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Mitsubishi UFJ Financial Group (M1UF34) Fair Value & Analysis

Financial Services · BR · Market cap R$1.2T

MU Mitsubishi UFJ Financial Group M1UF34 · SA
PriceR$110.66
Fair ValueR$89.54
Upside-19.1%
Quality62/100
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Evidence: Medium Range R$67.15 – R$111.92

Fair value as of: Jun 26, 2026

From 10 valuation models · updated 15 days ago

Fair value updated Jun 26, 2026 — revised from R$215.98 to R$89.54 (−58.5%) since Jun 24, 2026. Share price +7.6% over the past month.

Price vs Fair Value (12 months)

R$110.66 R$71.74 Fair Value R$89.54 Jul 2025 Jul 2026

12‑month range R$71.74 – R$110.66 · fair‑value band R$67.15 – R$111.92 · the R$110.66 price screens above the R$89.54 fair value. As of Jun 26, 2026.

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Analysis

Mitsubishi UFJ Financial Group (M1UF34) currently trades at R$110.66, while our model-based Fair Value estimate is R$89.54 — implying the stock looks roughly 19.1% overvalued today. We read business quality at 62/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: medium).

Over the trailing twelve months, Mitsubishi UFJ Financial Group generated revenue of R$8.5T at a net margin of 28.5%. Revenue grew 11.7% year over year. It earns a return on equity of 11.9%. The stock trades on a trailing P/E of 15.4. Fundamentals as of Jun 26, 2026

Our scenario range runs from R$67.15 (bear case) to R$111.92 (bull case); at R$110.66, the current price sits within that range. The share trades near its 52-week high and 96% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 65% fair-value upside — at -19%, M1UF34 screens richer than that median.

Key figures & financial health

Revenue (TTM) R$8.5T
Revenue growth (YoY) +11.7%
Net margin 28.5%
Return on equity 11.9%
Free cash flow −R$23.7T FY2026
P/E ratio 15.4
More key figures
Operating margin 39.5%
EPS (TTM) R$6.67
EPS growth (YoY) +8.7%

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Mitsubishi UFJ Financial Group, Inc. operates as a bank holding company that engages in a range of financial businesses in Japan, the United States, Europe, Asia/Oceania, and internationally. It operates through seven segments: Digital Services, Retail & Commercial Banking, Japanese Corporate & Investment Banking, Global Commercial Banking, Asset Management & Investor Services, Global Corporate & Investment Banking, and Global Markets. The company offers commercial banking, trust banking, and securities products and services to retail and small-and medium-sized enterprise customers. It also provides mergers and acquisitions, debt and equity issuance, financial advice, and real estate-related services; credit cards; and trust banking and securities products and services, as well as engages in the lending, fund settlement, inheritance, asset management, business and asset succession solutions, and foreign exchange businesses. In addition, the company offers corporate banking …

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Mitsubishi UFJ Financial Group reported revenue of R$7.5T in FY2026 versus R$4.7T in FY2022, a compound +12.5%/yr. Reported net income was R$2.4T in FY2026, compounding +21.0%/yr from FY2022.

Revenue +12.5%/yr
FY22 R$4.7T
FY23 R$6.1T
FY24 R$5.9T
FY25 R$6.8T
FY26 R$7.5T
Net income +21.0%/yr
FY22 R$1.1T
FY23 R$1.1T
FY24 R$1.5T
FY25 R$1.9T
FY26 R$2.4T

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Cite: Fair Value Calculator (2026). "Mitsubishi UFJ Financial Group Fair Value". https://www.fairvalue-calculator.com/stock/M1UF34

Recent news

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Frequently asked questions

Is Mitsubishi UFJ Financial Group (M1UF34) undervalued?
As of Jun 26, 2026, our model estimates a fair value of R$89.54 versus a price of R$110.66 — about −19% (overvalued). Model-based estimate, not financial advice.
What is the fair value of M1UF34?
Our model-based fair value for Mitsubishi UFJ Financial Group is R$89.54 (as of Jun 26, 2026), built from audited fundamentals. The current price is R$110.66.
What is the quality score of M1UF34?
Mitsubishi UFJ Financial Group has a Quality Score of 62/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Mitsubishi UFJ Financial Group (M1UF34)?
Mitsubishi UFJ Financial Group reported trailing-twelve-month revenue of about R$8.5T (latest available figure, as of Jun 26, 2026).
What is the net profit margin of M1UF34?
The net profit margin of Mitsubishi UFJ Financial Group is about 28.5%, meaning it keeps roughly 28.5% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

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