHD screens cheaper than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 4, 2026. TTM = trailing twelve months.
About the company
HSBC Holdings plc engages in the provision of banking and financial products and services worldwide. It operates through four segments: Hong Kong, UK, Corporate and Institutional Banking, and International Wealth and Premier Banking. The Hong Kong segment is involved in the retail banking and wealth and commercial banking of HSBC Hong Kong and Hang Seng Bank. The UK segment engages in UK retail banking and wealth, as well as first direct and M&S Bank, UK Commercial Banking, and HSBC Innovation Bank. The Corporate and Institutional Banking segment is involved in transaction banking and capital markets. The International Wealth and Premier Banking segment is involved in the business comprising premier banking outside of Hong Kong and the UK, its private bank, asset management, and insurance businesses. The company was founded in 1865 and is headquartered in London, the United Kingdom.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
HSBC Holdings reported revenue of 71.0B SGD in FY2025 versus 64.2B SGD in FY2021, a compound +2.5%/yr. Reported net income was 22.3B SGD in FY2025, compounding +12.5%/yr from FY2021.
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| China Construction Bank Corporation 601939 | ¥9.94 | ¥16.38 | +65% |
| Agricultural Bank of China Limited 601288 | ¥6.40 | ¥12.80 | +100% |
| Royal Bank of Canada RY | $202.74 | $215.64 | +6% |
| Bank of China Limited 601988 | ¥6.22 | ¥12.44 | +100% |
| Wells Fargo & Company WFCS | C$23.58 | C$24.72 | +5% |
| Citigroup Inc C | 2,345 MXN | 87.61 MXN | -96% |
| Mitsubishi UFJ Financial Group M1UF34 | R$108.00 | R$216.00 | +100% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.